Any "Latest & Greatest" about Delta?
02-06-2012 | 11:37 AM
Gets Weekends Off
Joined: Aug 2007
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From: DL 7ER F/O
Why would the company offer early outs for our group unless they wanted to either replace or outsource that flying? Have the sick call rates for our older coworkers been elevated such that paying to retrain their replacements is monetarily beneficial to our company?
02-06-2012 | 11:39 AM
veut gagner à la loterie
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From: Light Chop
My 14yr. old daughter broke a bone in her foot last year at gymnastics practice, so I take her to the ER, Xrays show the break, they put her in a hard cast for a month, then the inflateable velcro boot.
Then I got a bill for over $2,500, for the ER, the Xrays, the cast, and get this, the boot...that alone cost $375!!
Then I got a bill for over $2,500, for the ER, the Xrays, the cast, and get this, the boot...that alone cost $375!!
It'd been half that if the Children's Urgent Care center hadn't told us (10 minutes to closing) that we needed to go to the ER and have a plastics guy repair it. We went to the ER guy did it, not plastics. The trip was unnecessary.
Suspicious? yes.
Now I have a huge bill coming because my son had a respiratory virus. Required an ambulance ride... $$$$$$... and multiple days in the hospital.... $$$$$$... every doctor that saw him said he looked good but he had to sleep the night without ever having O2. So they'd keep him for days to wait and see.
The double whammy hits you though in that when a dependent or spouse is in the hospital you have to PD. So not only on our insurance are you going to get hit by a sky high bill but you also lose income and have to go to the bank.
I think if a spouse or a dependent is hospitalized, easy to verify, it's a sick call.
It is very bad that we have only one option other than those administered by UHC.
UHC knows they do not have to compete for our business. UHC knows they've lobbied and gotten exemptions to regulation, which makes them immune to our attempts to get help from the Agencies which should ensure this is a fair exchange between consenting parties.
UHC does not just suck. They're unaccountable and know from their position of monopoly power that you're impotent to do anything about their malfeasance.
Under law, you should be able to get a copy of your policy and review it. With UHC, they will claim their contract is with Delta, not you. Therefore they do not have to respond to you. That leaves you dealing with a department at Delta which mostly does not exist after bankruptcy. Further, I'd guess you put your career at some jeopardy when you finally find someone over there to talk to (who is also powerless to challenge UHC) and get angry.
In our case, UHC's coverage was worse than having none at all. Our kid's bill was 400% higher because of the in network contract UHC has with our local hospital. UHC could not explain why their contracted rate was so high. Further for one procedure the "out of network reasonable and customary cost" was $374. "In Network" that same "reasonable and customary cost" was a little over $1,800.
UHC refused to let me see any of the contracts. I refused to pay the higher version of "reasonable and customary." Eventually the CFO of the Hospital was fired and his replacement proudly posted on his Facebook page the news of his promotion and his election as President of his Neighborhood Association. With that information I informed him that I would have a process server deliver my lawsuit to him at his neighborhood's Christmas Party.
We should not have to resort to jerk moves like that to avoid getting ripped off, but since we don't have the ability to lobby congress, a guy's got to be creative to ensure fairness.
UHC knows they do not have to compete for our business. UHC knows they've lobbied and gotten exemptions to regulation, which makes them immune to our attempts to get help from the Agencies which should ensure this is a fair exchange between consenting parties.
UHC does not just suck. They're unaccountable and know from their position of monopoly power that you're impotent to do anything about their malfeasance.
Under law, you should be able to get a copy of your policy and review it. With UHC, they will claim their contract is with Delta, not you. Therefore they do not have to respond to you. That leaves you dealing with a department at Delta which mostly does not exist after bankruptcy. Further, I'd guess you put your career at some jeopardy when you finally find someone over there to talk to (who is also powerless to challenge UHC) and get angry.
In our case, UHC's coverage was worse than having none at all. Our kid's bill was 400% higher because of the in network contract UHC has with our local hospital. UHC could not explain why their contracted rate was so high. Further for one procedure the "out of network reasonable and customary cost" was $374. "In Network" that same "reasonable and customary cost" was a little over $1,800.
UHC refused to let me see any of the contracts. I refused to pay the higher version of "reasonable and customary." Eventually the CFO of the Hospital was fired and his replacement proudly posted on his Facebook page the news of his promotion and his election as President of his Neighborhood Association. With that information I informed him that I would have a process server deliver my lawsuit to him at his neighborhood's Christmas Party.
We should not have to resort to jerk moves like that to avoid getting ripped off, but since we don't have the ability to lobby congress, a guy's got to be creative to ensure fairness.
02-06-2012 | 11:46 AM
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Joined: Jul 2009
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IF you have the Gold HRA...your medical plan does in fact cover emergency room visits at 80% after the deductible is met. Using your logic (and words), Delta isn't putting your child's life at risk--you would be. Why use the Gold HRA when you use the HSA or the Option N. When you buy insurance, you are playing the risk game. I prefer the HSA because the $$ figures are pretty cut and dry. I don't have to play the FSA guessing game and I put in the max HSA each year. If something unusual happens (e.g. an unexpected emergency room visit) and I really do need to go to the emergency room; then I go and tap into the HSA if need be.
Your rhetoric saying our insurance doesn't cover is plain wrong. It does cover. Its expensive though.
Your rhetoric saying our insurance doesn't cover is plain wrong. It does cover. Its expensive though.
Last edited by Cohiba; 02-06-2012 at 11:57 AM.
02-06-2012 | 11:55 AM
Da Hudge
Joined: Oct 2006
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From: Poodle Whisperer
This is a correct statement. However since the HRA is so high of a deductible, I switched to the PPO this year. It's sad to say, but the healthcare at the junky regional I was at was far far superior to what we have here.
02-06-2012 | 11:55 AM
Da Hudge
Joined: Oct 2006
Posts: 17,473
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From: Poodle Whisperer
A trash hauler doing a heck of a demo last year at Paris:
Aviation Video: C-130J Demo 'Paris 2011' *In Cockpit* | Patrick's Aviation
Aviation Video: C-130J Demo 'Paris 2011' *In Cockpit* | Patrick's Aviation
02-06-2012 | 12:11 PM
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02-06-2012 | 12:17 PM
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Joined: Feb 2008
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From: Urban chicken rancher.
Re. the Tri Care post:
I did volunteer to serve, and served for 8 years, but to get Tri Care coverage, you have to be on active duty, (or Reserves) or retired AD, ie. put in 20 years.
But ultimately, who is it that's paying for your Tri Care?
The Civilians...you know, those other Tax Payers that don't have access to Tri Care.
I did volunteer to serve, and served for 8 years, but to get Tri Care coverage, you have to be on active duty, (or Reserves) or retired AD, ie. put in 20 years.
But ultimately, who is it that's paying for your Tri Care?
The Civilians...you know, those other Tax Payers that don't have access to Tri Care.
02-06-2012 | 12:17 PM
Line Holder
Joined: Sep 2006
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From: Starboard Side, weekends & holidays.
Hospitalization of a loved one is a highly stressful event that would likely render you mentally unfit to safely complete your duties. Easily a legitimate sick call IMO. I've never had to "press to test" on this one, but it seems easily justifiable to me.
02-06-2012 | 12:24 PM
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From: Dismayed
02-06-2012 | 12:26 PM
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Heyas Jab,
I assume you are talking about the Preference Qualifiers in the PCS, like if you are trying to WS/GS.
There are two deals with this, and it's a bit tricky....
If you go to the PCS menu, and then set your preference qualifers from that menu, then those preferences become GLOBAL, and they will be applied to any thing you do in the PCS.
If you go to the SLIP menu and enter date ranges (not specific trips), it will ask you if you want to use your global preferences, OR set another, which will ONLY be used by that request.
So, to answer your question, if you enter a WS/GS request, and set the qualfiers for only that request (either via globally or for that sepecific request), it will only give you those trips that meet ALL those requirements.
If you want relax your requirements a bit, you need to enter additional WS/GS requests, and then relax the preference qualifiers for each. Be sure to check the box that says "award only one preference, ignore the rest" unless you don't care how much it awards you (if you don't check the box, it will try to award from each request).
Hope this answers what I think you were asking....
Nu
I assume you are talking about the Preference Qualifiers in the PCS, like if you are trying to WS/GS.
There are two deals with this, and it's a bit tricky....
If you go to the PCS menu, and then set your preference qualifers from that menu, then those preferences become GLOBAL, and they will be applied to any thing you do in the PCS.
If you go to the SLIP menu and enter date ranges (not specific trips), it will ask you if you want to use your global preferences, OR set another, which will ONLY be used by that request.
So, to answer your question, if you enter a WS/GS request, and set the qualfiers for only that request (either via globally or for that sepecific request), it will only give you those trips that meet ALL those requirements.
If you want relax your requirements a bit, you need to enter additional WS/GS requests, and then relax the preference qualifiers for each. Be sure to check the box that says "award only one preference, ignore the rest" unless you don't care how much it awards you (if you don't check the box, it will try to award from each request).
Hope this answers what I think you were asking....
Nu
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