Search

Notices

Spirit of NKS

Thread Tools
 
Search this Thread
 
Old 10-03-2012 | 04:50 PM
  #4651  
Lemonade's Avatar
Gets Weekends Off
 
Joined: Mar 2012
Posts: 265
Likes: 0
From: A 320
Default

Originally Posted by Sailor
I guess, it's a better ins?, AETNA has been great so far, but I don't really know anything about United Health..
what would make it better? Your premiums, deductible and co-pay are protected by contract. If they are switching to United it is because the company is saving money. My doctor isn't in the United network. Is ours? How would you like to switch doctors to save Spirit money?

As far as I am concerned if the doctor network is reduced then my policy has been diminished. Union ok with this?
Old 10-03-2012 | 05:50 PM
  #4652  
Thread Starter
Banned
 
Joined: Oct 2008
Posts: 1,857
Likes: 0
Default

Originally Posted by Sailor
I guess, it's a better ins?, AETNA has been great so far, but I don't really know anything about United Health..
what would make it better? Your premiums, deductible and co-pay are protected by contract. If they are switching to United it is because the company is saving money. My doctor isn't in the United network. Is ours? How would you like to switch doctors to save Spirit money?

As far as I am concerned if the doctor network is reduced then my policy has been diminished. Union ok with this?
I didn't say it is better. I was asking if anyone knows if this is a better choice or not. I guess this has already been decided as an ok Insurance by our union in our behalf , and it is a surprise now that it will become the norm starting next year.

Secondly, yes my dr and our kids dr do take United.

But I guess we will be educated about this HMO PPO during the MEC meeting on the 19th.
Old 10-03-2012 | 06:16 PM
  #4653  
Lemonade's Avatar
Gets Weekends Off
 
Joined: Mar 2012
Posts: 265
Likes: 0
From: A 320
Default

HMO PPO? What is that? Are you saying that the union is allowing a complete restructuring of existing plans?
Old 10-03-2012 | 06:22 PM
  #4654  
Gets Weekends Off
 
Joined: Aug 2011
Posts: 279
Likes: 0
Default

I hope there's a good reason for this that benefits the pilot group! Aetna was doing a fine job in my book!
Old 10-03-2012 | 06:34 PM
  #4655  
Kingjay's Avatar
Gets Weekends Off
 
Joined: Nov 2006
Posts: 194
Likes: 0
From: A320 Captain
Default

I used the have UHC with my last carier. IT SUCKED. We had to drive to the next town to go to the Dr. Hospital would not take it, It was horrible. Hope I dont have to change all of our doctors.
Old 10-03-2012 | 07:15 PM
  #4656  
Lemonade's Avatar
Gets Weekends Off
 
Joined: Mar 2012
Posts: 265
Likes: 0
From: A 320
Default

Showing up at a doctors office with United Healthcare is like showing up at a Spirit gate with a carryon bag that hasn't been paid for in advance.
Old 10-03-2012 | 07:48 PM
  #4657  
Thread Starter
Banned
 
Joined: Oct 2008
Posts: 1,857
Likes: 0
Default

HMO PPO? What is that? Are you saying that the union is allowing a complete restructuring of existing plans?
Basically:

HMO (listed drs, and referrals for specialists) cheaper premiums and deductibles.

PPO (any dr with in Insurance and no referrals for specialists) higher premiums and deductibles.

Wiki can explain it better, I'm sure.

I don't think anyone is restructuring anything, simply swapping for cheaper and crappier healthcare for us. AETNA is to good and too expensive for NK.

I guess we just need to wait and see what HR is going to present on our union meeting.

For us working, it would be nice if it can be recorded then posted on our ALPA site!
Old 10-03-2012 | 09:21 PM
  #4658  
Lemonade's Avatar
Gets Weekends Off
 
Joined: Mar 2012
Posts: 265
Likes: 0
From: A 320
Default

Thanks Sailor. I'm familiar with the terms but when they were put together I thought you were referring to some hybrid. Nevertheless I don't see how they can change the product that the contract says we get. What's next? $140 per month and the hand us a box of band aids ?

If the contract protects our premium it must protect the policy terms or it has no meaning.
Old 10-04-2012 | 08:40 PM
  #4659  
Thread Starter
Banned
 
Joined: Oct 2008
Posts: 1,857
Likes: 0
Default United Health.

1_If our Union together with NK have been working in changing our Healthcare Provider, with a HR presentation on the 19OCT12,

shouldn't we have some info about the plans in order to review it and then ask some relevant questions during the HR (here it is!, now swallow!) presentation,

and also I thought that our contract said something like NK/ALPA can not change plans for the worst or higher premiums? (too tired to read it now).

2_Do we have a chance to vote for this or not?

3_And, why do I feel like WE are gonna pay more next year?

4_Why Am I getting ****_d off about this?, AETNA has worked just fine, even after we agreed to pay a higher premium.

Old 10-05-2012 | 11:14 AM
  #4660  
Line Holder
 
Joined: Jan 2008
Posts: 39
Likes: 0
From: A320 FO
Default

DFW base just announced opening December 1.
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
cs757200
Major
11
08-27-2011 11:55 AM
Splanky
Major
7
05-16-2009 06:13 PM
shiftwork
Major
440
03-18-2009 05:05 PM
DWN3GRN
Major
16
09-02-2008 04:11 PM
A320Flyer
Major
5
09-02-2008 04:05 AM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



Your Privacy Choices