JamesBond

None of that is in stone.

CBreezy

Now you're a doctor?

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crewdawg

He’s not wrong. However, it's likely to be worse than the poster was projecting due to whatever next economic calamity that we'll face in the next decade or two.

JamesBond

im an optimist. i have to be.

CX500T

No but I guess you are an oncologist, who consulted with a cardiologist, who then consulted with an actuary and AAM-300 in OKC?

Also my PhD dissertation required a lot of probability analysis. I might be slightly qualified to comment on said probability being that I have been living in this Frankenstein like body put together by Walter Reed for years and I know the long term effects of some of the medications they put in me to kerp me alive.

Add on to that a major cardiac issue, requiring a very invasive SI, that is highly likely to recur around 60-65.

67 will move the chance for me to go WBA 1-2 years down the road which greatly diminishes the probability of it ever happening.

Nick Bradshaw

Has anyone ever cautioned you about oversharing on public websites? Sheesh, man. You really put a lot of personal info on this website that anyone, anywhere can see. Not only that, you've repeatedly doxxed yourself over and over.

All it takes is one "scared" frequent flyer to read your medical diatribes and drop a dime to Delta and the FAA and say they're scared for you to be their pilot. Watch all of these SIs you have go poof overnight in this world we're living in where social media hysteria rules.

And before anyone accuses me of making a threat, that's not what I'm doing here. I couldn't care less what you do, and despite my online arguing, I prefer to mind my own business. I've just seen people burned by this sort of thing before, and despite our debates, I do respect you for your tenacity, so I share this cautionary advice.

Vsop

We are similar in both seniority and age, but I don’t have nearly as complicated of a medical history as you.
To me the main advantage of 67 is the 2 extra years of disability if I loose my medical. For you that benefit seems much more probable to utilize than the average pilot.
I’m against 67, but I do see some benefits. I’m curious if in your situation the risk of loosing your medical out weighs the risk of not being a WB A?
Also, just echoing what another poster said. You have got to have the most interesting stories. Slightly better than the captain I flew with whose previous job was flying a rock band around the world.

CX500T

HR at the company already went to FAA when we were fighting over a medication I use that's in the formulary but is off label for my condition, but the on label is FAA prohibited. They told me to take the on label and lie to FAA or take a higher dose of my current drug that they would cover every 4 days (FAA SI requires daily med, but Im on a very low dose).

Aside from being a HIPPA violation, FAA was pretty much "ya, we know, why are you questioning our determination that his condition/medication combination is OK"

None of my conditions or medications raise the probability of sudden incapacitating medical events. That's why the FAA granted me an SI but does require testing to see when the isdue starts getting worse so we can change meds or if unable to control, my SI is invalid.

I am very forthright and honest because I was one of the first SIs with my condition approved, the FAA uses me as a long term study on it. And using my treatment and monitoring protocol along with AMAS have helped a ton of pilots keep flying.

I was originally basically a pet project of NAMI to see if I could return to flight status with all my injuries which were mainly orthopedic. I then had a bad reaction to an injection they gave me (Anthrax) and the real fun began.

I held a Navy SG1 medical until the day I retired. No restrictions other than must treat condition and use CPAP due to OSA caused by a combination of fire and facial injuries. I actually don't look bad if you see me in person in uniform. But a couple F/Os and F/As who have seen me doing laps in the pool got WTF. Scars galore. Not a lot of burn scars anymore but i look like a patchwork quilt from scars and different areas tanning differently.

According to my wife, I'm the great value version of Darth Vader. Burned. Tons of artificial parts. Can't breathe without a machine (CPAP), can fix or fly anything but no force powers.

Your 250 to 300 pound 5'10" - 6' pilot who hasnt seen his feet while standing without a mirror since Clinton was president and goes to a fog mirror pass medical AME is far, far more likely to have a rapid incapacitating event than I, who is on all sorts of monitoring for a condition that is highly improbable to be a rapid incapacitating event. But long term issues are all but guaranteed.

But none of that changes the cold hard mathematical reality that for me, 67 makes WBA go from a low less than 50/50 but could happen reality to under 1 in 20.

CX500T

I have a feeling that if 67 passes DPMA will be pushed beyond the event horizon of claims vs income, especially if it coincides with a market downturn that hurts their investment and reserves.

I also think if 67 comes to be there will be some push for LTD to not be as nice as it is in either the next contract or them calling Force Majure during the next crisis.

I'm not an actuary but have some exposure to it.

In a nothing else changes world, where I'm on LTD at 60+ with a good 12/36 window, 67 would likely benefit me as long as I don't care about being a "pure WB" Captain. For me the ER is perfect. International is available but I can have days off I need if Im okay with Domestic/ Carribean.

But I know that I am in all honesty 97% likely to outlast the ER. So I plan for best, worse and most likely outcomes.

We're in the middle of selling our house in VA and moving to NJ, PA or NY. But when I'm running mortgage calculations I tell my wife "this is the max we can go and not lose house if I'm on LTD beyond DPMA limits" which is far less than what Im approved for *shoutout/thanks to McFly at Trident*

But 67 would be a net negative for the career.

Not a deadzoner but if we need to label everyone I am a Lost Decade/ Generation GenX guy.

RonRicco

Depends. The definition of DZ keeps getting changed. Now even if you have had 20 years to make it up and 4 million in you 401, you are a DZ. (Eye roll)

I had another pilot trying to convince me that I was a DZ with 7 plus years to go at this point.