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Airline Pilot Central Forums (https://www.airlinepilotforums.com/)
-   Delta (https://www.airlinepilotforums.com/delta/)
-   -   It passed. (https://www.airlinepilotforums.com/delta/141849-passed.html)

Bo Darville 03-03-2023 10:46 AM
Originally Posted by PNWFlyer (Post 3601087)
Dave Ramsey would not be very happy with you. You should take $800k out is savings immediately and pay off that debt.

Debt is bad. Just make sure you never do the math. you know the math that you are paying the bank only 2.25% on that money and the $800k you have invested is making significantly more that that. No sure why Dave Ramsey wants people to be poor.

Tell me you don’t know Dave without telling me you don’t know Dave…

Dave would have said great job, just make sure you refinance with a 15 year loan at that 2.25% (I got 2.125%) and make sure that mortgage payment does not exceed 25% of your net monthly income.

How many paid for homes get foreclosed?

-Bo

Guppydriver95 03-03-2023 11:16 AM
Originally Posted by CBreezy (Post 3601416)
That's expert level
lot of dealers pass on the cc fee if you do that. Not always a good option.

StartngOvr 03-03-2023 03:03 PM
Originally Posted by JamesBond (Post 3601383)
Wasn't there a thread on here somewhere about how guys are gonna spend their retro checks?

i think it got closed…….










​​​​….’cause we didn’t get retro.

FL370 03-03-2023 05:31 PM
Originally Posted by PilotBases (Post 3601246)
Mine says Back the PAC.
Same here.

tennisguru 03-03-2023 05:41 PM
Originally Posted by FL370 (Post 3601720)
Same here.
I was really hoping for Hats Off To Full Implementation…

Trip7 03-03-2023 05:42 PM
Dave Ramsey's advice is mainly for the financial illiterate or those that have a spending problem. Those who have high income and good knowledge on different investment strategies can use Debt as a tool for leverage towards greater gains. So long as one doesn't over leverage.

LandGreen2 03-05-2023 03:46 AM
Best advice I heard was budget your household expenses on the lowest category and seat pay. Pay cash for depreciating stuff. Don't carry bad debt. Invest excess cash

iahflyr 03-05-2023 09:37 AM
Originally Posted by CBreezy (Post 3599975)
I'll give you sunsetting of NFLY as a concession
What was this about? It looks like Delta got a grand slam contract, so I’m not trying to ignite the concession argument, but I’m just curious.

OOfff 03-05-2023 09:42 AM
Originally Posted by iahflyr (Post 3602354)
What was this about? It looks like Delta got a grand slam contract, so I’m not trying to ignite the concession argument, but I’m just curious.
There’s more to it, but short version: covid-based sick calls did not count against your sick bank. That exception sunsetted.

Whoopsmybad 03-05-2023 10:08 AM
Originally Posted by OOfff (Post 3602356)
There’s more to it, but short version: covid-based sick calls did not count against your sick bank. That exception sunsetted.
I agree, but now it’s just like every other sickness. If I have the flu it counts. Now COVID does too. I just don’t see it as that big of a concession.


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