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Old 02-16-2026 | 07:07 PM
  #41  
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Originally Posted by RJSAviator76
I enjoy these X vs. Y threads because they prove that no answer is absolute... we all value different things at different stages. I’m a SWA captain, and for me, the choice was simple: stay local or move the family. I refuse to commute, and staying put has turned into a very lucrative career move.

I’ll be the first to admit that United has a massive edge in fleet diversity and rapid seniority movement within the narrow-body ranks. If you hate the 737, United's fleet flexibility is something we just can't match, and that shouldn't be discounted. I actually missed the cut at United years ago after failing the Hogan, and while I briefly considered reapplying during our 2022 meltdown, the math didn't add up. Even with a quick upgrade at United, walking away from my seniority and progress at SWA would have meant leaving millions of dollars on the table over the course of my career.

The fundamental difference between our two pilot groups is how we approach the "game." At United, the goal seems to be the highest pay for the least amount of work and the highest pilot count. At Southwest, we are grinders. We actually start grumbling if we’re overstaffed because it would kill the premium flying. In fact, one of the gains in our contract is that we forced the company to offer premium flying if the first day of the trip goes across the reserve RAP and not allow them to break it up to use reserves instead if there are legal premium bidders for the whole trip. My "worst" month at SWA was around 125 TFP, which is still 30% over the typical line award. Throughout my career, even as a junior CA, I’ve averaged over 150 TFP monthly, and the real players here regularly clear 200+ without hitting FAR limits. As a SWA FO, I was regularly out-earning my junior UAL 737 captain buds. As a captain now here, it's not even in the same league, especially when you take into account seniority and even SWA junior pilots ability to credit big numbers... but my UAL buds can change fleets and virtually work for a different airline simply by changing fleet while a SWA pilot is in the same grind. As I said, this cannot be discounted.

Of course, if I don't want to work and have zero interest in anything beyond my line, at SWA I'll have 17-20 days off per month and do something else. The only way we have 15 days off per month is you are on reserve as our regular lines are built to have 17 to 20 days off per month. If you have 12-14 days off, you're picking up extra work as a reserve or a line holder.

One last thing, our contractual flexibility is also a big differentiator that is often overlooked in these comparisons. We can trade across the entire system regardless of domicile or line holder vs. reserve pilot restrictions; for instance, an LAX pilot can swap his four-day trip for say a MDW pilot’s reserve block, or we can just go see what other pilots across the system are giving away. It's not uncommon for say pilots on the West Coast to give away their Hawaii flying and someone from our midwest bases would commute to fly their 4 day Hawaii trip while the West Coast guy chases premium flying. This is one of the few benefits of having a single fleet type.

I do think UAL pilots live much more of an airline pilot life than SWA pilots. At SWA, it's a narrowbody grind no matter how you slice it, but SWA pilot will generally out-earn his UAL counterpart, or if they don't pick up extra, they'll generally have more time off the hook.

call me shallow but this to me is the ultimate selling point. Although I gave up a Southwest CJO I much prefer how they do things, and how the money is made.That flexibility and earnings can’t be beat. Also Having over 20k pilots doesn’t sound appealing at all for any companies profit sharing, and premium pick ups anyway. Only time will tell how that goes for UA.
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Old 02-17-2026 | 03:02 AM
  #42  
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I flew forSWA for about a year during my furlough from UAL. I do remember the grind, but I also remember not sitting much between legs, and I also didn’t swap tails that often between legs.

At UAL, while I was on Fidi, our sits seems to be longer than when I was at SWA and we didn’t keep the jet as often and that was usually at a hub.

For me, the longer sits and grabbing my gear and hustling to a different gate made the day seem much longer and fatiguing than when I at SWA. Quick turns made the day seem faster and more efficient. I don’t know if SWA’s new charge to assigned seating will or has slowed down that aspect of the operation yet.

Ilya been over 12 years since I flew there, but I assume that part hasn’t changed.
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Old 02-17-2026 | 08:45 AM
  #43  
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Originally Posted by Agratefulflyer
call me shallow but this to me is the ultimate selling point. Although I gave up a Southwest CJO I much prefer how they do things, and how the money is made.That flexibility and earnings can’t be beat. Also Having over 20k pilots doesn’t sound appealing at all for any companies profit sharing, and premium pick ups anyway. Only time will tell how that goes for UA.
‘I think I’ve rather have more pilots on the list in an industry that is known to furlough when there’s a hiccup…. Flexibility at Southwest is hard to beat, I cannot and refuse to dispute that. Ability to make money at Southwest is hard to beat, I too will not refute that….

But I make good money as is, enjoy the variety of flying that United offers..
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Old 02-17-2026 | 09:03 AM
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Originally Posted by Swakid8
‘I think I’ve rather have more pilots on the list in an industry that is known to furlough when there’s a hiccup…. Flexibility at Southwest is hard to beat, I cannot and refuse to dispute that. Ability to make money at Southwest is hard to beat, I too will not refute that….

But I make good money as is, enjoy the variety of flying that United offers..
The flip side is that those joining the bottom of the 20k pilot list don’t feel comfortable at all, so I can see why some might seek alternatives. You guys hired in the foggy mirror era get the benefit of never having to worry about furloughs. The rest of us absolutely do have to factor that.
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Old 02-17-2026 | 09:12 AM
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Originally Posted by RStrawberry
The flip side is that those joining the bottom of the 20k pilot list don’t feel comfortable at all, so I can see why some might seek alternatives. You guys hired in the foggy mirror era get the benefit of never having to worry about furloughs. The rest of us absolutely do have to factor that.
‘’I think many many many people have suggested for you remain at Big Beautiful Frontier….
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Old 02-17-2026 | 09:14 AM
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Originally Posted by Swakid8
‘’I think many many many people have suggested for you remain at Big Beautiful Frontier….
nice deflection. My two weeks is already in. Thanks tho! Some of you are real pieces of work.
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Old 02-17-2026 | 09:45 AM
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At SWA, we still do plane swaps, but I really don't think it's the same way as you guys do. It's a gamble when we pass through a base - I'd say 50/50 we'll have a plane swap, but just as often you blaze on through without switching. The Jetway Jesus miracles have dropped tremendously with assigned seating, so it's been actually quicker. I like it so far, and the pax - some like it, others don't. Can't please everyone.

Yesterday, I went to the End of 2025 W-2 thread, and looked up some NB numbers for United and one thing that stood out to me was that you guys at least on the NB side fly roughly the same number of hours as our hustlers do, but actually get paid a little less. This is why I like those threads as you can really see the effect of the work rules and the soft money vs. just the rate.

Here are some UAL posts and I'll highlight what caught my eye. You guys definitely put in some serious work too in your NB ranks as well.

This first one is sort of a baseline with hours and credit.

29 year lineholder Guppy Captain. Yo-nited Airlines

$634.7K Total

491.8K (1315 credit)
41.1 Profit Sharing
24.5 Taxable 401K spill
7.8 Per Diem
69.5 Company Contribution to 401K/AHRA

579 Block (Dec-Nov)
*159 days work (13 per month)
*206 days off (17 per month)

*Includes vacation and sick leave


This WB FO is a decent case check on what's doable given the seniority.


UA WB FO - 3.5 years on property

~370K Total Comp

~300K Base (~1,080hr credit)
~18K Profit Sharing
~54K 401k DC

~700 block (Dec-Nov)
95% Augmented
102 days of flying
6 months Reserve
Avg 17 days reserve / 8 days flying / 13 off
6 months Lineholder
Avg 9 days flying / 21 days off

*vacation & sick leave included



Here's a WB FO that can hold line holder NB CA with medium hustle

UAL 11 YR WB F/O Line holder.

Medium hustle, lots of kids events preventing more premium pickup. 7 premium pay trips for the year live in base.
$559,439 Total
$446,817 Credit
$31,611 Profit sharing
$6,928 Taxable 401K spill
$9,210 Per diem
$ 71,799 Company contribution 401k/AHA/RHA
851.36 Block
139 Days work
102 Nights away


This one caught my eye because of days including reserve days vs. pay.

UAL Year 4 NBFO
6 months LH, 6 months VEC reserve by choice, very little hustling.
1031 credit
180 days worked (counting reserve days not used)
237k salary
5.9k per diem
40k DC


On the one below, the block time to pay ratio really catches my eye as this is presumably a senior NB captain just flying his line.

UAL 18+ year NBCA
No hustle at all this year
No premium pay trips
Non-commuter

Block hours: 720

Pay hours: 1149
Days worked: 138

Regular Pay: $428,935
Profit Sharing: $30,745
Personal 401K: $31,000
Company B/C: $46,500
Active HRA: $23,000
Excess Cash Payout: $7,950
This strikes me as an average UAL pilot off probation. Please correct me if I'm wrong.

UAL NB FO
Joined late 2023
$257k Wages
$9.2k Per Diem
$43.8k Company Contribution to 401k
$11k 2024 Profit Sharing
$321k Total Income

153 days worked, 134 nights away, 1332 credit hours (Wages/pay rate), 662 block hours, 197 operating legs.


UA NBCA - 4 year

Regular Pay - 391.2K
Profit Share - 28.2K
DC - 46.5K
RHA - 20.8

total - 486.7

Block in last 12 months - 600 hours

50/50 - Reserve/Lineholder split


And here are some UAL pilots that I tip my hat off to on both sides of the spectrum:

UAL 787 FO

Year Top

Flight pay: 375k
per diem: 5k
PS: 30k
401k DC: 65k
Total: 475k
2025 work review
23 Trips
Block 565
Credit 1170
26 nights in hotel
11 logged landings in plane


This is the pilot who's gonna kill it no matter where he is. The question is how easy is this to do if you're on a junior spectrum of the fleet you're on at United once the upgrade is complete? In other words, is it sustainable for a junior pilot?

UAL Year 1/2 NB CA abusing the system making CA pay as an FO

Total Compensation: $605,219.26
- Flight Pay: $519.017.84
- Per Diem: $9,779.97
- 401k DC: $61,220.96
- 401K Spill Cash: $15,200.49

1,470.06 Credit
667.66 Block
220 Segments
7 Bid Periods LH
3 Bid Periods RSV
2 Bid Periods in Training


After a long career, a hat-tip to the senior WB captain playing the game:

Senior UAL Widebody CA

Regular Pay $844,900
B&C Company 401K Contributions $143,633
Profit sharing $49,500
Total Compensation $1,038,033

Pay Hours 1817
Hard Time 886
Total days worked 152

Lots of premium pay trips.
A good amount of on unaugmented long duty add pay - 1 for 1 add pay for all duty time over 10 hours (unaugmented)


And a NB UAL captain playing the game as well:

30 year UAL 737 Captain
$674,948 Total Compensation
VEC Reserve 9 months with lots of unused short calls
3 months (summer) as a line holder with some premium pick ups
6 weeks of Vacation
307 Block


Here are some SWA examples.

Summer hustling FO:

Year 3 FO In Base (45-50%)
7 months reserve / 5 Lines (3 Blanks)
PAY = 504K
Tax = 120K
BLOCK = 690 (YTD)
PD = $7.6K
NEC / 401K = 47K (Max)
SPILL CASH = 38K (roughly)
PS = 2-3K (2024 #’s)
Played the reserve game mostly, lots of unused reserve. Summer dropped everything I could (RE’s) and flew VDT (250+ monthly TFP MAY to JULY)


SW FO year 3/4 (mostly 3rd year)
pay: 347,000
retirement: 46,500
+ per diem + MBCBP + blah blah whatever else
Just over 400 or so.
594 block hours, pretty low block
average 138 TFP per month. Drop straight and fly premium mostly.
Here's a junior captain who was clinging to the bottom in DEN before getting displaced this year made last year:

WN 10 yr CA - Live in base....for now
Per Diem - $8.1k -> TAFB = 2719
NEC - $46.5k
NEC Excess - $61.8k
MBCBP Excess - $2.8k
PS - $8k
Wages - $637k (includes vacation and sick time used)
Total - $764k
11 mos reserve, 1 month blank (line). 1965 tfp....163 tfp/mo avg. Around 750 block
Didn't keep track of unused rsv days and our software only goes back to June.....too many days worked for the company but 18-23 nights a month in my own bed. Not working as much next year.
Another fairly junior captain commuter:

Junior WN CA (85% in Base), but top of pay scale
Earnings - 637.1k (includes 6.8k PS cash from 24' and all excess / spill cash from 25')
NEC - 59.5k
MBCBP - 3.5k
Total comp 700.1k
Block ~ 650
Ave work days per mo 12.4 (low 6, high 17)
Ave TFP per mo 147 (low 80, high 310)
Commuter


I'm also a junior captain who lives in base. Here are my numbers:

Wages: $680.9k
- includes 8.1k profit sharing paid as cash
- includes 13k Excess Benefit paid as cash - NEC excess first part
- includes 7k of 401a NEC Excess paid as cash.
- includes 2.5k of MBCBP over the limit

NEC: $46,5k

Per Diem: 9.6k

Total Comp not including per diem: $727.4k.
Total Comp including per diem: $737k.

Total block: 675 hours.
Total days worked including unused reserve: 158
Here are some more junior SWA FO examples.

This sounds like a bit of an outlier.

WN Year 3 FO

Play the game a bit. In base. Some unused reserve, a lot of premium, VDT, etc. Really value my time at home though, so high paying trips just meant more time at home. (I did ~240TFP in June including my 2 weeks of vacation and only 8 days of work).

Gross Pay: $381,220
NEC: $46,500
Per Diem (if it matters): $4,239
Spill Cash: $11,940
Profit Sharing: $2,720 (oof)
----------------------
Total Compensation: $446,619
Block: 374
Another game playing junior FO

WN FO. All year 2 pay. Live in base. Nov wrapped up and calculated using a SWA pay estimator app one of our pilots made.

$275,000 wages
$46,500 NEC 401K
$2750 MBCB
$2000 profit sharing
$8000 per diem
Total comp $334,000

2 years on property. Reserve during slow months and line during the busy seasons. Play the game when it makes sense to. QOL is very good and my wife and kids are happy. SWA not for everyone but I really enjoy it. Times are good for everyone right now, enjoy and take care of each other out there!

Block 640
But if you only fly your line and never take advantage of what the contract offers you for whatever reason, this is more likely, granted this is a senior FO:

WN 8yr FO

388k plus 46.5k new

435 total pay

~10 days worked per month. 119 days total worked (doesn’t included unused reserve)


This is why I like to see the info on W-2 threads. It's nice to see what's possible within our each contractual guardrails. This post isn't made to sway anyone one way or another. It's merely one to illustrate what's doable, what's possible and how much work it takes to get certain results. Granted, all these posts are anecdotal, but at least it gives some some guidance to compare the two places.

I still maintain that one cannot quantify the ability to change fleets and switch back and forth between WB and NB fleets either chasing seniority, upgrade, money, quality of life work and quality of life at home. That's where UAL wins hands down. If one is only interested in money/days off ratio, then SWA seems to be a very formidable competitor as you don't have to upgrade into junior CA position like at UAL to see the big bucks and being on the hook for 18 days a month. 18 days of work (or being on reserve) in a month at SWA = serious $$$$$$ as it's never assigned that way out of the gate, but it's always self-inflicted. But once you do upgrade as a junior CA as SWA, you can still crush it pretty easily, but you will have been on the property a lot longer than a UAL captain of the similar seniority in the fleet.

Some questions for UAL guys on the board... You had some seriously low upgrade times. Has that changed a bit? Also, what does your WB upgrade time currently look like?

Last edited by RJSAviator76; 02-17-2026 at 09:57 AM.
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Old 02-17-2026 | 12:51 PM
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Originally Posted by RJSAviator76
At SWA, we still do plane swaps, but I really don't think it's the same way as you guys do. It's a gamble when we pass through a base - I'd say 50/50 we'll have a plane swap, but just as often you blaze on through without switching. The Jetway Jesus miracles have dropped tremendously with assigned seating, so it's been actually quicker. I like it so far, and the pax - some like it, others don't. Can't please everyone.

Yesterday, I went to the End of 2025 W-2 thread, and looked up some NB numbers for United and one thing that stood out to me was that you guys at least on the NB side fly roughly the same number of hours as our hustlers do, but actually get paid a little less. This is why I like those threads as you can really see the effect of the work rules and the soft money vs. just the rate.

Here are some UAL posts and I'll highlight what caught my eye. You guys definitely put in some serious work too in your NB ranks as well.

This first one is sort of a baseline with hours and credit.



This WB FO is a decent case check on what's doable given the seniority.




Here's a WB FO that can hold line holder NB CA with medium hustle



This one caught my eye because of days including reserve days vs. pay.



On the one below, the block time to pay ratio really catches my eye as this is presumably a senior NB captain just flying his line.



This strikes me as an average UAL pilot off probation. Please correct me if I'm wrong.





And here are some UAL pilots that I tip my hat off to on both sides of the spectrum:



This is the pilot who's gonna kill it no matter where he is. The question is how easy is this to do if you're on a junior spectrum of the fleet you're on at United once the upgrade is complete? In other words, is it sustainable for a junior pilot?



After a long career, a hat-tip to the senior WB captain playing the game:



And a NB UAL captain playing the game as well:



Here are some SWA examples.

Summer hustling FO:





Here's a junior captain who was clinging to the bottom in DEN before getting displaced this year made last year:



Another fairly junior captain commuter:



I'm also a junior captain who lives in base. Here are my numbers:



Here are some more junior SWA FO examples.

This sounds like a bit of an outlier.



Another game playing junior FO



But if you only fly your line and never take advantage of what the contract offers you for whatever reason, this is more likely, granted this is a senior FO:



This is why I like to see the info on W-2 threads. It's nice to see what's possible within our each contractual guardrails. This post isn't made to sway anyone one way or another. It's merely one to illustrate what's doable, what's possible and how much work it takes to get certain results. Granted, all these posts are anecdotal, but at least it gives some some guidance to compare the two places.

I still maintain that one cannot quantify the ability to change fleets and switch back and forth between WB and NB fleets either chasing seniority, upgrade, money, quality of life work and quality of life at home. That's where UAL wins hands down. If one is only interested in money/days off ratio, then SWA seems to be a very formidable competitor as you don't have to upgrade into junior CA position like at UAL to see the big bucks and being on the hook for 18 days a month. 18 days of work (or being on reserve) in a month at SWA = serious $$$$$$ as it's never assigned that way out of the gate, but it's always self-inflicted. But once you do upgrade as a junior CA as SWA, you can still crush it pretty easily, but you will have been on the property a lot longer than a UAL captain of the similar seniority in the fleet.

Some questions for UAL guys on the board... You had some seriously low upgrade times. Has that changed a bit? Also, what does your WB upgrade time currently look like?
Curious what your advice (along with UAL guys) would be to someone with CJOs at both SWA and UAL at 27 years old on which way to lean. Willing to move to any base at either company.

My gut and heart says UAL, but that pay at SWA is hard to pass up… Feels foolish to just choose a carrier based on pay, though, considering that stuff evens out over 38 years
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Old 02-17-2026 | 01:00 PM
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Originally Posted by RJSAviator76
Also, what does your WB upgrade time currently look like?
Most junior 777 CA was hired 3/99, most junior 787 CA was hired in ‘98.
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Old 02-17-2026 | 02:12 PM
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Originally Posted by feelthebern
Curious what your advice (along with UAL guys) would be to someone with CJOs at both SWA and UAL at 27 years old on which way to lean. Willing to move to any base at either company.

My gut and heart says UAL, but that pay at SWA is hard to pass up… Feels foolish to just choose a carrier based on pay, though, considering that stuff evens out over 38 years
27? I’d say UAL. Chance to make $ is probably easier at SWA but your QOL and seniority will grow faster at UAL. Upgrade is quicker if you want the $. Being able to get to any base is also quicker at UAL. At SWA you’ll start in BWI or MCO and it’ll be a slow move to the west. Forget it if you want DEN, right now it’s 3 years seniority to be the plug FO or 10.5 to be the plug CA and that will grow.

If you started in April at SWA you’d retire at #108. Roughly 65% system seniority to upgrade so assuming 0% growth and attrition only for age 65, you’re looking at early 2036 to upgrade (prob be less due to growth and early medical, etc). No idea what it looks like on the UAL side…
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