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Old 02-20-2026 | 11:25 AM
  #61  
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Originally Posted by Turbosina
Except... Now adjust that rate of return for inflation over the same time period...
That would be real growth, which has averaged approximately 7% for SP500 or US Total Market these past several decades. 10% is the historical return unadjusted for inflation. So using 5% would yield a conservative projection, in the context of using past results for the US market for retirement planning (25-40 year horizon)
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