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Old 02-05-2020, 02:29 PM
  #11  
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Originally Posted by JustAnFO View Post
I’ve not used them personally, but I have two friends that have. The 4% return on large balances is compelling,


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WHAAAT? 4% return. I had to do a double take on the decade of this post. Where can I sign up?
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Old 02-05-2020, 02:57 PM
  #12  
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Originally Posted by BMEP100 View Post
WHAAAT? 4% return. I had to do a double take on the decade of this post.
Yup. 4% return on the first $25,000 in each account. Each person can have two accounts. So $50,000 for you, $50,000 for your spouse. That's $4000 a year in interest. Pretty sweet.

The tricky part is to qualify for that 4%, each account has to have at least 15 debit transactions (minimum $5 per) each month. It's harder than it sounds!
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Old 02-05-2020, 06:29 PM
  #13  
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Originally Posted by CA1900 View Post
Yup. 4% return on the first $25,000 in each account. Each person can have two accounts. So $50,000 for you, $50,000 for your spouse. That's $4000 a year in interest. Pretty sweet.

The tricky part is to qualify for that 4%, each account has to have at least 15 debit transactions (minimum $5 per) each month. It's harder than it sounds!
Google pay. I’m a cheap pilot so to keep all my money I attached one debit card to my wife’s email and the other to mine. On the 1-5th of the month I do 3 transactions a day between both email accounts for the same $. Takes less than 5 min.
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Old 02-05-2020, 07:49 PM
  #14  
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Originally Posted by flyguy81 View Post
Google pay. I’m a cheap pilot so to keep all my money I attached one debit card to my wife’s email and the other to mine. On the 1-5th of the month I do 3 transactions a day between both email accounts for the same $. Takes less than 5 min.
HA! I'll have to give that a shot, thanks. I've been gassing my car up $5 at a time if I'm short on transactions. That sounds much easier.
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Old 02-06-2020, 05:42 PM
  #15  
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I’ve been happy with Wings Financial Credit Union...downside is to my knowledge they only have Brick and mortar outfits in ATL and MSP to the beat of my knowledge.
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Old 02-07-2020, 11:47 AM
  #16  
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100% agree USAA has fallen from grace... I have been pleased with Navy Federal and also Pentagon Federal. Currently have accounts with all 3.
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Old 02-07-2020, 11:54 AM
  #17  
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Had an issue the other day and was on hold for over 30 minutes... that used to NEVER happen. Every time my wife call they try and talk her into insuring her wedding band etc... I've also been shopping around.
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Old 02-07-2020, 12:21 PM
  #18  
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Originally Posted by PotatoChip View Post
Had an issue the other day and was on hold for over 30 minutes... that used to NEVER happen. Every time my wife call they try and talk her into insuring her wedding band etc... I've also been shopping around.
Back when they switched over to chip cards, they deactivated my credit card without warning. I was on the road, on a weekend, and calling USAA reached only a third party call center who told me “they” (USAA) would not reactivate my card and I was SOL. USAA is just another garbage big business these days. More expensive for the same crap customer service as everyone else.
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Old 02-11-2020, 03:46 PM
  #19  
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My first mtg was with USAA. USAA wanted to know why I was buying a house in one state and based in another. I even had to provide a copy of my CBA stating I could use non-rev travel to commute to work along with FARs stating I could use the cockpit jumpseat. I also had to have a letter from my base manager elaborating on pilot commuting. It was a real headache.

The mtg was sold about 2 months after closing. Disclaimer, it was an FHA loan.

My next house we used a different lender.
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Old 02-11-2020, 11:04 PM
  #20  
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Keep in mind when you shop insurance the other companies know what you are paying. They are likely to come in cheaper. It’s also likely by year 3 they will be higher.
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