Spirit Benefits Comparison
03-29-2021, 04:00 PM
#61
Gets Weekends Off
Joined APC: Oct 2010
Posts: 4,603
Originally Posted by BKbigfish
Agree 100% While we made improvements with CBA 2018, our LTD still has some gaping holes that need to be addressed in the next CBA. Future income offset being the most glaring weakness in the current plan. Another problem is your 60% is based off your prior year’s W2. If you took an EIL and go out on disability in 2021, your benefit will be based off your reduced 2020 income until age 65 (assuming you lose your medical). Take a 3 month FMLA leave to care for a child or sick family member and then go out on LTD the following year? Tough. You are now financially punished until retirement age. The LTD benefit should be based off your highest W2 of the last 3 years to account for any single year income dips.
06-17-2021, 03:17 PM
#63
Gets Weekends Off
Joined APC: Jan 2009
Posts: 1,269
Originally Posted by Voski
For those of you with families that maximize all benefits (diamond or POS-A health insurance, life insurance, LTD plus up, etc.), approximately what is your total paycheck deduction each pay period / month?
Diamond for a family is $188 a paycheck.
LTD buy up for a junior captain is around ~$25 a paycheck.
06-17-2021, 04:21 PM
#65
Gets Weekends Off
Joined APC: Oct 2010
Posts: 4,603
Originally Posted by NKSpilot
Google search why paying for life insurance through your job is a bad idea. Should be about 1,000,000,000 results.
06-17-2021, 05:28 PM
#66
That/It/Thang
Joined APC: Aug 2020
Posts: 2,848
Originally Posted by Qotsaautopilot
Yep, and looking outside your employer the ALPA policies are very good. My friend was a life broker right before he moved on the being a certified financial planner. He couldn’t touch the ALPA policies. He said I’d be silly not to buy one of them.
06-21-2021, 01:04 PM
#69
That/It/Thang
Joined APC: Aug 2020
Posts: 2,848
Originally Posted by Philknight
Perkspot says yes. Goldstar executive membership for $120.
https://www.costco.com/join-costco.html
How do we manage to get these awesome insider discounts? haha
06-21-2021, 01:42 PM
#70
Line Holder
Joined APC: Nov 2010
Posts: 69
it’s an amazing deal 😂
Originally Posted by CincoDeMayo
Heck of a deal...
https://www.costco.com/join-costco.html
How do we manage to get these awesome insider discounts? haha
https://www.costco.com/join-costco.html
How do we manage to get these awesome insider discounts? haha
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