Usaa
#11
Usaa
I bought a house in '02 in a historic district in Florida and USAA wouldn't touch it for homeowners. They've been great for auto and banking though. Progressive is cheaper on the motorcycle. Always shop around.
#12
Line Holder
Joined APC: Dec 2007
Position: C-130 Co
Posts: 35
State Farm actually has an article on their home page about florida property coverage and the change in regulations. Both are solid companies and actually seem to care about being able to cover ALL their obligations. I'm sure you can get property insurance anywhere in Florida, but if half the state gets hit, I'm sure it will be a while before you get your settlement if at all.
#13
I believe USAA was formed back in the day when service people could not obtain life insurance. They are not really a for-profit business, they are a member association. That's why they send me a check when they have money left over at the end of the year. They should operate to please the members...whatever we want that to mean.
Hmmm. Maybe I should do something with that proxy material they send us every year
#14
moved to Denver and found I could save a lot more with Nationwide insurance through my builder, they bundled home and auto, so I switched from USAA. USAA even asked me if they could lower my rates to keep me and I told them if they wanted to keep me, they shouldn't wait until I leave to offer lower rates.
#15
Gets Weekends Off
Joined APC: Jan 2009
Position: Nice while it lasted
Posts: 326
I'm still getting decent, not great, rates on car insurance in CA. The service part of USAA seems to be unchanged (been with them 35 years), but the prices are not nearly as competitive as the old days.
Shopped around and got my home insurance with Armed Forces Insurance, another company catering to military. Excellent rates and great sevice.
Shopped around and got my home insurance with Armed Forces Insurance, another company catering to military. Excellent rates and great sevice.
#16
I moved to Syracuse recently and found USAA wanted double what Geico and Progressive charged for the same auto coverage levels. So, like Albie, I never really questioned their rates in the past b/c if it was close, you'd rather stay w/ someone you trusted. After several phone calls back and forth to Geico and USAA to try to figure out how there could be a discrepancy like this, I switched and just got a sorry about that.
I'm also tired of being offered life insurance at competitive rates every time I call, even for banking or credit card related calls...
I'm also tired of being offered life insurance at competitive rates every time I call, even for banking or credit card related calls...
#18
Gets Weekends Off
Joined APC: Mar 2007
Position: Petting Zoo
Posts: 2,074
That is one I've been experiencing for years. I'll call and ask for loan rates. Their's always suck, I'll ask if they can lower them. They say no. Then I'll say I was quoted x.x% from somewhere else and they'll say oh, well we can match that. What the hell sense does that make?
I'll have to check rates on insurance, I've also been operating under assumptions.
#19
When I recently bought my car I was offered 4.9 by the dealer. When I called to insure the car they asked if I had checked with banking. So I called them and they quoted the 5.24% new car loan. I told them that I was disappointed they could not at least match the dealer. Btw - Navy Federal gave me the same quote as USAA. Those two have always been the best interest rates in the past.
USMCFLYR
USMCFLYR
#20
We moved to MS last year and were introduced to windstorm/hail policies. USAA does NOT have those provisions in their policy. We had to buy coverage through a centralized (state) fund. Our homeowners insurance is about 1/3rd of the windstorm. This year, the premium (home owner) went up about 20%. I called asking about it and was told that it was part of the "inflation protection" for the replacement of the house. I hadn't heard that inflation had reached 20%. Our can insurance also went up by about 20% when we moved from metro DC to southern MS. I was told that they were in the middle of reevaluating premiums (new modeling software or something) and that it had been done in MS, but not in DC. I thought that sounded strange.
After reading this, I'm going to do a little more digging.
After reading this, I'm going to do a little more digging.
Mississippi Insurance Department
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