regionals that offer loss of flight medical
#1
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On Reserve
Joined: Jan 2018
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Looking to move onto my first airline job, but I'm hitting my 40s and I've known a few people to lose their flight medicals. Which regionals offer this kind of insurance and what are the terms, payouts and gotchas?
#3
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Joined: Jan 2018
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Is that the only one? I know I can get H&W through aopa, but I was hoping it would be available as part of the benefits package. I figured that some pilots have spent decades at a regional would at least push for loss of medical insurance.
#6
Prime Minister/Moderator

Joined: Jan 2006
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From: Engines Turn or People Swim
If the company provides it, the benefit is taxable.
If you pay the premium, the benefit is not taxable.
#7
In a land of unicorns
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From: Whale FO
#8
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From: Engines Turn or People Swim
#9
In a land of unicorns
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From: Whale FO
#10
Gets Weekends Off
Joined: Dec 2017
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From: Retired NJA & AA
My LOM plan was administered by HW, but once I transitioned from paid Company provided Med LOA I only dealt with the Underwriter which is Symetra Life Ins. 2021 was the 1st full year I was on the Symetra plan and my monthly benefit has zero deductions. I was careful to not deduct my premiums from my taxes because then my benefit would be taxable. Symetra does send me a tax form showing 2% of my benefit as taxable, I assume that's some kind of imputed income.
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