Search

Notices

Which Medical Plan??

Thread Tools
 
Search this Thread
 
Old 11-06-2016 | 10:53 AM
  #1  
Thread Starter
Gets Weekends Off
 
Joined: Jun 2010
Posts: 631
Likes: 0
Default Which Medical Plan??

What med plan is most popular for family 4 at SW?? How much do you pay? Thanks!
Reply
Old 11-06-2016 | 11:49 AM
  #2  
Gets Weekends Off
 
Joined: Oct 2006
Posts: 3,655
Likes: 300
Default

Regular plan is gaining more popularity as more people find out about it. No premiums and $300 max OOP. Only gotcha is preventative visits (well visits, mammograms, etc) aren't covered but savings of no premiums makes up for it.
Reply
Old 11-06-2016 | 11:56 AM
  #3  
ZapBrannigan's Avatar
Furloughed Again?!
15 Years
 
Joined: Aug 2007
Posts: 4,948
Likes: 109
From: Boeing 737
Default

What Flyguy said. There are very few situations in which the regular plan is not the best choice. You'll save thousands per year.


Sent from my iPhone using Tapatalk
Reply
Old 11-07-2016 | 03:06 PM
  #4  
Gets Weekends Off
 
Joined: Feb 2010
Posts: 519
Likes: 0
Default

Originally Posted by flyguy81
Regular plan is gaining more popularity as more people find out about it. No premiums and $300 max OOP. Only gotcha is preventative visits (well visits, mammograms, etc) aren't covered but savings of no premiums makes up for it.
Just a slight correction. The $300 is the deductible for a family. The max OOP is $2500. Still a better deal for most people than Choice Plus.
Reply
Old 11-07-2016 | 05:40 PM
  #5  
Gets Weekends Off
 
Joined: Oct 2006
Posts: 3,655
Likes: 300
Default

Originally Posted by CLMP
Just a slight correction. The $300 is the deductible for a family. The max OOP is $2500. Still a better deal for most people than Choice Plus.
Yeah...sorry if it led to any confusion. Typed on my phone and must've fat fingered something.
Reply
Old 11-09-2016 | 12:27 PM
  #6  
gipple's Avatar
Gets Weekends Off
 
Joined: Feb 2009
Posts: 310
Likes: 0
Default

Regular plan is the least expensive, but it is also the most restrictive in things like orthodontics, dentists and preventative things. Also disqualifies you from a good auto insurance deal. I am trying to find out why some other benefits are disallowed if one chooses the regular plan. We have been on the choice plan for years because of well baby care after the birth of our kids. Don't need that anymore so trying to accomplish due diligence and make the best financial decisions for my family. The Group rate for auto insurance would save us 1000 a year over Geico. Couple that with regular plan savings and we are talking a nice chunk of money.
Reply
Old 11-09-2016 | 01:30 PM
  #7  
WHACKMASTER's Avatar
Gets Weekends Off
 
Joined: Jun 2010
Posts: 7,573
Likes: 282
From: DOWNGRADE COMPLETE: Thanks Gary. Thanks SWAPA.
Default

What's this about auto insurance? Is this through SWAPA or something?
Reply
Old 11-10-2016 | 04:06 AM
  #8  
gipple's Avatar
Gets Weekends Off
 
Joined: Feb 2009
Posts: 310
Likes: 0
Default

Originally Posted by WHACKMASTER
What's this about auto insurance? Is this through SWAPA or something?
No the kompany. It's a group plan with Met Life and my savings were 1k with lower deductible vs. Geico.
The catch is that the fine print on the RP says not eligible but Met Life has no knowledge of what medical plan we are on. This a kompany imposed limit that nobody wants to explain. SNAFU.
Reply
Old 11-10-2016 | 04:15 AM
  #9  
WHACKMASTER's Avatar
Gets Weekends Off
 
Joined: Jun 2010
Posts: 7,573
Likes: 282
From: DOWNGRADE COMPLETE: Thanks Gary. Thanks SWAPA.
Default

Originally Posted by gipple
No the kompany. It's a group plan with Met Life and my savings were 1k with lower deductible vs. Geico.
The catch is that the fine print on the RP says not eligible but Met Life has no knowledge of what medical plan we are on. This a kompany imposed limit that nobody wants to explain. SNAFU.
Thank you. I'll look into it. What's this "RP" that you mention above?

Last edited by WHACKMASTER; 11-10-2016 at 04:16 AM. Reason: Found the answer to my question.
Reply
Old 11-10-2016 | 08:09 AM
  #10  
gipple's Avatar
Gets Weekends Off
 
Joined: Feb 2009
Posts: 310
Likes: 0
Default

Regular Plan.
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Raptor
FedEx
132
07-20-2016 05:08 PM
outaluckagain
Pilot Health
12
09-21-2015 12:19 AM
dudewannabe
Cargo
1
07-26-2008 12:20 PM
rolling thunder
Cargo
80
11-03-2007 05:38 PM
hook
Cargo
16
10-17-2007 09:12 PM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



Your Privacy Choices