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Old 02-23-2016, 10:18 AM   #1  
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Default Home mortgage help

Relocating to base in MSP and looking at buying. Anyone in the MSP area have a lender that they have gone through that understands airline pilot income? I've heard stories that it's easy to run into issues since we don't have a typical 40 hour work week. Also if anyone knows of any good realtors they have dealt with in the past, any help would be appreciated!
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Old 02-23-2016, 10:20 AM   #2  
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Relocating to base in MSP and looking at buying. Anyone in the MSP area have a lender that they have gone through that understands airline pilot income? I've heard stories that it's easy to run into issues since we don't have a typical 40 hour work week. Also if anyone knows of any good realtors they have dealt with in the past, any help would be appreciated!

Easy answer...Wings Financial Credit Union
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Old 02-23-2016, 10:24 AM   #3  
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Easy answer...Wings Financial Credit Union
I second this, great company and extremely competitive rates.
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Old 02-23-2016, 10:49 AM   #4  
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If you've ever bought a house before, try FSBO first. No need to give your hard-earned money away for nothing.
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Old 02-23-2016, 11:09 AM   #5  
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I bought a house this time last year and everything went very smoothly. I used a Keller Williams realtor who has a friend at SkyWest, so she got it, and Alerus Mortgaging. I'd be more than happy to put you in contact with both if you want to PM me.
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Old 02-23-2016, 11:58 AM   #6  
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Take your hourly rate and multiply by 1,000 for your yearly income. Then they'll ask for a paystub. Never heard of issues that way. (Personal as well)
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Old 02-23-2016, 12:24 PM   #7  
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If you've ever bought a house before, try FSBO first. No need to give your hard-earned money away for nothing.
Seller pays commission, its not gonna cost a buyer anything to use a realtor. Finding a good realtor to help you buy and negotiate would be well worth it.
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Old 02-23-2016, 12:59 PM   #8  
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Bankrate.com shows lenders with the lowest rates and zero BS. Just click on the mortgage tab and input your location. Big banks never have the best terms.
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Old 02-23-2016, 01:05 PM   #9  
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Seller pays commission, its not gonna cost a buyer anything to use a realtor. Finding a good realtor to help you buy and negotiate would be well worth it.
You could always pay a closing attorney(since they do all the work anyways) and negotiate a lower price without the buyers Realtor commission factored in. I'd rather sell to a buyer that's not using a Realtor.
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Old 02-23-2016, 08:24 PM   #10  
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Seller pays commission, its not gonna cost a buyer anything to use a realtor. Finding a good realtor to help you buy and negotiate would be well worth it.
Seller raises the price of the house to cover the commission. This has always been the case. 6% is outrageous for home in my area.
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