Originally Posted by flensr

It's funny watching people arguing about insurance and making broad claims like "theft" etc, when they have ZERO knowledge or education about statistics, the insurance business, how actuarial tables work, and the legal precedents that permit the idea of open market insurance to exist in the first place.

The whole concept behind insurance is based on completely "pure" mathematical calculations about risk and probability of a claim. The criteria used to determine those risk factors have been used for decades because they are the most fair way to spread risk among insured groups of people without unfairly punishing people who are not in the higher risk categories.

If you don't like that, then come up with a better way and try to convince someone (anyone) to willingly buy into it. But that won't happen, because insurance doesn't work that way. Insurance rates for any particular person is based on a cold mathematical calculation of how likely an aggregate group of "people like you" are likely to have a claim, plain and simple. It really isn't any more complicated than that.

If you don't like that, then pile up some cash and self-insure or get enough people to join you to purchase your own group policy, (which will still be charged premiums based on the characteristics of the people in your group). If you can't self insure, then of course you buy insurance because that's what insurance is for (duh). If you are forced to buy insurance because the govt says you do, then that's what elections are for.

Whining about insurance "theft" and claiming that it's unfair for any particular group to get charged higher premiums than another group is simply showing ignorance about how insurance actually works. I know that making fools of ourselves is kind of a sport in here, but this is pretty blatant even for pilots who know everything

Originally Posted by jDSTJD

I'm sorry but this is awful. Yes it is true that these recent news stories about black passengers acting rediculous on flights, and the fact that the stories keep happening it seems one after another, does not make "us" (black people/African Americans, whichever you want to pick) look good, this doesn't mean that there are only black people acting loony on flights and having to have flight crews take remedial action. The conflicts involving non-black crazies just don't appear to be as newsworthy because of the sensationalism race related incidents. So it gives the impression that it's just "blacks acting self righteously indignant after being called out for it". I cringe when I see this stuff because it looks bad but the condescending way you posted this is, in my opinion, beneath the intelligence and professional stature that I admire(d) you all for.

Originally Posted by ipdanno

Flensr is spot on educating the uneducated here. Did a better job than I would have, so I say "Thank you."

Jcountry, you have neglected to include facts within your emotional statements. As such, those statements can't hold water. Or wind...

Originally Posted by ShyGuy

These liberal parents are now seeing the results of their votes.


Students and parents demand a rule change after trans teen wins the girl's state championship

Originally Posted by rickair7777

They should abolish all gender specific teams and competitions and let everyone compete equally regardless of actual or perceived gender. I don't understand how anyone can tolerate the implied gender discrimination of segregated sports in this day and age.

Originally Posted by flensr

You get beat up a lot as a kid and want to compete against smaller women so you can win sometimes, right?

Kidding kidding, plus I can't really tell if you were serious or not. If not, well played

Originally Posted by flensr

You get beat up a lot as a kid and want to compete against smaller women so you can win sometimes, right?

Kidding kidding, plus I can't really tell if you were serious or not. If not, well played

Originally Posted by jcountry

I know exactly how insurance really works.

It works by the companies looking at the damage after a major hurricane and seeing only slabs left where their insureds' homes were.

And then those companies denying payouts because they said homes were washed away, rather than blown.

They are crooked bastards. I hope you never have to file a major claim, but if you do, I sure hope you are treated better than practically everyone I know who has had to.

Originally Posted by ItnStln

How would being washed away be any different than being blown away?