Originally Posted by GutterGuard

What a hero!

Originally Posted by CX500T

Best part was trucking company's insurance lawyer tried to claim if we were able to get her out, we weren't hurt "that bad"

Guy with fire extinguisher had a broken jaw. I had multiple tendon/muscles and a hip that dislocated then went back in.

Originally Posted by CX500T

And when I demanded an accounting from Delta, the HR lady said multiple times that I should be thankful that they are "protecting the plan" for all employees.

(The number DL claimed didn't match the statements from hospital and UMR. Not even close. They also tried to double dip, recouping my deductible and copay from before I hit the OOP max)

In easy math
$20k bill
$300 deductible paid by me.
$2750 to OOP max.
Delta tried to take the fill $20k not the $17k they actually paid out of pocket. Also with my CT scan they tried to recoup full list price, ($7600) not the amount UMR/Delta actually paid ($1500 or so)

Whole incident left me very sour towards USAA and the company.

I lost an entire year of doing anything fun. No mountain bikes. No motocross. No snowboarding. Was OK enough to work but anything beyond that or real sedate road biking and I was laid up for days. Had to hire movers because there was no way I was moving us. ($23k right there)

I've had 3 surgeries because of the accident (2 minor outpatient, one elbow reconstruction)

I'm going to need a hip replacement but my Orthopedic surgeon Emperor Palpatine is trying to hold off a few more years so I don't have to get it re done in my 70s.

Originally Posted by CX500T

And when I demanded an accounting from Delta, the HR lady said multiple times that I should be thankful that they are "protecting the plan" for all employees.

(The number DL claimed didn't match the statements from hospital and UMR. Not even close. They also tried to double dip, recouping my deductible and copay from before I hit the OOP max)

In easy math
$20k bill
$300 deductible paid by me.
$2750 to OOP max.
Delta tried to take the fill $20k not the $17k they actually paid out of pocket. Also with my CT scan they tried to recoup full list price, ($7600) not the amount UMR/Delta actually paid ($1500 or so)

Whole incident left me very sour towards USAA and the company.

I lost an entire year of doing anything fun. No mountain bikes. No motocross. No snowboarding. Was OK enough to work but anything beyond that or real sedate road biking and I was laid up for days. Had to hire movers because there was no way I was moving us. ($23k right there)

I've had 3 surgeries because of the accident (2 minor outpatient, one elbow reconstruction)

I'm going to need a hip replacement but my Orthopedic surgeon is trying to hold off a few more years so I don't have to get it re done in my 70s.

Originally Posted by sailingfun

You had a really crappy attorney if all he could get you was a 50K settlement out of all that. My daughter rear ended a woman who said she was fine at the scene. Impact speed was about 20 mph. Insurance ended up giving her 50k in settlement after her claim of neck pain. Neither car was totaled and damage not that bad.

Originally Posted by CX500T

The truck limited out. The initial judgment was much higher. This was reduced to $50k when the judge divided up all our initial awards by what the truck actually had for insurance. Yes, I have a $100k+ outstanding judgment against the no longer in business trucking company. How do you suggest we collect?

The real issue is Delta getting more than anyone else out if the settlement. But you didn't address that.

Originally Posted by CX500T

Yes, I have a $100k+ outstanding judgment against the no longer in business trucking company. How do you suggest we collect?

Originally Posted by Hotel Kilo

I'm really curious how DAL can swoop in and do this. Are you DPMP or the HSA?