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-   -   Any "Latest & Greatest" about Delta? (https://www.airlinepilotforums.com/delta/36912-any-latest-greatest-about-delta.html)

sailingfun 10-20-2017 04:33 AM

I believe since the company provided insurance replaces the old spousal payment plan in the event of a pilot death there are no exclusions. I am not 100% on that however I have a email in to the people who will know. Will post the reply here.
Additional insurance purchased through the company plan does not cover private flying. You must purchase the separate private flying insurance.

sailingfun 10-20-2017 05:39 AM

Here is the answer:
There are no exclusions on the basic life except death at the hands of your beneficiary.

FL370esq 10-20-2017 05:45 AM


Originally Posted by sailingfun (Post 2450931)
Here is the answer:
There are no exclusions on the basic life except death at the hands of your beneficiary.

Sounds like a beneficiary exclusion and not a policy exclusion. Bet the policy still pays, just not to the murderous beneficiary who, ironically, is (for legal purposes) deemed to have pre-deceased the policy holder they killed (or had killed). 😁

BobZ 10-20-2017 05:55 AM

You all recall one of our cvg pilots suffered such a fate?

Iv had the private pilot add on since coming to wrk. I think its still there.

KnotSoFast 10-20-2017 08:06 AM


Originally Posted by TED74 (Post 2450854)
My hunch is that this GA insurance is for non-pilot Delta employees. Deltanet can be confusing in multiple ways when it assumes the viewer isn't party to our unique PWA (e.g., mil leave, profit sharing, etc.). What throws me is people relaying what they remember hearing in indoc...

.
I don’t remember the GA pilot insurance from indoc. I remember it from signing up for it every year in open enrollment. And as far as I can tell, I am an active pilot for Delta.
.

Bluto 10-20-2017 09:06 AM


Originally Posted by KnotSoFast (Post 2451022)
.
I don’t remember the GA pilot insurance from indoc. I remember it from signing up for it every year in open enrollment. And as far as I can tell, I am an active pilot for Delta.
.

Sure, but just because they're willing to sell it to you, doesn't mean you aren't already also covered by the company provided life insurance. It sounds like Sailingfun got the answer directly from the ALPA benefits folks. Am I missing something?

sailingfun 10-20-2017 10:05 AM


Originally Posted by Bluto (Post 2451072)
Sure, but just because they're willing to sell it to you, doesn't mean you aren't already also covered by the company provided life insurance. It sounds like Sailingfun got the answer directly from the ALPA benefits folks. Am I missing something?

He may be carrying additional insurance through open enrollment. If so and he feels he needs the extra coverage you need the private pilot insurance or purchase insurance on your own without a private flying exclusion.

Bluto 10-20-2017 11:56 AM

Ah. Right. Got it. Thanks!

gloopy 10-20-2017 01:35 PM


Originally Posted by sailingfun (Post 2451124)
He may be carrying additional insurance through open enrollment. If so and he feels he needs the extra coverage you need the private pilot insurance or purchase insurance on your own without a private flying exclusion.

But aside from any of that, we're covered under GA flying with the standard plan almost everyone is on right?

sailingfun 10-20-2017 01:52 PM


Originally Posted by gloopy (Post 2451267)
But aside from any of that, we're covered under GA flying with the standard plan almost everyone is on right?

I posted the exact info I got from the ALPA people on the subject. The only exclusion for the company paid for insurance is if the death is at the hands of the beneficiary. I specifically asked about Scuba diving and private flying. I believe that insurance amount is now well north of 800,000.00. I pointed the exclusion clause out to my wife to help me sleep!


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