Why do you have Envoy pay less than PSA on the chart 1st year? Our is guarantee is 75 hours. Our first year pay is higher by $1/hr. Our perdiem is higher. Our 401K match is higher.

If you really want your money sooner, you can adjust your withholding to have less tax taken out of your paycheck each pay period - in other words you take home more pay each check. Then the bonus withholding makes up for the shortfall from your normal paycheck and you end up with little to no refund at all (which is really what your goal should be in the first place. No free loans to the government!)