New TA/ Retirement question
04-19-2026 | 06:45 PM
#1
Thread Starter
On Reserve
Joined: May 2023
Posts: 75
Likes: 17
From: Retired ATC
New TA/ Retirement question
So, if this TA passes - What avenue is best for someone with 25 plus years of service and only 6 years to go till 65? Plan B and C are out there, but can one make up roughly $25,000 per year for those six years of earnings,... realistically? Running the math, I am guessing red on the tables?
04-19-2026 | 07:19 PM
#2
Living the SloBus life
Joined: Jan 2018
Posts: 2,178
Likes: 92
So, if this TA passes - What avenue is best for someone with 25 plus years of service and only 6 years to go till 65? Plan B and C are out there, but can one make up roughly $25,000 per year for those six years of earnings,... realistically? Running the math, I am guessing red on the tables?
04-20-2026 | 03:42 AM
#3
CHILLAX
Joined: Dec 2023
Posts: 211
Likes: 25
So, if this TA passes - What avenue is best for someone with 25 plus years of service and only 6 years to go till 65? Plan B and C are out there, but can one make up roughly $25,000 per year for those six years of earnings,... realistically? Running the math, I am guessing red on the tables?
04-20-2026 | 09:51 AM
#5
Doing One Pilot's Job
Joined: Sep 2005
Posts: 7,891
Likes: 130
With just 6 years to go, your DC investment strategy is probably shifting away from pure equities to a bond mix, lowering potential returns...you'd also pay tax on your cash over cap in Option 3 and be return limited in the Option 2 MBCBP. If your lifespan is 15 years beyond retirement, you'd need at least $375k in principal + growth to provide $25k/yr for that duration....if 20 years, at least $500k.
In your shoes, based solely on what you describe, Option 1 would be my choice.
This free financial advice provided by a pilot on the internet, invest accordingly
In your shoes, based solely on what you describe, Option 1 would be my choice.
This free financial advice provided by a pilot on the internet, invest accordingly
04-20-2026 | 10:44 AM
#6
Thx Age 65
Joined: Jul 2005
Posts: 1,069
Likes: 26
From: MD11CAP
https://fdx-retirement-calculator.onrender.com/
A flex pu this together. I cannot vouch for its accuracy its math seems right. Alpa is putting together one as we speak if you want to wait for the official model
A flex pu this together. I cannot vouch for its accuracy its math seems right. Alpa is putting together one as we speak if you want to wait for the official model
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