Health Insurance
#11
Why would a policy be cheaper if you pay for it all rather than the company paying for a part?
Sounds like more airline bashing by the master.
#12
I pay $83 a month because I have the basic "oh man, my leg just fell off" insurance plan.
#13
Line Holder
Joined: Jan 2008
Posts: 308
Likes: 4
From: Cessna 205
Someone mentioned earlier that the family plan for him and his wife would have been $800-$900 through the company. In this instance it may have been cheaper to find a private policy for the wife. This is also the case with my insurance. I only pay about $100 per month but if I want to add my spouse it will cost $800-$900 per month. I have found some private plans for her that are only $250-$350 per month.
#15
Gets Weekends Off
Joined: Oct 2006
Posts: 591
Likes: 0
From: Home with my family playing with my daughter as much as possible
#17
I always thought that people who had employer sponsored insurance paid less but from my perspective it does not seem like that is the case. I mentioned it to a friend who works for the county. He currently pays around $850 a month out of his paycheck to cover his wife and two kids.
He went to a local insurance agent to get a quote and it was slightly less to buy the same coverage from the same insurance company as he is getting from his employer. All I am saying is that people blindly accept what they are offered at work as being a better deal when it possibly is not.
Skyhigh
#18
Gets Weekends Off
Joined: Oct 2006
Posts: 266
Likes: 0
From: EMB-145 FO
At Trans States it was outrageous. For a family plan it was somewhere between $700-$800 a month.. Didn’t matter if it was just you and the wife or you the wife and ten kids, same price.. I think it was reasonable if it was just you and no family but that’s not what I needed..
#20
UHC has many plans and different coverage levels. At SWA, the primary insurance is UHC and I haven't had many problems with them at all. No worse than when I had been with BCBS in the past. SWA is self-insured however and UHC is the administrator. At SWA I pay around 65 or so a month for family coverage including dental and vision (top tier). It is definately not normal and I even met an insurance exec that said he never seen anything that low. I believe Delta, for comparision, is about 300/mo for a family so a larger airline does not mean cheaper rates.
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