So it sounds like you are perhaps in a position to field these types of questions regularly. I assure you it is not that these folks don’t know the information that bothers you, but rather that your peers don’t care to look up the information on their own. Everything you mentioned is readily available and accessible to reference. As an example, do I know every little nuanced thing about our vesting schedule? No, but before I waste someone’s time asking about it, I’m going to look it up on my own. Just because someone doesn’t know how vacation works doesn’t mean they can’t enjoy their jobs so I don’t quite get your point their either.

But we’re all happy for you that you know everything.

To be fair. Vesting schedule isn’t even nuanced.

year 2 20%
year 3 40%
year 4 60%
year 5 80%
year 6 100%.

Pretty simple. And he is right. I’d venture 8 out of 10 guys I fly with don’t know that. Or when I ask Them what funds they have in their 401k..they never seem to know. Money isn’t everything , but it’s a lot of things . And so many guys I know don’t even know where there own money is going. pilots are smart folks , but it does shock me how little people know or worse, want to know about their financial future

I don’t know everything. I just read that people think that ALPA should provide this information and communication has been poor when ALPA has put out this exact information and it’s also available in easily accessible resources.

Personally when I take employment somewhere I do it to get paid. First thing I do is figure how I’m getting paid, when I’m getting paid, and when my money becomes 100% mine. I audit every single pay sheet for accuracy. My experience is there is a good portion of pilots that do not do this. They wouldn’t even know if there was a mistake or even being stolen from.

I’m not on FB personally but my spouse says the Spirit spouse Facebook group has a lot of bidding and compensation questions. It’s almost like many pilots have their spouses bid and trade their schedules, and collect and spend the paychecks. The pilot essentially just shows up when told and has no idea what’s going on. Hey if that works for them it’s cool but if I put the amount of time we do into a job I’m for sure going to know how it all works and where it all goes.

Funny you mention that. I’ve seen some of that. ‘Hey honey I need a new peloton, go pick up a day trip’ or ‘hey honey Need to re do the kitchen,
go get a 4 day x list to help pay for it ‘ I think some souses I’ve seen are gonna take this downturn harder than maybe the pilot himself. The gravy train is over and some people will not adjust well

Are all the non-vested funds lost forever upon furlough or does the vesting continue if one is recalled? Or, as a previous poster inquired, will the IRS "partial termination" clause apply?

I’m not sure . You’d have to email benefits with that question. My guess , it’s it’s just a guess is those funds will sit there, until either you are terminated
or quit. Since neither of those are happening I’m guessing the funds spirit has put in will
sit there and go up or down with the market. And let’s say you got called back on your 3rd anniversary then 40% of those funds are now yours . Again this is just an assumption. Check with someone in the know

Thanks. Just an interested observer. Sounds like there may be some nuance.

unvested funds should stay right in the account

Looking for some advice...coming off a mil deployment in the middle of August. Would it make sense to waste the companies money by coming back for a month. I'm a mid 2018 hire so definitely going to the gallows on Oct 1st.

I doubt they would even requal you at that point. I'd pick up orders and be a guard bum for a while if you can.