RJ CA vs Spirit FO Pay
12-18-2019 | 07:17 PM
#71
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Joined: Oct 2010
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Is that what they tell you at PSA “own occupation” is? Not even accurate to what “own occupation” LTD is.
Most LTD plans do not consider you disabled if you can find other work, even working at McDonalds. Own Occupation protects you if you lose your medical, and you can’t fly, you are then considered disabled. Doesn’t matter if you can flip burgers at McDonalds
Own occupation means the essential functions the Pilot regularly performs that provide the Pilot's primary source of income at the time of disability.
Most LTD plans do not consider you disabled if you can find other work, even working at McDonalds. Own Occupation protects you if you lose your medical, and you can’t fly, you are then considered disabled. Doesn’t matter if you can flip burgers at McDonalds
Own occupation means the essential functions the Pilot regularly performs that provide the Pilot's primary source of income at the time of disability.
Heck even XJT had own occupation with no offsets for outside income. You could be a full time instructor at flight safety and still get your 60% of an 80hr guarantee.
I don’t know if delta has outside income offsets but they get their full 401k DC while on LTD and not based on their LTD income but their normal guarantee.
Not getting healthcare after five years, and income offsets, and no retirement are things we need to address.
12-18-2019 | 08:19 PM
#72
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Joined: Apr 2019
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You are right about what own occupation is. However most airline LTD policies ARE own occupation. We were one of the few that were not prior to contract 2018. Now, what income offsets the benefit and many other details are what vary widely.
Heck even XJT had own occupation with no offsets for outside income. You could be a full time instructor at flight safety and still get your 60% of an 80hr guarantee.
I don’t know if delta has outside income offsets but they get their full 401k DC while on LTD and not based on their LTD income but their normal guarantee.
Not getting healthcare after five years, and income offsets, and no retirement are things we need to address.
Heck even XJT had own occupation with no offsets for outside income. You could be a full time instructor at flight safety and still get your 60% of an 80hr guarantee.
I don’t know if delta has outside income offsets but they get their full 401k DC while on LTD and not based on their LTD income but their normal guarantee.
Not getting healthcare after five years, and income offsets, and no retirement are things we need to address.
You want big things like no income offsets, medical lasting past 5 years, and retirement contributions? You better get more than 40 pilots to show up and participate next go around. If this group wants a big boy contract, they will need to put more effort in.
12-19-2019 | 04:09 AM
#73
Gets Weekends Off
Joined: Mar 2017
Posts: 566
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Is that what they tell you at PSA “own occupation” is? Not even accurate to what “own occupation” LTD is.
Most LTD plans do not consider you disabled if you can find other work, even working at McDonalds. Own Occupation protects you if you lose your medical, and you can’t fly, you are then considered disabled. Doesn’t matter if you can flip burgers at McDonalds
Own occupation means the essential functions the Pilot regularly performs that provide the Pilot's primary source of income at the time of disability.
Most LTD plans do not consider you disabled if you can find other work, even working at McDonalds. Own Occupation protects you if you lose your medical, and you can’t fly, you are then considered disabled. Doesn’t matter if you can flip burgers at McDonalds
Own occupation means the essential functions the Pilot regularly performs that provide the Pilot's primary source of income at the time of disability.
But hey, it's better than my regional
12-19-2019 | 05:19 AM
#74
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Joined: Dec 2018
Posts: 508
Likes: 5
Yeah, most airlines are NOT own occupation. Outside of the Big 4,5,or 6 (whatever the grouping of the week is) it’s not as prevalent as you like to make it seem it is. Read Frontier’s LTD language to start.
You want big things like no income offsets, medical lasting past 5 years, and retirement contributions? You better get more than 40 pilots to show up and participate next go around. If this group wants a big boy contract, they will need to put more effort in.
You want big things like no income offsets, medical lasting past 5 years, and retirement contributions? You better get more than 40 pilots to show up and participate next go around. If this group wants a big boy contract, they will need to put more effort in.
Let’s hope next time around we’re more engaged and we make gains where needed!
12-19-2019 | 06:46 AM
#75
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Joined: Oct 2019
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I'm soon to upgrade at my RJ job and be a 2nd year CA. Assuming a low 80s hourly pay rate and the ability to pick up on days off as a reservist, how would my income compare to the realistic income of a year 1 and 2 Spirit FO?
Any new FOs / former RJ CAs at Spirit care to chime in? Would really appreciate the insight.
Thanks!
Any new FOs / former RJ CAs at Spirit care to chime in? Would really appreciate the insight.
Thanks!
12-19-2019 | 08:19 AM
#76
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Joined: Mar 2019
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From: Barbie Jet Radio Operator
Left the RJ life at the 200k per year mark (lots of open time work) to come to Spirit. Year one will yield approximately 42-45k. I planned for this and I could not be happier with my decision. I actually enjoy days off and getting rid of any trip I need to get rid of; and I do mean any.
12-19-2019 | 10:44 PM
#77
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12-20-2019 | 03:11 AM
#78
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Joined: Dec 2014
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I didn’t think dropping trips was relative to seniority? I understand your point about getting days off with PBS bidding but I think he’s talking about dropping. I’m not on property yet so I’m more asking...
12-20-2019 | 07:38 AM
#79
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Joined: Apr 2018
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12-20-2019 | 10:33 AM
#80
On Reserve
Joined: Sep 2018
Posts: 149
Likes: 6
Left the RJ life at the 200k per year mark (lots of open time work) to come to Spirit. Year one will yield approximately 42-45k. I planned for this and I could not be happier with my decision. I actually enjoy days off and getting rid of any trip I need to get rid of; and I do mean any.
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