AVIATE don’t join !
04-17-2025 | 07:43 AM
#71
Prime Minister/Moderator
Joined: Jan 2006
Posts: 45,172
Likes: 805
From: Engines Turn or People Swim
Yes, the Gov should only backstop student loans where...
1. There's a specific public interest.
The obvious ones...
a) Shortage (or projected shortage) of XYZ Engineers, Nurses, etc.
b) Help disadvantaged youth.
Might be others too.
AND
2. There's a reasonable ROI and economic trajectory to repay said loans... so the loan amount, major and grades matter. Maybe the school matters too, in that a Wharton MBA might be able to pay off a loan that a U. of Phoenix MBA would struggle with.
Disallowing people to BK out of student loans is necessary, otherwise nobody in their right mind would grant student loans unless it's for Yale Law or MIT. Otherwise you'd need a co-signer and/or collateral, ie well-off parents.
1. There's a specific public interest.
The obvious ones...
a) Shortage (or projected shortage) of XYZ Engineers, Nurses, etc.
b) Help disadvantaged youth.
Might be others too.
AND
2. There's a reasonable ROI and economic trajectory to repay said loans... so the loan amount, major and grades matter. Maybe the school matters too, in that a Wharton MBA might be able to pay off a loan that a U. of Phoenix MBA would struggle with.
Disallowing people to BK out of student loans is necessary, otherwise nobody in their right mind would grant student loans unless it's for Yale Law or MIT. Otherwise you'd need a co-signer and/or collateral, ie well-off parents.
04-17-2025 | 08:36 AM
#72
Gets Weekends Off
Joined: Dec 2011
Posts: 2,045
Likes: 257
From: A320 FO
Yes, the Gov should only backstop student loans where...
1. There's a specific public interest.
The obvious ones...
a) Shortage (or projected shortage) of XYZ Engineers, Nurses, etc.
b) Help disadvantaged youth.
Might be others too.
AND
2. There's a reasonable ROI and economic trajectory to repay said loans... so the loan amount, major and grades matter. Maybe the school matters too, in that a Wharton MBA might be able to pay off a loan that a U. of Phoenix MBA would struggle with.
Disallowing people to BK out of student loans is necessary, otherwise nobody in their right mind would grant student loans unless it's for Yale Law or MIT. Otherwise you'd need a co-signer and/or collateral, ie well-off parents.
1. There's a specific public interest.
The obvious ones...
a) Shortage (or projected shortage) of XYZ Engineers, Nurses, etc.
b) Help disadvantaged youth.
Might be others too.
AND
2. There's a reasonable ROI and economic trajectory to repay said loans... so the loan amount, major and grades matter. Maybe the school matters too, in that a Wharton MBA might be able to pay off a loan that a U. of Phoenix MBA would struggle with.
Disallowing people to BK out of student loans is necessary, otherwise nobody in their right mind would grant student loans unless it's for Yale Law or MIT. Otherwise you'd need a co-signer and/or collateral, ie well-off parents.
04-17-2025 | 05:24 PM
#73
Line Holder
Joined: Apr 2024
Posts: 625
Likes: 144
Yes, the Gov should only backstop student loans where...
1. There's a specific public interest.
The obvious ones...
a) Shortage (or projected shortage) of XYZ Engineers, Nurses, etc.
b) Help disadvantaged youth.
Might be others too.
AND
2. There's a reasonable ROI and economic trajectory to repay said loans... so the loan amount, major and grades matter. Maybe the school matters too, in that a Wharton MBA might be able to pay off a loan that a U. of Phoenix MBA would struggle with.
Disallowing people to BK out of student loans is necessary, otherwise nobody in their right mind would grant student loans unless it's for Yale Law or MIT. Otherwise you'd need a co-signer and/or collateral, ie well-off parents.
1. There's a specific public interest.
The obvious ones...
a) Shortage (or projected shortage) of XYZ Engineers, Nurses, etc.
b) Help disadvantaged youth.
Might be others too.
AND
2. There's a reasonable ROI and economic trajectory to repay said loans... so the loan amount, major and grades matter. Maybe the school matters too, in that a Wharton MBA might be able to pay off a loan that a U. of Phoenix MBA would struggle with.
Disallowing people to BK out of student loans is necessary, otherwise nobody in their right mind would grant student loans unless it's for Yale Law or MIT. Otherwise you'd need a co-signer and/or collateral, ie well-off parents.
It literally NEVER makes things better
If industry needs more people, they them subsidize training required for the positions they can’t fill
If banks see the money someone can make with XYZ degree let them write the paper
04-18-2025 | 04:20 AM
#74
Line Holder
Joined: Jul 2022
Posts: 1,610
Likes: 191
From: 787 FO
Says a pilot? See NMB and collective bargaining. Internet? Microchips? Research leading to all kinds of medical breakthroughs like MRIs, vaccines, etc. US military? Financial regulation? See Glass-Steagall, FDIC. SSN pulling tens of millions out of poverty. And without a government there is no United States of America. UFB.
Ignorance is bliss.
Ignorance is bliss.
04-18-2025 | 05:39 AM
#75
Line Holder
Joined: Apr 2023
Posts: 304
Likes: 0
No question that a govt is needed. Their 1st and foremost responsibility is to uphold the constitution. I think all of us can agree that there are areas where they overreach and veer out of their lane.
04-18-2025 | 07:57 AM
#76
Gets Weekends Off
Joined: Dec 2011
Posts: 2,045
Likes: 257
From: A320 FO
Protect property rights
Enforce anti-trust law
All the things they did before 1913 when the middle class grew and inflation was almost non-existent.
04-18-2025 | 11:11 AM
#77
Line Holder
Joined: Apr 2024
Posts: 625
Likes: 144
Says a pilot? See NMB and collective bargaining. Internet? Microchips? Research leading to all kinds of medical breakthroughs like MRIs, vaccines, etc. US military? Financial regulation? See Glass-Steagall, FDIC. SSN pulling tens of millions out of poverty. And without a government there is no United States of America. UFB.
Ignorance is bliss.
Ignorance is bliss.
When did you first take .gov as your lord and savior?
Originally Posted by tallpilot;[url=tel:3905480
3905480]Defend the borders
Protect property rights
Enforce anti-trust law
All the things they did before 1913 when the middle class grew and inflation was almost non-existent.
Protect property rights
Enforce anti-trust law
All the things they did before 1913 when the middle class grew and inflation was almost non-existent.
also lol at property rights (at least today), gov is more likely to jack up your rent, I mean ”property taxes” till you can’t afford it, send armed men to drag you out of your home or kill you and then sell your house
Gov is needed like a janitor or door guard, not as a parent/god like figure
We could and should slash 3/4 of gov and this place would actually run better
04-18-2025 | 03:56 PM
#78
Banned
Joined: Apr 2017
Posts: 4,208
Likes: 7
Unconstitutional
While there can be some spin-off technologies that result from military research, in general military spending is a net negative on the conomy like all other government spending,
Unconstitutional
False. How about stealing trillions from one's own citizens? Also unconstitutional
Wow, with thinking that narrow it sounds like you're part of a cult.
Unconstitutional
False. How about stealing trillions from one's own citizens? Also unconstitutional
Wow, with thinking that narrow it sounds like you're part of a cult.
04-18-2025 | 04:11 PM
#79
Line Holder
Joined: Jul 2022
Posts: 1,610
Likes: 191
From: 787 FO
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