Originally Posted by Bainite (Post 3211523)

Yep, I was hired in April 98, never furloughed, but got within 100 from bottom, spent 15 years in the bottom 25% of seniority list, unable to upgrade until 16 years after hire (if I had wanted to be very junior MD88A in NYC).
I'm doing OK now as A350 FO with a little over 5 years left and 1.5 mil in my 401k. I don't see any special carve out for me or anybody else happening. It was a crapshoot when we got hired and we just play the cards we were dealt. Plenty of folks had it worse, some had it better, thems the breaks.
Best thing we can do as a union is improve work rules and pay for everybody and stop dividing the pilot group with targeted issues.

Originally Posted by 20Fathoms (Post 3211446)

A fine riposte James :rolleyes:. Perhaps you missed the part where I said the DZs deserve sympathy and I would at least consider the specifics of any plan put forward to help them. Speaking of, what do you propose we do? Buck put forward an idea, let’s hear yours.

Or we could always go back to our regular scheduled program of you telling us about the absurd amounts of money you make while simultaneously being too poor to take the VEOP.

Originally Posted by JamesBond (Post 3211697)

I have already stated that I would be thrilled with a gold standard retirement medical. Even the junior guys will get that eventually, so there is nothing being "taken" from them.

I never said I was too poor to take the VEOP either. I said the timing didn't work for me. Has nothing to do with money.

Originally Posted by JamesBond (Post 3211697)

I have already stated that I would be thrilled with a gold standard retirement medical. Even the junior guys will get that eventually, so there is nothing being "taken" from them.

I never said I was too poor to take the VEOP either. I said the timing didn't work for me. Has nothing to do with money.

Originally Posted by JamesBond (Post 3211697)

I have already stated that I would be thrilled with a gold standard retirement medical. Even the junior guys will get that eventually, so there is nothing being "taken" from them.

I never said I was too poor to take the VEOP either. I said the timing didn't work for me. Has nothing to do with money.

Originally Posted by TegridyFarms (Post 3211760)

Our insurance is absolutely terrible. Across the board at Delta. So how about a gold standard insurance plan for people who fly airplanes here, and the people who retire from flying airplanes here.



You see—the divide isn’t as wide as you make it seem. At my regional each kid from pregnancy to taking the kid home cost $15. A single copay. All one big bill.



If I were to have those same kids at Delta it’d cost me thousands out of pocket.



So you see... instead of “I want a gold standard insurance policy for retirees” you could try saying, “Our insurance is dismal at best, and I would like to see a gold standard insurance policy in place for current employees that carries over to retirement with a gold standard retiree policy with eligibility at 58.”



I think you’ll find that a guy with 3 months to go wants very similar things as a guy with 30 years to go. All of us “younger guys” are not sitting around waiting for you to die on a layover so that we can move up a number. I’d like to see you retire, have a good retirement.... and I’d like to follow in your footsteps one day (minus being a keyboard warrior trying to start a generational war on a pilot message board).

Originally Posted by Trip7 (Post 3211781)

I see what you are saying but IMO it's misleading to say each kid cost $15. What about the premiums and how long have you been paying those premiums? Meanwhile the Insurance company is investing the money from your premiums for a tidy profit.

This is why I favor the HSA for more control. Lower premiums and triple tax advantage. That way I make money off my cash rather than the insurance company. Moreover, if I pay medical expenses out of pocket my actual cost reduces over time as HSA balance compounds

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Originally Posted by Trip7 (Post 3211781)

I see what you are saying but IMO it's misleading to say each kid cost $15. What about the premiums and how long have you been paying those premiums? Meanwhile the Insurance company is investing the money from your premiums for a tidy profit.

This is why I favor the HSA for more control. Lower premiums and triple tax advantage. That way I make money off my cash rather than the insurance company. Moreover, if I pay medical expenses out of pocket my actual cost reduces over time as HSA balance compounds

Sent from my SM-N986U using Tapatalk

Originally Posted by Gone Flying (Post 3211788)

if the regional was AWAC (known for their great health insurance) I have been told their premiums are lower than our DPMP premiums

Originally Posted by TegridyFarms (Post 3211789)

It’s not misleading at all to say that each kid cost $15. That’s exactly what each kid cost. My “family plan” BCBS coverage at my regional was $512 per month when I left the company. I paid those premiums for 9.5 years. We did not have an HSA option there.

I am paying significantly more per month at Delta for terrible coverage. I don’t know enough about HSA’s to comment. However, I am interested in tier 1-4 prescriptions being covered. Chemo could get expensive and if I get cancer I’d like to put up a fight against that. I am under the assumption that tier 4 prescriptions are not covered via HSA?