Search for "medical" in your SWOL messages, and you'll find a good amount of info sent over the past couple months. Or go under SAPA on your EFB and download the "Loss of medical insurance info". The details of the plan are also presented when you go through the sign up link, as well as exact monthly pricing for whatever coverage amount you choose.

I am pretty sure the reason they aren't writing the policy immediately is because we need 25% pilot group participation, but don't quote me on that. Any SAPA rep could answer any more questions/concerns.

 

Well I guess if the final details are unpalatable you could just cancel your coverage at a later date.
I agree SAPA communications are just pathetic.

 

I signed up. Decided to go with a lower coverage amount to keep it affordable. Mostly want to support the pilot group to push it over the 25% participation required and keep this benefit as an option for the future.

 

I have looked at all the information that they have provided. They can't even give a straight answer about secondary income if you loose your medical. I have been told by sapa reps that they don't deduct income and just the opposite by another.

The entire thing was done in the typical sapa form and it is 100 percent unacceptable that the forum has been down throughout all of this.

 

Talking about transparency.....
Everyone will now see each awarded line in all bases.

See who got what and why they didn't........

But thanks for clarifying the obvious.

 

^This.

At my current age, if I lose my medical in the near future (5 to 10 years) I'm finding another career. Also, any income that I can currently even afford to insure (it's not cheap) I can also replace fairly easily with quite a few other options that I have available due to proper educational planning negating the need for the insurance. I understand that not everyone is in my exact situation and for some it makes sense. If I were 55 and/or a wide body captain making an income that I couldn't immediately replace/didn't have time to work my way back up to, it would be a lot more important to me. Until then I choose not to eat fast food junk on the road, exercise regularly, and put an appropriate amount of my household monthly income into savings/investments.
I wish we didn't have to have 25% enrollment in order for those that want/need this insurance to get it, it could really be a good thing for some (maybe, we don't even really know what anyone would be signing up for). Unfortunetely unless they're willing to pay my premiums I can't just sign up for some mystery coverage just so others can too.

 

Page 3 at HW question and answer explains it pretty well.
Basically incentives to rehabilitate equal more payout $$. After that for 24 months encentive to work equals payout plus earned, not to make less then when flying. After that it's a formula, the example showed earned income plus payout equaled 83% of pre loss income.
I will pm you the link to the PDF if you can't find it.

 

It's not exactly mystery coverage. Not anymore than any other insurance is when they get the details finalized. If you don't like the details lower your insurance down to $1 and enjoy the benefits without the premiums. No brainer. Or if you simply don't see any benefit then cancel altogether no harm done.
Besides, Skywest is matching premium up to $50.
You could literally "retire" early if you lost your medical.

 

Has had any experience with any unpaid leave policies with Skywest? My wife is active duty military, and I anticipate that two or three times per year she will get sent TDY for a week or so somewhere, and I'll need to drop a trip to be home with our kids. Yes, I know I could fake an illness, but assuming I'd rather not do that, and assuming I didn't have the seniority to get a line that included that time off, has anyone tried to or been able to get unpaid time off for a family situation like that?

I'm half considering commuting from DEN to the east coast with PSA due to their scheduling flexibility, but that's 2 time zones, with no way to live in base any time soon. It sounds pretty painful, especially if it's unnecessary.

Thanks much.

 

"You could literally "retire" early if you lost your medical."

You had better read the fine print.