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Originally Posted by Timbo
(Post 1130408)
and nobody in my world takes Davis insurance)
Vision Centers, Eye Care, Contacts, Glasses, Frames - Walmart.com Walmart Vision Centers accept most national insurances as in−network providers, including: Advantica, Avesis, Block, Davis Vision, March Vision, Medical Eye Services, National Vision Administrators (NVA), OptiCare, Optum Health, Starmount/Always, Superior Vision and many local plans. In addition, Walmart Vision Centers provide services to Vision Care Insurance members and EyeMed on an out−of−network basis. Just sayin..:D |
Originally Posted by NuGuy
(Post 1130410)
Sigh...Clamp, ya know I love you like a brother, BUT, your's are the words of defeat.
If you don't like the slate of committee chairman, work to fix it. Won't get fixed, you say? Recall your local reps. ALL of them. No BS. No "well, he's a good guy"...recall him (or her) and vote in someone else. While you're at it, get some resolutions passed that provides for MEC election of ALL committee chairs, publishing all of the FPL and require everyone on the MEC to wear fuzzy pink bunny suits. Put some check and balance into the system. Put your money where your mouth is. Not just you, but every single person here who ****es and moans about the status quo. You're a sharp, funny guy Clamp. You could run a website www.recallallthereps.com. You could coordinate the actions of multiple councils, and, by the looks of things, you have a willing audience here to start with. THIS is the major failing of the DPA, and why they remain a sideshow. Nu It's ironic you mentioned publishing FPL in your post- hows that working out? |
Originally Posted by 80ktsClamp
(Post 1130404)
The plan I had at the regional I worked for was UHC, had a much better network, less than max half out of pocket and the premiums for the PPO were (get this): $15.
My friend that is now at USair- he pays $27 dollars a month for a PPO. I rightly expected similar for a top tier company like Delta, because after all our contract is better than both of those places, right? I guess since slowplay is satisfied, it's all good. ;) My initial post was in response to Johnso where he said the HSA's sucked. I've had a different experience. The point I was trying to make before everyone got stirred up was there is no reason under Delta's existing medical plans to pay $2800 for a single procedure for one child. In the ear tube case, had that individual gone with this year's HSA that's all they'd pay for the entire year for that child...everything else would be free, and the total annual premium is $1644. If your family uses a lot of health care, the HSA is the better way to go among Delta's insurance options. If you don't use health care the HSA is a relatively low premium plan that allows you to save an additional $6000+ dollars tax free. |
Originally Posted by NuGuy
(Post 1130410)
Sigh...Clamp, ya know I love you like a brother, BUT, your's are the words of defeat.
If you don't like the slate of committee chairman, work to fix it. Won't get fixed, you say? Recall your local reps. ALL of them. No BS. No "well, he's a good guy"...recall him (or her) and vote in someone else. While you're at it, get some resolutions passed that provides for MEC election of ALL committee chairs, publishing all of the FPL and require everyone on the MEC to wear fuzzy pink bunny suits. Put some check and balance into the system. Put your money where your mouth is. Not just you, but every single person here who ****es and moans about the status quo. You're a sharp, funny guy Clamp. You could run a website www.recallallthereps.com. You could coordinate the actions of multiple councils, and, by the looks of things, you have a willing audience here to start with. THIS is the major failing of the DPA, and why they remain a sideshow. Nu While slow is way out in left field on this one, I assume slow doesn't speak for ALPA, and slow probably isn't a rep. There is no way he can argue we have satisfactory medical. But then again, there is no way you can pretend we have any contractual avenue for simply changing the medical. This will have to be done in Section 6. There may be reasons people want to recall reps, but there aren't many people listing medical coverage as their first priority in Section 6. Now, slow may be out of his skull on this topic, or other topics, but slow isn't a rep. So taking out reps that are trying to address our priorities, in order, over a low priority, is bizarre. In fact, I can't think of anything more stupid than recalling reps over something we're not even smart to list as a priority, to replace them with people that can't act on it anyway... |
Originally Posted by 80ktsClamp
(Post 1130424)
I've reached out to get involved over the years... and I've found DALPA to be a horrible mess of establishment stalwarts. So yes, I'm getting more and more disillusioned. Given the right window of opportunity, yes I'd be all about going for a massive house cleaning.
It's ironic you mentioned publishing FPL in your post- hows that working out? Good case in point. Housecleaning is good. Heck, I found enough money in the cushions my couch to order a pizza. All the directions you need are in the ALPA By-laws. All you need is a horde of friends and you are good to go. By the looks of the thread here, you'd have all the help you'd ever need. Nu |
Originally Posted by Timbo
(Post 1130408)
From Slowplay's above post: The family cost $4500 out of pocket (plus premiums).
OK, but $4500/12 is $375 a month, PLUS PREMIUMS. So what are the Diamond Premiums? Add that in. You can run $6150 through the HSA, so depending on your marginal tax rate you can get a pretty hefty break. |
Big tax refund
(1) ROLLOVER OF AIRLINE PAYMENT AMOUNT- If a qualified airline employee receives any airline payment amount and transfers any portion of such amount to a traditional IRA within 180 days of receipt of such amount (or, if later, within 180 days of the date of the enactment of this Act), then such amount (to the extent so transferred) shall be treated as a rollover contribution described in section 402(c) of the Internal Revenue Code of 1986. A qualified airline employee making such a transfer may exclude from gross income the amount transferred, in the taxable year in which the airline payment amount was paid to the qualified airline employee by the commercial passenger airline carrier.
Not fashionable to say so tonight maybe, but ALPA just did one thing right. This law just passed the Congress (finally) and it means big bucks for a whole lot of Delta pilots. It may be tough to get Obama to sign it though. A bunch of unions (not ALPA) are planning to protest because it also changes the Railway Labor Act election rules. “An aviation safety and security bill is no place to impose unrelated and controversial labor provisions that will ultimately serve to harm both airline and railroad workers,” union officials said. The 18 unions include the United Auto Workers; Communications Workers of America; Association of Flight Attendants-CWA; International Brotherhood of Electrical Workers; American Federation of Government Employees; International Association of Machinists; Brotherhood of Locomotive Engineers and Trainmen; Brotherhood of Maintenance of Way Employes Division; Brotherhood of Railroad Signalmen; Service Employees Local 32BJ-National Conference of Firemen and Oilers; Sheet Metal Workers International Association; United Steelworkers; International Brotherhood of Teamsters; American Train Dispatchers Association; Transportation Communications Union-IAM; Amalgamated Transit Union; United Transportation Union; and Unite Here. |
Originally Posted by Columbia
(Post 1130400)
Good lord-from talking to quite a few of my swa buds, our healthcare is lacking. For example, one mentioned that his net out of pocket last year (including monthly premiums, co-pays, prescriptions) was $2,000 for a family of 5 (spouse, 2, 4, and 8). ER visits, multiple DR visits, etc. That's $166/month. All covered in their cba.
The rub is that they make 40% less than DAL pilots. :D |
Slowplay, or Sailing,
Correct this if I am mistaken, but doesn't Delta self insure our health care and pay UHC for administrative services? If so, is there any way ALPA can request a summary of plan expenses and payments? I would like to know how much, if anything Delta contributes to our health care costs and if it is a profit center for them. Thanks |
Originally Posted by slowplay
(Post 1130426)
The plan I had here at Delta used to be much better (free). The regional you used to work for (PCL) had a great health plan. Think that will survive their impending BK or out of court restructuring?
My initial post was in response to Johnso where he said the HSA's sucked. I've had a different experience. The point I was trying to make before everyone got stirred up was there is no reason under Delta's existing medical plans to pay $2800 for a single procedure for one child. In the ear tube case, had that individual gone with this year's HSA that's all they'd pay for the entire year for that child...everything else would be free, and the total annual premium is $1644. If your family uses a lot of health care, the HSA is the better way to go among Delta's insurance options. If you don't use health care the HSA is a relatively low premium plan that allows you to save an additional $6000+ dollars tax free. |
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