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Old 12-28-2023, 06:22 AM
  #131  
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Originally Posted by N4865G View Post
So, I have class dates from both (AA first), but I still cannot make up my mind.
I browsed both forums here ad nauseam.
I have 13 years to go before I retire, want to fly the Airbus and maximize my time off.
No intention of flying the WB anymore.
For the 'living in base' argument I have a choice between PHL320 with AA, or ORD/SFO320 with UA.
The key benchmarking aspect would be the ability to stretch my days off in order to be able to visit my Family in Europe or travel across the US (kids are gone from home already).
Non-rev benefits seem similar between the two, yet with AA one can check-in 6 days prior and fix the seat, whereas UA is a gamble right up to the last moment before boarding.
The advantage of UA on the other hand, is the J class with LH, which would help with that 'commute' tremendously.
Seniority statistics seem to favor AA, but UA's plan for massive fleet expansion would offset this difference in theory.
On the other hand, strong reliance on WB international travel at UA vs dominant domestic position of AA favors the latter in the case of another black swan event (again, in theory).
Reserve rules are apparently better at AA (based on many posts here), but planning to live in base would, again, offset this problem.
AA has a much younger fleet of their Buses, but looking forward, UA is scheduled to receive a big chunk of their own 321XLRs.
I can hear a question about where I want to live: there are indeed stark differences between Chicago and Philadelphia, then the Bay Area.
We would be happy in all those places, I am sure, given the good quality of life the job can offer.
Would appreciate your thoughts.
If your #1 priority is to fly the bus, go to AA. End of story.

Family in Europe- toss out anything besides an east coast base. That leaves JFK, PHL, CLT for AA and EWR, DCA for UAL.

If you were willing to go EWR at UAL, which is right up the road from PHL, you'd have a lot of international options.
International non rev can be dicey when it's tourist season. You may get a seat but you could be in the very back, and possibly in the middle, and also against a bulkhead. Having the ability to jumpseat internationally on larger aircraft potentially opens the crew rest facilities to you (Captain discretion).

If your trip to Europe isn't frequent, or only to major destination cities, AA should be fine. If you're doing it regularly UAL may have better frequency to support that depending on location. AA does have the better commuter policy hands down.

I suggest you go to AA and try it out. If you still think you're missing out, go to UAL afterwards, but UAL has a fraction of the bus that AA has and bus type flying at AA goes to the 737 at UAL with the UAL bus usually doing 175 type flying at AA.
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Old 12-28-2023, 07:04 AM
  #132  
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Thank you for your insight, guys.
All very good points.
You managed to put my mind at ease. appreciate it.
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Old 12-28-2023, 07:58 AM
  #133  
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Originally Posted by chzbrgrparadise View Post
Hey all, another brain boggler for the groupthink.

After lurking for an ungodly amount of time and reading several posts on this site providing anecdotal evidence of "moving to a base where you want to live" because commuting in my situation for 30+ years will take probably half of those years off my life on the back end, and any differences of "big 3" being a wash over a career... is it worth making the switch from AA to UA because I want to live in DEN?

Currently under a year at AA living in DFW (I moved here to live in base) and QoL work wise is fantastic. AA has been great to me, but Texas just isn't my cup of sweet tea. I'm under 30, single, not tied down anywhere, which has me trying to make a play for somewhere I've always wanted to live that has plentiful mountain outdoor activities. I grew up in SAN (which is hard to beat) but with median home prices in California being what they are, I don't see myself comfortably making it back there or LAX/SFO.

PHX was my next best bet, but at some point I'd like to give WB a try and not have to commute (long-term) ever again, which PHX being only a base for the Bus and no plans for anything else, eliminates that option, similar to SLC with DL. CLT seems like it could be a true affordable option, but I'm really not a fan of the east coast climate and being so far from my immediate family that's all still in CA.

So, in the opionion of y'all, would it be absolutely crazy to give up the potential top 100ish retirement number and already close to 2000 below me at AA to start over at UA just to live in DEN?
Yeah, DFW is not my cup of tea either, glad Texas exists, I just don't care to live there. I'm from Colorado, and live there. If you were from there, I'd say, yeah, no brainer, jump ship to UAL. But you have'nt lived there, it might not be what you think to live there. That said, ignore all the weed, homeless people, and income tax talk. That exists in Texas...well no income tax, but the property tax is super high. I'd be about the same total state tax bill in either state.

Another option is move to a different AA base. There is way more to the airline than DFW. Lots of pilots move there, some love it, most like it or tolerate it. Bottom line, yes jump ship and move to DEN, or stay and move away from DFW.
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Old 12-28-2023, 11:53 AM
  #134  
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if the DFW area isn't someone's cup of tea, AA has other bases that could be a nice QOL.

https://media1.tenor.com/m/vQuYlpbaO...boca-vista.gif
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Old 12-30-2023, 06:17 PM
  #135  
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Originally Posted by PRS Guitars View Post
That exists in Texas...well no income tax, but the property tax is super high.
aaaaaa maybe higher than Colorado (I'll defer to you) but still a tiny fraction compared to most North Eastern states like NY, NJ or CT.....
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Old 12-30-2023, 08:08 PM
  #136  
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Originally Posted by 11atsomto View Post
aaaaaa maybe higher than Colorado (I'll defer to you) but still a tiny fraction compared to most North Eastern states like NY, NJ or CT.....
State Tax Rate Average Home Price Property Tax

1 Hawaii 0.28% $615,300 $606

2 Alabama 0.41% $142,700 $895

3 Colorado 0.51% $343,300 $1,113

4 Louisiana 0.55% $163,100 $1,187

5 DC 0.56% $601,500$1,221

6 South Carolina 0.57% $162,300 $1,238

7 Delaware 0.57% $251,100 $1,240

8 West Virginia 0.58% $119,600 $1,269

9 Nevada 0.60% $267,900 $1,310

10 Wyoming 0.61% $220,500 $1,319

11 Arkansas 0.62% $127,800 $1,358

12 Utah 0.63% $279,100 $1,362

13 Arizona 0.66% $225,500 $1,446

14 Idaho 0.69% $212,300 $1,492

15 Tennessee 0.71% $167,200 $1,548

16 California 0.76% $505,000 $1,644

17 New Mexico 0.80% $171,400 $1,740

18 Mississippi 0.81% $119,000 $1,751

19 Virginia 0.82% $273,100 $1,779

20 Montana 0.84% $230,600 $1,818

21 North Carolina 0.84% $172,500 $1,833

22 Indiana 0.85% $141,700 $1,853

23 Kentucky 0.86% $141,000 $1,866

24 Florida 0.89% $215,300 $1,934

25 Oklahoma 0.90% $136,800 $1,952

26 Georgia 0.92% $176,000 $2,006

27 Missouri 0.97% $157,200 $2,111

28 Oregon 0.97% $312,200 $2,116

29 North Dakota 0.98% $339,000 $2,138

30 Washington 0.98% $193,900 $2,134

31 Maryland 1.09% $314,800 $2,370

32 Minnesota 1.12% $223,900 $2,429

33 Alaska 1.19% $270,400 $2,599

34 Massachusetts 1.23% $381,600 $2,667

35 South Dakota 1.31% $167,100 $2,857

36 Maine 1.36% $190,400 $2,953

37 Kansas 1.41% $151,900 $3,060

38 Michigan 1.54% $154,900 $3,343

39 Ohio 1.56% $145,700 $3,390

40 Iowa 1.57% $147,800 $3,407

41 Pennsylvania 1.58% $180,200 $3,442

42 Rhode Island 1.63% $261,900 $3,548

43 New York 1.72% $313,700 $3,749

44 Nebraska 1.73% $155,800 $3,754

45 Texas 1.80% $172,500 $3,907

46 Wisconsin 1.85% $180,600 $4,027

47 Vermont 1.90% $227,700 $4,135

48 Connecticut 2.14% $275,400 $4,658

49 New Hampshire 2.18% $261,700 $4,738

50 Illinois 2.27% $194,500 $4,942

51 New Jersey 2.49% $335,600 $5,419
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Old 12-31-2023, 05:11 AM
  #137  
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Originally Posted by dmeg13021 View Post
State Tax Rate Average Home Price Property Tax


43 New York 1.72% $313,700 $3,745

45 Texas 1.80% $172,500 $3,907
I'm sure this is legit it had NJ on top.........I'll admit for Texas...I only have exp in Metro DFW or Metro Houston. If you compare that to anywhere driveable from all three NY Metro airports ( so I am kind of excluding Rochester and Elmira)...NY in my experience (all other things being equal) is probably 2.5 to 3 times more per year.
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Old 12-31-2023, 05:27 AM
  #138  
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Originally Posted by 11atsomto View Post
I'm sure this is legit it had NJ on top.........I'll admit for Texas...I only have exp in Metro DFW or Metro Houston. If you compare that to anywhere driveable from all three NY Metro airports ( so I am kind of excluding Rochester and Elmira)...NY in my experience (all other things being equal) is probably 2.5 to 3 times more per year.
The I-95 corridor, Chicago and California take the cake for high cost of living partly due to housing prices and partly due to tax burden.

I hear the property tax vs income tax argument often especially with regard to TX vs other southern states.
​​​​​​
Websites that compare cost of living between states usually use average or median incomes. For a family making $75k in gross household income $3,750 in income tax plus $1,500 in property taxes in Alabama is a lower overall burden compared to no income tax Texas. For a pilot making $550k paying $27,500 in state income tax the $7,000 (make it $12,000 in a McMansion) property tax is still far less.

Live anywhere you wish and pay for it but at pilot income levels it's absurd to suggest that even 50% reductions in property taxes make up for state income tax. They do not and the reduced SALT deduction further reduces the offset from lower federal taxes.
​​​

Last edited by tallpilot; 12-31-2023 at 05:38 AM.
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Old 12-31-2023, 05:39 AM
  #139  
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Originally Posted by tallpilot View Post

Live anywhere you wish and pay for it but at pilot income levels it's absurd to suggest that even 50% reductions in property taxes make up for state income tax.
​​​
True Statement
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Old 12-31-2023, 06:12 AM
  #140  
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Originally Posted by tallpilot View Post
The I-95 corridor, Chicago and California take the cake for high cost of living partly due to housing prices and partly due to tax burden.

I hear the property tax vs income tax argument often especially with regard to TX vs other southern states.
​​​​​​
Websites that compare cost of living between states usually use average or median incomes. For a family making $75k in gross household income $3,750 in income tax plus $1,500 in property taxes in Alabama is a lower overall burden compared to no income tax Texas. For a pilot making $550k paying $27,500 in state income tax the $7,000 (make it $12,000 in a McMansion) property tax is still far less.

Live anywhere you wish and pay for it but at pilot income levels it's absurd to suggest that even 50% reductions in property taxes make up for state income tax. They do not and the reduced SALT deduction further reduces the offset from lower federal taxes.
​​​
Originally Posted by 11atsomto View Post
True Statement
And the thing about any fixed tax rate is that it is much harder to raise that tax rate - just because it affects everybody - than it is to demonize the upper income people for "not paying their fair share." The growth in government is largely fueled by the idea that government can give me things by taking money away from the other guy.
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