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Old 01-09-2018 | 02:15 PM
  #11  
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Originally Posted by pitchattitude
Ok. Thanks.
There's a expense ratio S&P 500 index fund already in the standard portfolio, which is my poor man's eztracker.
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Old 01-09-2018 | 03:21 PM
  #12  
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Originally Posted by LineUpAndPay
There's a expense ratio S&P 500 index fund already in the standard portfolio, which is my poor man's eztracker.
What kind of returns are you getting with that?
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Old 01-09-2018 | 05:25 PM
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Originally Posted by bigtime209
What kind of returns are you getting with that?
1/1/17-12/31/17 was 21.76. So #%&$ing crazy. Otherfunds performed better, semi high expense ratios though. But what a crazy year. But for anyone needing to just park funds and still be aggressive enough, start there.
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Old 01-09-2018 | 06:51 PM
  #14  
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Originally Posted by LineUpAndPay
1/1/17-12/31/17 was 21.76. So #%&$ing crazy. Otherfunds performed better, semi high expense ratios though. But what a crazy year. But for anyone needing to just park funds and still be aggressive enough, start there.
Nice. EZ got me 25% over that period so I'll stick with it for now. EZ or no EZ, great to see the market kicking ass.
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Old 01-10-2018 | 08:24 AM
  #15  
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Does anyone know where the language is in the contract that we do not get company matching until 1 year of service? It looked to me like we get immediate matching up to 3.5% at a rate of 1/2 up to7%. But I just grazed it over quickly.

I don’t recommend any professional management, because you don’t usually beat the market, then if you add in the fees....you’ll be more behind than ahead.
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Old 01-10-2018 | 08:28 AM
  #16  
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Originally Posted by InHouse
Does anyone know where the language is in the contract that we do not get company matching until 1 year of service? It looked to me like we get immediate matching up to 3.5% at a rate of 1/2 up to7%. But I just grazed it over quickly.

I don’t recommend any professional management, because you don’t usually beat the market, then if you add in the fees....you’ll be more behind than ahead.
Section 28.B
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Old 01-10-2018 | 02:42 PM
  #17  
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Originally Posted by InHouse
Does anyone know where the language is in the contract that we do not get company matching until 1 year of service? It looked to me like we get immediate matching up to 3.5% at a rate of 1/2 up to7%. But I just grazed it over quickly.

I don’t recommend any professional management, because you don’t usually beat the market, then if you add in the fees....you’ll be more behind than ahead.
this

Screw Flanders (I had to have 10 characters minimum to reply, wtf)
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Old 01-10-2018 | 06:17 PM
  #18  
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pro management got me 25% this year! Dude the market is up 25% this year! Yeah but they are professionals!

https://www.investopedia.com/advisor-network/articles/buffett-challenge-year-nine-update/
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Old 01-10-2018 | 07:35 PM
  #19  
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Put your money in an S&P500 index fund. Professional money manager “subscriptions” are generally a waste of your money. There are maybe only a handful of good ones, and I can tell you they are not managing 401ks for regional pilots.
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Old 01-10-2018 | 07:54 PM
  #20  
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Totally man, I mean it’s a great deal for THEM...they make money either way!

They make their cash off of people thinking that they know better than the market, in reality, nobody and I mean NOBODY really knows. It’s all speculation.

There’s 2 or 3 in the world that can. Bridgewater beat the market 25/28 years....and when they were accepting new investors the minimum to invest was 300million.
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