Discount Auto Insurance?
08-01-2007, 07:43 PM
#3
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Position: FDX Captain
Posts: 77
Met wasn't a deal for me...
Originally Posted by darby78
We have a discount with metlife. 1-800-Get-Met8. They do payroll deductions, not sure if its required. I have no experience with MetLife, but I'm thinking about switching. Anyone already use them?
Nationwide, State Farm, and the best, Farmers.
(for me, depends on state too...Farmers wasn't most expensive or cheapest, but best coverage and limits.)
08-02-2007, 06:28 AM
#4
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Position: MD-11 FO
Posts: 122
Usaa
I think USAA lowered their rates last year to be competitive again. I dropped them a couple of years ago due to higher rates. I went with an independent agent that sold me an "Auto Owners" policy.
Moving to SAT now, so I might go back to USAA.
Moving to SAT now, so I might go back to USAA.
08-02-2007, 06:34 AM
#5
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Over the past 26 years I have tried to do better than USAA's rates several times. The first question the new insurance agents almost always asks is, "Who are you insured with now?" When I say USAA, they say (without even bothering to give me a quote), "I can't beat their rates ...
If anyone has been able to beat USAA, please PM me with the details.
Thanks ...
Mark
If anyone has been able to beat USAA, please PM me with the details.
Thanks ...
Mark
08-02-2007, 06:38 AM
#6
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I have a friend who's a State Farm agent. I asked about switching and he advised me to stay with USAA. He couldn't give me a lower rate and he indicated I'd get better service in the event of a claim.
08-02-2007, 06:52 AM
#7
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Usaa
Originally Posted by Unknown Rider
I have a friend who's a State Farm agent. I asked about switching and he advised me to stay with USAA. He couldn't give me a lower rate and he indicated I'd get better service in the event of a claim.
ONLY complaint I've heard about USAA was claims settlements during past few years of hurricanes in the south. But everyone was challenged then from what I understand.
08-02-2007, 07:21 AM
#8
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Usaa
USAA CAN be beat significantly on home owner's (at least in the South). Last year the difference for me between USAA and most ALL other insurance companies was about 70%. Example 475K USAA $2400 Allstate $1400. USAA has a 2% or 1% deductible on Wind/Hail damage and Allstate did not. What is the most likely damage to your southern home---that's right Wind/Hail!! USAA just recently lowered their rates to what I don't know. They had many customers leaving because they were so far off being competitive. I had been with them for 30 years. Still have auto with them though.
08-02-2007, 11:08 AM
#9
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Originally Posted by mcdbirdman
USAA CAN be beat significantly on home owner's (at least in the South). Last year the difference for me between USAA and most ALL other insurance companies was about 70%. Example 475K USAA $2400 Allstate $1400. USAA has a 2% or 1% deductible on Wind/Hail damage and Allstate did not. What is the most likely damage to your southern home---that's right Wind/Hail!! USAA just recently lowered their rates to what I don't know. They had many customers leaving because they were so far off being competitive. I had been with them for 30 years. Still have auto with them though.
08-02-2007, 11:13 AM
#10
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Originally Posted by mcdbirdman
USAA CAN be beat significantly on home owner's (at least in the South). Last year the difference for me between USAA and most ALL other insurance companies was about 70%. Example 475K USAA $2400 Allstate $1400. USAA has a 2% or 1% deductible on Wind/Hail damage and Allstate did not. What is the most likely damage to your southern home---that's right Wind/Hail!! USAA just recently lowered their rates to what I don't know. They had many customers leaving because they were so far off being competitive. I had been with them for 30 years. Still have auto with them though.
They are very competitive in other places, and I don't think anybody can beat their auto.
But don't get in more than one accident, they'll drop you like a hot potato!
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