Any "Latest & Greatest" about Delta?
05-24-2013 | 09:41 AM
Gets Weekends Off
Joined: Jul 2010
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From: window seat
We will get them, and the 787/350 stuff too. But there is no need, and no advantage, whatsoever, to be first in line for any of it. Its just not that miraculous and neither are game changers of any kind.
05-24-2013 | 09:44 AM
Line Holder
Joined: Nov 2005
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From: Driving to work & Looking Left @ the Surf!!
Baja.
05-24-2013 | 09:46 AM
Gets Weekends Off
Joined: Sep 2008
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From: "Prof" button manipulator
USAA was very competitive 3 years ago however they were not even close last fall.
I recently purchased a property through USAA Mortgage & it was, by far, the worst experience I've ever encountered! If I wasn't pushing the expiration if the contract, by almost missing the closing date, I would've dropped USAA like a hot lava rock in Hawaii.
There are also at least two threads in the "military" section of this forum on how horrible they are, & how people have discontinued their business with USAA after XX years. I still have my banking & insurance through USAA, but only because I haven't taken the time to transfer my accounts to another bank.
I'd recommend, & plan on doing the same when I purchase an additional property, is to go through your local hometown bank. Yes, they're still bound by the Federal Banking regulations, but it's so much nicer to be able to talk with someone in-person about a question either they or the underwriter's have, versus having to try and explain it to "one of a thousand" call center representatives, who are just trying to make sure you have a "pleasant experience during your phone call today, sir/ma'am".
Just my $0.02. Good luck.
GJ
05-24-2013 | 10:01 AM
Gets Weekends Off
Joined: Feb 2008
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From: Top
Navy Federal now serves all the branches. I've done all my mortgages with them and have been happy every time.
05-24-2013 | 10:06 AM
Can't abide NAI
Joined: Jun 2007
Posts: 12,078
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From: Douglas Aerospace post production Flight Test & Work Around Engineering bulletin dissembler
Good interview and insight into our CEO's view of the industry:
Delta CEO Richard Andersen on Airline Industry: Video - Bloomberg
Delta CEO Richard Andersen on Airline Industry: Video - Bloomberg
Last edited by Bucking Bar; 05-24-2013 at 10:23 AM.
05-24-2013 | 10:13 AM
Line Holder
Joined: Feb 2009
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I think DL could get NEO'ss or MAX's if it wanted to, no problem. Many of those 3000 orders are probably just options that will never be exercised, and many more were probably placed by leasing companies for the exclusive intent to flip. Not to mention DL has 40 optional conversions to prime the pump much earlier even if it comes out of the gate hitting home runs.
05-24-2013 | 10:19 AM
Can't abide NAI
Joined: Jun 2007
Posts: 12,078
Likes: 15
From: Douglas Aerospace post production Flight Test & Work Around Engineering bulletin dissembler
A word of caution about how you shop if you use Yahoo, Quicken or Zillow. The internet sites sell your query to anyone willing to pay. Your phone will ring, your e-mail will be full, etc ... Might even be worth giving them a discreet phone number to control the hassle factor from telemarketers. I gave an obviously bum number and in the comments asked that they only contact me through an e-mail I had set up specifically for that purpose.
Another word of caution, closing costs and fees. I asked for a pro forma statement, then shopped the product again. None of the really aggressive marketers exactly matched what they held out in their advertising. The market moves very quickly. Depending on your lock the deal they offer changes.
In the end the 1/8th to 1/4 point spread for a truly no closing cost loan (not adding anything to principal) is, IMHO, worth it with rates this low. There are good charting tools. If you are a trend analysis type, you'll have a good idea when to say "lock."
Since all of our mortgages end up with Fannie and Freddie, I don't think it matters who originates your loan ... just shop price.
05-24-2013 | 10:34 AM
Da Hudge
Joined: Oct 2006
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From: Poodle Whisperer
ACL, I have two questions for you. But first, here's my premise: I propose the following letter be unanimously accepted by every elected member of the DALPA MEC and sent to Lee Moak:
---------------------------------------------------------------------
Dear Captain Moak,
This letter is to advise you of the unanimous opinion of the Delta MEC regarding your signing of the Pinnacle agreement that completely subverted the rightful role of the Delta MEC.
We are requesting a letter of apology from you on behalf of ALPA national to the pilots of Delta Air Lines and their elected representatives. This letter must also include a pledge to never again act on behalf of Delta pilots without the direct participation of the Delta MEC. We will be expecting this letter no later than 30 days from today.
Should this letter not be forthcoming within the timeframe stated above, the Delta MEC is unanimously resolved to no longer be affiliated with the Airline Pilot's Association. It is imperative for you to understand the importance the Delta MEC places on all parties within ALPA operating in strict adherence to the policies that make our union a truly bottom up organization. Your actions in the Pinnacle matter were in direct contravention of those policies in our opinion and can never be allowed again. DALPA either controls the interests of the pilots they represent, or they do not. We require a clear answer to that question.
Although your actions have produced great mistrust among many Delta pilots, we still believe there is a solution if all can be confident of this never happening again. We look forward to your letter inclusive of the items we must have in order to continue our relationship.
Regards...
-------------------------------------------------------------------
Now here are my 2 questions for you ACL:
First, would you sign off on a letter that had this as its basic premise?
Second, if Moak wrote back and said go pound sand, would you follow through in ending our affiliation with ALPA and creating a new independent union?
Carl
---------------------------------------------------------------------
Dear Captain Moak,
This letter is to advise you of the unanimous opinion of the Delta MEC regarding your signing of the Pinnacle agreement that completely subverted the rightful role of the Delta MEC.
We are requesting a letter of apology from you on behalf of ALPA national to the pilots of Delta Air Lines and their elected representatives. This letter must also include a pledge to never again act on behalf of Delta pilots without the direct participation of the Delta MEC. We will be expecting this letter no later than 30 days from today.
Should this letter not be forthcoming within the timeframe stated above, the Delta MEC is unanimously resolved to no longer be affiliated with the Airline Pilot's Association. It is imperative for you to understand the importance the Delta MEC places on all parties within ALPA operating in strict adherence to the policies that make our union a truly bottom up organization. Your actions in the Pinnacle matter were in direct contravention of those policies in our opinion and can never be allowed again. DALPA either controls the interests of the pilots they represent, or they do not. We require a clear answer to that question.
Although your actions have produced great mistrust among many Delta pilots, we still believe there is a solution if all can be confident of this never happening again. We look forward to your letter inclusive of the items we must have in order to continue our relationship.
Regards...
-------------------------------------------------------------------
Now here are my 2 questions for you ACL:
First, would you sign off on a letter that had this as its basic premise?
Second, if Moak wrote back and said go pound sand, would you follow through in ending our affiliation with ALPA and creating a new independent union?
Carl
05-24-2013 | 10:49 AM
Back on TDY
Joined: Apr 2008
Posts: 12,487
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From: 747-400 Captain
I love the letter except the nuclear line of leaving ALPA. Why is that necessary? Why not demanding a restructuring including the ousting of Moak? Most people that I know outside of his yes men here at DALPA cannot stand the guy after they meet him, including my friends that have been at national.
Looking forward to acl and nu's answer to this question.
Carl
05-24-2013 | 11:00 AM
Line Holder
Joined: Apr 2009
Posts: 40
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From: B 737 Capt
I just contacted Wings FCU for a mortgage yesterday in fact. The DTW office manager was very helpful, and as of today, I 've electronically sent in the application. As contrasted to a "mortgage specialist" based in Florida, who requested all my financial paperwork two weeks ago, and still needs more. By the time that "specialist" considers approving me, I should be in my new acquisition, thank you to Wings.
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