Quote:
LTD payments only last 2 years for mental/nervous, and there are some exclusions for illegal acts, etc, but in general if you can't hold a medical you get paid.
Originally Posted by slowplay
The program is similar here. In most cases the LTD plan pays you 50% of pay until you get better, no longer qualify for LTD, or reach the FAA mandatory retirement age. DPMA overlays up to 24 months of protection bringing you up to an after tax effective 100% of pay.LTD payments only last 2 years for mental/nervous, and there are some exclusions for illegal acts, etc, but in general if you can't hold a medical you get paid.
I believe that DPMA only pays the remaining 50% over LTD for 12 months ( to make you whole for one year) but is available to use 2 times during your career hence the 24 months of coverage.