VSP?
04-11-2024 | 04:48 AM
#32
Gets Weekends Off
Joined: Jun 2010
Posts: 7,573
Likes: 283
From: DOWNGRADE COMPLETE: Thanks Gary. Thanks SWAPA.
04-11-2024 | 09:19 AM
#35
On Reserve
Joined: Dec 2023
Posts: 104
Likes: 7
I took RJs advice and went for the whole enchilada. Wasn't what I originally thought I would do, but if I'm out for an extended period of time we might have extraordinary expenses like medical travel or in home health care.
STD and LTD-B. Then, if something god forbid happens, I can decide if it's worth trying to get my medical back or if it's just time to hang up my hat and blazer and ride off into the sunset. 😁
STD and LTD-B. Then, if something god forbid happens, I can decide if it's worth trying to get my medical back or if it's just time to hang up my hat and blazer and ride off into the sunset. 😁
Maybe up your term Life.
remember, being over 50 doesn't mean you HAVE to have a "dad bod".
take care of yourself. Can't throw in the towel just yet.
Last edited by Otie; 04-11-2024 at 09:22 AM. Reason: More to add
04-11-2024 | 09:26 AM
#36
Gets Weekends Off
Joined: Oct 2006
Posts: 3,657
Likes: 302
Guess it all comes down to how much you think you’ll need and what you’re willing to pay to get that. LOL was my line in the sand and since we got everything we wanted, I don’t see the need to stick my hand back in the cookie jar for more. I wanted to be out of the subsidizing my disability insurance, not paying more every month for it. My take home is 65% gross…VA and sick bank top off can get me close enough to that…NEC as cash is a bonus if I don’t want to invest it elsewhere.
04-11-2024 | 09:40 AM
#37
Gets Weekends Off
Joined: Apr 2013
Posts: 4,554
Likes: 397
Guess it all comes down to how much you think you’ll need and what you’re willing to pay to get that. LOL was my line in the sand and since we got everything we wanted, I don’t see the need to stick my hand back in the cookie jar for more. I wanted to be out of the subsidizing my disability insurance, not paying more every month for it. My take home is 65% gross…VA and sick bank top off can get me close enough to that…NEC as cash is a bonus if I don’t want to invest it elsewhere.
04-11-2024 | 11:32 AM
#38
Gets Weekends Off
Joined: Jun 2010
Posts: 7,573
Likes: 283
From: DOWNGRADE COMPLETE: Thanks Gary. Thanks SWAPA.
This was my original thought pattern, but then I tried to consider a shorter term claim, say a year. Instead of adjusting my lifestyle or finding another career, I think I would rather "ride it out" and try to maintain as close to current book as possible. B is just too expensive for me. I don't need it and it doesn't pass the cost/benefit smell test at this point in my life.
04-11-2024 | 01:08 PM
#39
Gets Weekends Off
Joined: Mar 2017
Posts: 4,163
Likes: 144
04-11-2024 | 01:11 PM
#40
Gets Weekends Off
Joined: Mar 2017
Posts: 4,163
Likes: 144
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