Age 67 Thread Drift
#41
Gets Weekends Off
Joined: Sep 2015
Posts: 5,562
Likes: 219
From: UNA
when 65 happened our LTD was worse than it is now. If 5 years didn’t destroy our LTD/ negotiating ability for improved LTD and other items, I find it hard to believe 2 more years will. If anything I would think our DC % would be an easier target. Don’t need as high of a % if you can stay longer.
70+ is a different story, but I don’t think 67 will break the bank. I hope we don’t have to find out.
Ya their argument about not being able to stay to full retirment age is a bit much. Like the $1k/month loss for drawing it at 65 is going to put them in the poor house 🙄. Most of us will he lucky to see SS in anywhere close to its current for, and if we do, it will likely be because we paid increased taxes.
#42
Line Holder
Joined: Jan 2007
Posts: 1,353
Likes: 54
From: 765A
according to my AME, most people who are going to have serious issues have them long before they get to their 60s. If you have made it to 65 with no big health issues, the odds are very good you will continue to be healthy.
#43
* I'd be willing the bet there will be some folks who will finally fess up to a condition they have been hiding/minimizing, and initiate LTD somewhere around 65 (when they have been expecting to retire anyway), and collect a year's pay spread over the following 2. No idea how many, but it won't be zero... 10% of the monthly retirements are above/beyond mandatory numbers... Just saying.
#45
Line Holder
Joined: Feb 2018
Posts: 615
Likes: 150
#46
Yeah, the company won’t take that into account… Will the company consider it a freebie?
No, it’s now a bargaining chip for them.
“You ask on xyz (vacation, raise, 401k contributions, etc) is a little high, when you take into account the additional we are paying for LTD.”
“That value went up due to federal mandate.”
“Yes the value went up. We can raise xyz by (fraction of offer) or adjust LTD.”
All prices are taken into account. There are no freebies in negotiations and there is a cap on value. There is some flex in how much we can get an increase in total value or where it goes, but this idea that we get it for free is just unrealistic.
No, it’s now a bargaining chip for them.
“You ask on xyz (vacation, raise, 401k contributions, etc) is a little high, when you take into account the additional we are paying for LTD.”
“That value went up due to federal mandate.”
“Yes the value went up. We can raise xyz by (fraction of offer) or adjust LTD.”
All prices are taken into account. There are no freebies in negotiations and there is a cap on value. There is some flex in how much we can get an increase in total value or where it goes, but this idea that we get it for free is just unrealistic.
Last edited by notEnuf; 09-03-2025 at 06:49 PM.
#47
Prime Minister/Moderator

Joined: Jan 2006
Posts: 45,115
Likes: 794
From: Engines Turn or People Swim
* I'd be willing the bet there will be some folks who will finally fess up to a condition they have been hiding/minimizing, and initiate LTD somewhere around 65 (when they have been expecting to retire anyway), and collect a year's pay spread over the following 2. No idea how many, but it won't be zero... 10% of the monthly retirements are above/beyond mandatory numbers... Just saying.
Over my career, I've observed a slight tendency towards discretionary LTD on the part of people who have some grievance (real or perceived) with the airline. Commonly merger victims.
#48
Gets Weekends Off

Joined: Jun 2015
Posts: 3,377
Likes: 73
#49
Good Point (though I would note, getting both LTD and DPMA approved does required physician records and several pages of forms. The disability has to be proven legitimate, but still). There are also the ALPA insurances that kick in after 1 year on LTD.
#50
Line Holder
Joined: Feb 2024
Posts: 381
Likes: 71
I’ve heard rumor of a AME near the mothership that has asked older pilots if they want to go out on LTD, because he can help them…
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