Your Monthly Budget
#1
Banned
Thread Starter
Joined APC: Jul 2021
Position: Flying and fixing cars
Posts: 158

Would anyone be willing to share what their monthly budget looks like? Basically how much you spend and if you use any programs to track it.
You don’t have to list out each item but looking more for a general number each month.
You don’t have to list out each item but looking more for a general number each month.

#2
Gets Weekends Off
Joined APC: Mar 2011
Posts: 988

Excel, I haven't found any apps I like the format the way I want the data displayed. Plus with those apps you're the product not the customer.
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#6
Gets Weekends Off
Joined APC: Feb 2022
Posts: 437

Excel is great advice and great because you have to be active with it. I’ve tried other services where the app tells me everything but those didn’t emotionally register to affect change like entering your own transactions into a line then seeing you were cash flow negative because of those purchases. Tracking your pay via excel can also be motivational making it easy to compare years, quarters and months. I consciously worked more last 4th quarter because it is always my worst quarter.
#8

I have an elaborate budget in excel. Which my wife participates in developing and then ignores.
IMO creating your own "app" does help with your awareness of where the money goes. I have one sheet for expenses and another for income.
It's also useful for future projections and what-if scenarios since you can save copies and tweak numbers.
IMO creating your own "app" does help with your awareness of where the money goes. I have one sheet for expenses and another for income.
It's also useful for future projections and what-if scenarios since you can save copies and tweak numbers.
#9

If you go to Google and type "free budgeting spreadsheet" you'll be surprised at how many awesome free excel spreadsheets you can download. That's what I use. I check it monthly and update things based on quality of life, and how much I am saving, etc. PM me if you want more advice.
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