Any "Latest & Greatest about Delta?" Part 2
10-08-2025 | 04:42 PM
Line Holder
Joined: Jan 2020
Posts: 606
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10-09-2025 | 06:40 AM
On Reserve
Joined: Feb 2020
Posts: 46
Likes: 5
For each insurance, you can submit sick/injured claims.Thats the primary design of the insurance. There’s also a benefit called a “well visit claim”: for each insurance, you get $100, spouse gets a $100. Each kid gets $50 per insurance.
So family of 4:
Employee: $100, $100
Spouse: $100, $100
Kid: $50, $50
Kid: $50, $50
A well visit is an incentive the insurance company gives the insured to at least be minimally healthy. All you do is submit proof you did 1 of the following for each person (each year) you want the free money:
“Health screening tests covered by the Wellness Benefit include, but are not limited to:
• Immunizations/Vaccinations (including COVID vaccines and screening tests)
• Annual physical exams
• Routine eye exams
• Routine dental exams
• Mammography
• Biometric screenings
• Colonoscopy
• Bone density screenings
• And more”
Edit: I just did the math and my free wellness money is about equal to premiums. Add 1 claim and it’s well over premiums. It looks like once your age is in the mid-50’s, premiums begin to increase beyond wellness free money.
So family of 4:
Employee: $100, $100
Spouse: $100, $100
Kid: $50, $50
Kid: $50, $50
A well visit is an incentive the insurance company gives the insured to at least be minimally healthy. All you do is submit proof you did 1 of the following for each person (each year) you want the free money:
“Health screening tests covered by the Wellness Benefit include, but are not limited to:
• Immunizations/Vaccinations (including COVID vaccines and screening tests)
• Annual physical exams
• Routine eye exams
• Routine dental exams
• Mammography
• Biometric screenings
• Colonoscopy
• Bone density screenings
• And more”
Edit: I just did the math and my free wellness money is about equal to premiums. Add 1 claim and it’s well over premiums. It looks like once your age is in the mid-50’s, premiums begin to increase beyond wellness free money.
10-09-2025 | 07:59 AM
Line Holder
Joined: Jun 2015
Posts: 1,995
Likes: 176
this links you to voya’s file a claim site. Here you are filling a wellness benefit claim. On the online form you can do it for you and your whole family relatively easy, all at once, and both critical illness and accident at the same time. You need all person’s DOB, SS#s, and dates/providers of visits.
I put my EKG date from the class 1 in lieu of dental.
10-09-2025 | 02:33 PM
seeing the country...
Joined: Oct 2006
Posts: 4,001
Likes: 32
From: 73N A
Just a small PSA….
If you haven’t signed up for 1) ALPA (Voya) Accident and 2) ALPA (Voya) Critical Illness insurance for you and your family, you’re doing it wrong. I glossed over it for a few years and signed up after listening to one of the engage podcasts on this topic earlier this year. Never had to use either insurance yet, but recently turned in my well visit “claims” for the first time (to the dentist), and just had the deposits hit my checking account. Several hundred dollars that far exceeded my premiums. YMMV based on age and how many family members, but worth checking out. You can sign up anytime through ALPA national website, but certainly worth considering as we coincidentally approach open enrollment in November for the company benefits. If you’re younger, this is as no-brainer as DPMA. Don’t miss it! Basically free money.
If you haven’t signed up for 1) ALPA (Voya) Accident and 2) ALPA (Voya) Critical Illness insurance for you and your family, you’re doing it wrong. I glossed over it for a few years and signed up after listening to one of the engage podcasts on this topic earlier this year. Never had to use either insurance yet, but recently turned in my well visit “claims” for the first time (to the dentist), and just had the deposits hit my checking account. Several hundred dollars that far exceeded my premiums. YMMV based on age and how many family members, but worth checking out. You can sign up anytime through ALPA national website, but certainly worth considering as we coincidentally approach open enrollment in November for the company benefits. If you’re younger, this is as no-brainer as DPMA. Don’t miss it! Basically free money.
If you have kids these two insurances are no-brainers.
10-10-2025 | 07:35 AM
Roll’n Thunder
Joined: Oct 2009
Posts: 5,116
Likes: 532
From: Pilot
10-10-2025 | 07:36 AM
Can’t find crew pickup
Joined: Jun 2021
Posts: 3,036
Likes: 187
I know that. But we had a time that all reroutes were paying 100, and there was a grievance because if they didn’t meet a timeline and they were supposed to pay 200, but the company said they met that timeline. I just don’t know where we were on that process, and if we were back to 50/100 now. Been a bit since I’ve been rerouted.
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