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Old 02-24-2023, 01:12 PM
  #11  
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Originally Posted by PotatoChip View Post
What about the “Co-Pay” plan? That’s what we’ve been rolling with…
Cheaper than the DPMP without the DPMP benefits, more expensive than the HSA without the HSA benefits.
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Old 02-24-2023, 02:39 PM
  #12  
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Originally Posted by FangsF15 View Post
Harrumph! First world problem for sure, but I have long advocated for Mil retirees to get the “Tricare Supplement” paid by the company. They would still be saving well over 69% on us vs a non-mil employee (vs. the 100% they save now).

Many corporations give a stipend to those who do not participate in the employer medical. Delta is not one of them.
This is a perfectly reasonable position, but I believe what the company offers to one part of the union membership, it must offer to all.

Which in this case, it can't. Every pilot is exactly equal in the eyes of the union (except for seniority, which accrues for everyone the same way)
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Old 02-24-2023, 05:25 PM
  #13  
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Originally Posted by DeltaboundRedux View Post
This is a perfectly reasonable position, but I believe what the company offers to one part of the union membership, it must offer to all.

Which in this case, it can't. Every pilot is exactly equal in the eyes of the union (except for seniority, which accrues for everyone the same way)
They already offer different options in the HSA & DPMP. Why couldn’t they at least offer a supplemental insurance, if not gratis, at greatly reduced cost? Or even the option of foregoing insurance all together (for those whose spouse has a better coverage option)?

Honest question.
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Old 02-24-2023, 09:18 PM
  #14  
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Originally Posted by FangsF15 View Post
They already offer different options in the HSA & DPMP. Why couldn’t they at least offer a supplemental insurance, if not gratis, at greatly reduced cost? Or even the option of foregoing insurance all together (for those whose spouse has a better coverage option)?

Honest question.
They'd have to admit there is a better option?
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Old 02-25-2023, 06:31 AM
  #15  
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Originally Posted by FangsF15 View Post
They already offer different options in the HSA & DPMP. Why couldn’t they at least offer a supplemental insurance, if not gratis, at greatly reduced cost? Or even the option of foregoing insurance all together (for those whose spouse has a better coverage option)?

Honest question.
Beats me. What first comes to mind is "they don't have to and it would cost them money if they did." Delta is self insured, so putting money into the UHC plan might be considered nominally better than handing it over to US gov?

Does seem like a good thing to put on a wish list for the next contract. I don't know what percentage of Delta pilots are a.) prior military and b.) qualify for tricare.

Small groups with narrow interests are always more effective than the masses that are all over the place. Organizing a legit, no kidding movement for this inside ALPA with 4 years to do it should be extremely achievable.

(I'm not tricare eligible, so it's not going to be me. But I wouldn't oppose it either.)
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Old 02-25-2023, 06:50 AM
  #16  
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Originally Posted by DeltaboundRedux View Post
Beats me. What first comes to mind is "they don't have to and it would cost them money if they did." Delta is self insured, so putting money into the UHC plan might be considered nominally better than handing it over to US gov?

Does seem like a good thing to put on a wish list for the next contract. I don't know what percentage of Delta pilots are a.) prior military and b.) qualify for tricare.

Small groups with narrow interests are always more effective than the masses that are all over the place. Organizing a legit, no kidding movement for this inside ALPA with 4 years to do it should be extremely achievable.

(I'm not tricare eligible, so it's not going to be me. But I wouldn't oppose it either.)
My guess would be to get traction, you'd need to offer something to a broader base. Perhaps a supplement plan coupled with stipend for those who don't use any medical coverage at all.
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Old 02-25-2023, 08:43 AM
  #17  
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Originally Posted by NuGuy View Post
My guess would be to get traction, you'd need to offer something to a broader base. Perhaps a supplement plan coupled with stipend for those who don't use any medical coverage at all.
I would totally support that, something for those who save the company $6-9 grand a year. We are talking about around $1500-$2000 annually (per mil retiree for the supplement), so maybe $15M total cost, tops? That’s budget dust.

Again, first world problem. I’m definitely okay without it, and don’t want to make too big a deal over it. And there are more important things on “the list” for the next contract. But it should be on that list, IMO.
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Old 02-25-2023, 09:37 AM
  #18  
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Originally Posted by FangsF15 View Post
I would totally support that, something for those who save the company $6-9 grand a year. We are talking about around $1500-$2000 annually (per mil retiree for the supplement), so maybe $15M total cost, tops? That’s budget dust.

Again, first world problem. I’m definitely okay without it, and don’t want to make too big a deal over it. And there are more important things on “the list” for the next contract. But it should be on that list, IMO.
I thought there was a tricare supplement plan. I guess not. I’m already hoping we can improve our healthcare in the next contract. ( this one did lower costs, hopefully we can keep that ball rolling and also improve the quality of our DPMP) and add options for those that have an outside primary health insurance. Like you said a tricare supplement plan would be budget dust.
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Old 02-25-2023, 10:19 AM
  #19  
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Originally Posted by Gone Flying View Post
I thought there was a tricare supplement plan. I guess not. I’m already hoping we can improve our healthcare in the next contract. ( this one did lower costs, hopefully we can keep that ball rolling and also improve the quality of our DPMP) and add options for those that have an outside primary health insurance. Like you said a tricare supplement plan would be budget dust.
There is, I'm on it. It's administered by Selman Co.

FWIW, between improving the HSA/DPMP, or providing a 'paid' Tricare supplement, ALPA should fix the HSA/DPMP first. We mil retired/reserve folks already have fantastic deal by comparison.
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Old 02-25-2023, 01:18 PM
  #20  
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Originally Posted by Gone Flying View Post
I thought there was a tricare supplement plan. I guess not. I’m already hoping we can improve our healthcare in the next contract. ( this one did lower costs, hopefully we can keep that ball rolling and also improve the quality of our DPMP) and add options for those that have an outside primary health insurance. Like you said a tricare supplement plan would be budget dust.
The Delta offered supplement costs more and is way more cumbersome to use than the MOAA offered plan that any mil vet that has Tricare has access to.
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