Lot's of people in other careers do it. And we usually have more time off than most. I don't think you have to do it, just depends on how much you want to spend.
Oh, here's another tip...pilots tend to be personable, work out, plus you have that whole pilot mystique going for you...you're probably a chick magnet! But don't run out and marry the first pretty FA or CSR who makes eyes at you. The FA is pretty and probably has a fun personality, but she probably hasn't been to college and her only employment skill is flying...well as soon as she starts popping out the puppies do you think SHE's going to want to keep flying? Ummm...no. You just upgraded, got the big raise now you're supporting a family on a single regional income...
There are plenty of hot, ambitious, educated women out there who spent their twenties in law/medical/b school and getting their career started...now they're lonely and confronted with dating in an ocean of loser @sshole meth addicts (most of the good ones are taken by now). GO FIND YOU ONE! You are substance free, have the mystique, and TRAVEL BENNIES. Her six-figure income can cover the restaruants and hotels in Europe, you just provide the travel...she really doesn't care that you only make a third of her income. Trust me.
If for some reason you can't find one in your town, start bidding long overnights in NORCAL...