View Poll Results: Survivor benefits for your VEBA. Family or no
Pass to my designated survivor’s
32
86.49%
Give my money to other pilots fund.
5
13.51%
Voters: 37. You may not vote on this poll
VEBA death beneficiaries
09-24-2025 | 01:34 PM
#1
Thread Starter
Ignoring; John Burke.
Joined: Jul 2022
Posts: 249
Likes: 1
From: 777 retired
VEBA death beneficiaries
For any current or former UAL pilot with a VEBA (RHA ) account. Do you want you surviving family ( other than spouse) , to inherit your VEBA balance, or distribute it to other pilots.
?
?
09-24-2025 | 03:01 PM
#2
Gets Weekends Off
Joined: Feb 2012
Posts: 3,599
Likes: 205
From: 787
so in your poll I should vote twice.
also, while we are at it….If I don’t use LTD in my career should I get all my money I invested in the GROUP program back? What if I die without using it? Should my beneficiaries get the money back?
09-24-2025 | 03:25 PM
#4
Gets Weekends Off
Joined: Feb 2012
Posts: 3,599
Likes: 205
From: 787
09-26-2025 | 04:12 AM
#5
Gets Weekends Off
Joined: Mar 2018
Posts: 3,633
Likes: 209
Which would be fine. I think most people would rather have the money taxed than vanish altogether.
09-26-2025 | 06:58 AM
#6
Gets Weekends Off
Joined: Aug 2006
Posts: 2,025
Likes: 100
RHA will not change without wholesale changes to the plan itself and the cost would skyrocket.
If you don’t want money to go into it……there is a way for that not to happen.
There is no free ride with triple tax free money no matter what the Zers feel - lol.
If you don’t want money to go into it……there is a way for that not to happen.
There is no free ride with triple tax free money no matter what the Zers feel - lol.
09-26-2025 | 07:03 AM
#7
Line Holder
Joined: May 2015
Posts: 1,200
Likes: 33
From: 777 CA
Not only can you minimize spill into it, you can use it to pay your Med/Dental/Vision insurance to take your active RHA down to $0 each year. So if you’re afraid of dying before using it all, the system is designed to allow us to have close to $0 balance with some planning. ALPA puts out calculators every year on the R&I sight about how to Min/Max RHA funding.
09-26-2025 | 11:53 AM
#8
Gets Weekends Off
Joined: Aug 2006
Posts: 2,025
Likes: 100
Not only can you minimize spill into it, you can use it to pay your Med/Dental/Vision insurance to take your active RHA down to $0 each year. So if you’re afraid of dying before using it all, the system is designed to allow us to have close to $0 balance with some planning. ALPA puts out calculators every year on the R&I sight about how to Min/Max RHA funding.
I spill as much as possible in it personally……. What the top end will be before I minimize the spillover from 401K I have a ballpark number. When it gets there the spigot gets turned off.
09-26-2025 | 12:42 PM
#9
Gets Weekends Off
Joined: Mar 2018
Posts: 3,633
Likes: 209
Why would the cost skyrocket? That’s a serious question. We are basically in a mutual fund inside of a tax advantaged vehicle similar to an IRA, 401k, HSA, etc. The administration of the plan isn’t free, but it’s not complex either.
09-26-2025 | 12:44 PM
#10
Gets Weekends Off
Joined: Mar 2018
Posts: 3,633
Likes: 209
Not only can you minimize spill into it, you can use it to pay your Med/Dental/Vision insurance to take your active RHA down to $0 each year. So if you’re afraid of dying before using it all, the system is designed to allow us to have close to $0 balance with some planning. ALPA puts out calculators every year on the R&I sight about how to Min/Max RHA funding.
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