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Old 05-25-2013 | 06:08 PM
  #130921  
Purple Drank's Avatar
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From: Record-Shattering Profit Facilitator
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Originally Posted by forgot to bid
i want to carve out my favorite md88 overnights into a ftb subcategory.
hsv, jan, mot, far?
Old 05-25-2013 | 06:24 PM
  #130922  
Gets Weekends Off
 
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From: Permanently scarred
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Originally Posted by Vikz09
Thanks bucking!

I am in the twin cities and insure at least 40 pilots among our clientele. What I want pilots on here to be aware of is that not all insurance is the same. I suggest finding a Independent Insurance Agent. Independent basically means the agent has access to several companies. Why not get quotes from 10 or more carriers at once. Be honest with the agent and tell them what you own ( don't forget the 100 acres of hunting land, atv's, etc).

Try to avoid a call center/service center type operation. When Richard answers the phone he is most likely not a licensed agent. In Minnesota only 1 person is required to fully licensed ( I equate it to the FAA maintenance shops in Asia) chances are you will never be able to find Richard again when he tells you something was properly covered only to find out it wasn't.

I could go on-and-on but I try to avoid boring the pi$$ out of my fellow pilots. Good luck and make sure everyone discusses a 1 million umbrella with their agent and not a call center! A million umbrella can be had for approximately $150 a year.
I'm paying WAY TOO MUCH then. Especially after my daughter got her driver permit last year.
Old 05-25-2013 | 06:46 PM
  #130923  
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From: M88 B
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Originally Posted by GunshipGuy
I'm paying WAY TOO MUCH then. Especially after my daughter got her driver permit last year.
I should use the qualifier that that umbrella rate would be for Minnesota and Wisconsin... With a home, 2 cars, and 2 drivers. Youthfulls will add roughly $40 bucks to that rate. Several variables of course depending on insurance history.
Old 05-25-2013 | 09:12 PM
  #130924  
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meh
 
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I did a mortgage to purchase rental last year with USAA. They missed my closing by 2 weeks (closing 45 days). The agent working my mortgage took off on vacation and didn't transfer my file to anyone else to close, after doing nothing... I ended up having a top manager do it, UBER painful. Had twice the sales price sitting in my USAA banking account for 10 years... Really terrible.

And I'm probably the #1 fan of USAA for banking and insurance, but wow are they bad for mortgages.

Previously I walked away from a USAA mortgage after 4 weeks with no action being taken and about to lose my personal house sale due to them missing the deadlines. Went with local broker, 2 weeks and done with a better rate, loan transferred to WF at sale. NO idea why I thought I'd give USAA another try for mortgages--steer clear.
Old 05-25-2013 | 09:50 PM
  #130925  
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To add to the USAA sentiments. Have been with them for over 15 years. They used to be beyond amazing and responsive. Now, very much underperforming and unresponsive. It's like pulling teeth trying to get even simple things done with them. The rest of my family have experienced the same decline in performance with them. Time to start shopping for a new vendor. That's the beauty of most paid vendors in life...if they stop representing the way they should it's not difficult to make the switch.
Old 05-25-2013 | 11:46 PM
  #130926  
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From: 7er
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Originally Posted by Jack Bauer
To add to the USAA sentiments. Have been with them for over 15 years. They used to be beyond amazing and responsive. Now, very much underperforming and unresponsive. It's like pulling teeth trying to get even simple things done with them. The rest of my family have experienced the same decline in performance with them. Time to start shopping for a new vendor. That's the beauty of most paid vendors in life...if they stop representing the way they should it's not difficult to make the switch.
Then why continue to bank with them?
Old 05-26-2013 | 04:08 AM
  #130927  
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From: Decoupled
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Originally Posted by sailingfun
When you called your rep what did he say?
I will tell you that you heard wrong. The company can however maintain a domestic category if they desire. They don't however intend to do that.
No Sailing, I heard right, twice. Maybe the RUMOR is wrong. That's why they call it a RUMOR.
Old 05-26-2013 | 04:16 AM
  #130928  
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From: Decoupled
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Vikz09,

Got off my backside and contacted my neighbor, an independent agent. His company represents at least a dozen companies. Printed out my coverage. We'll get together to go over this after the holiday.

Thanks for the discussion. I've been procrastinating.
Old 05-26-2013 | 05:08 AM
  #130929  
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veut gagner à la loterie
 
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From: Light Chop
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Originally Posted by orvil
No Sailing, I heard right, twice. Maybe the RUMOR is wrong. That's why they call it a RUMOR.
Are you referring to this resolution though?

Subject: Domestic only pilots in 7ER category

Background: Some pilots who were on the 767 domestic categories did not want to fly international trips for various reasons. Although their seniority allowed them to be in the 7ER category, they intentionally flew bid the domestic category to avoid international trips. With the combining of the two categories into a hybrid category, these pilots might be assigned long haul international trips. At the same time, many pilots in the 7ER category are having difficulty maintaining theater qualifications. The inability for pilots to maintain theater qualifications is becoming a problem for management and will only get worse as a greater proportion on the 7ER flying is now domestic.

This resolution seeks to explore the possibility and possible benefits to both pilots and management of establishing a process where pilots can volunteer to be domestic only inside the 7ER category.

Whereas, combining the 767 domestic category with the 7ER category has forced pilots who prefer not to fly international to either choose the 7ER category or take a pay cut to a lesser paying category and

Whereas, the 7ER category now has a substantial number of domestic rotations which makes it problematic for some pilots who want to fly international to maintain their theater qualification and

Whereas, pilots can be assigned international flying due to reserve assignments, inverse assignments or recovery flying even though they do not want to fly international, while other pilots may want that flying and

Whereas, there is a cost to the company to maintain a pilots theater qualification and

Whereas, due to the size of the 7ER category it will become more difficult and costly to maintain a theater qualification and

Whereas, the time and costs to establish and maintain a theater qualification for a captain who does not desire to fly long international flights would be better utilized establishing and maintaining the qualifications of those who do,

Therefore be it resolved, that the pilots of Council 44 direct their representatives to present a resolution at the next regularly scheduled MEC that explores the feasibility and benefits to the Delta pilots of establishing a “domestic only” sub group inside the 7ER category.
Old 05-26-2013 | 05:13 AM
  #130930  
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veut gagner à la loterie
 
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From: Light Chop
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Originally Posted by Purple Drank
hsv, jan, mot, far?
Let's see.... GRR. MKE long overnight only. DCA long. MLB is good just for the hotel restaurant. CAK? IND. I like IAD. Because of family I want PHF overnights to be 30 hours again and then I want a PHF only subgroup within the 88.

I'm having a mental block on the others because I just did an awesome one recently and can't remember.

NOT GPT. They screwed up a good thing there and who wants to go to a place the gate agent shows up to start working 3 minutes to PUSH time and you push late and gives you the big "screw you guys" attitude.
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