New TA... again
09-27-2019, 04:51 PM
#81
New Hire
Joined APC: Aug 2018
Posts: 4
Originally Posted by tonsterboy5
I don’t expect any of it returned to me, but as you said 10’years ago you had 2 day in the hospital which caused an 8k total bill, if you had the high deductible your max out of pocket would of been $6k assuming that none of the services you received had a negotiated rate. In the 10 years since then you have paid $200 more a month than a decent HSA plan or $24,000, assuming you used the max of $6k you still have spent $18k more than needed on healthcare. That 18k could be collecting interest in an HSA, you could of used it for random things such as Tylenol or NyQuil when you get sick. Not to mention the 600 a month the company has spend on the insurance which is 72k over that same 10 years, just think of the company didn’t have to pay for expensive insurance some of that could of ended up in everyone’s pocket.
Most HSA plans I've shopped in the past for my other business has the deductible set at $8k, with Max OOP at $12k for a family of 5. And no Tylenol out of that HSA money - that's a Flex account. Want to drop premium + deductible $12k EVERY YEAR before insurance covers anything - where a ER visit is at full price until then? And save me your "HSA interest rate" BS. Sub 2%, and going down. I saved $20k+ a year in health insurance costs alone on coming here based on our current plan, so arguing for a reduction in locked insurance value (which is the highest rising family cost the last 20 years running) in return for a small hourly rate will get a giant NO from me. If you want an increase in your take home - fight for Live Flica, our Rigs, and a better schedule utilization. Total compensation and payroll value is much more than an hourly rate. Trading a set value in insurance for a guaranteed hourly rate, when insurance is as volatile cost as there is, seems a fools folly to me.
09-27-2019, 05:05 PM
#82
Gets Weekends Off
Joined APC: Aug 2018
Posts: 241
Originally Posted by coder
Where are you getting $6k max out of pocket on a high deductible HSA? Oh, you're looking at only single rates again.
Most HSA plans I've shopped in the past for my other business has the deductible set at $8k, with Max OOP at $12k for a family of 5. And no Tylenol out of that HSA money - that's a Flex account. Want to drop premium + deductible $12k EVERY YEAR before insurance covers anything - where a ER visit is at full price until then? And save me your "HSA interest rate" BS. Sub 2%, and going down. I saved $20k+ a year in health insurance costs alone on coming here based on our current plan, so arguing for a reduction in locked insurance value (which is the highest rising family cost the last 20 years running) in return for a small hourly rate will get a giant NO from me. If you want an increase in your take home - fight for Live Flica, our Rigs, and a better schedule utilization. Total compensation and payroll value is much more than an hourly rate. Trading a set value in insurance for a guaranteed hourly rate, when insurance is as volatile cost as there is, seems a fools folly to me.
Most HSA plans I've shopped in the past for my other business has the deductible set at $8k, with Max OOP at $12k for a family of 5. And no Tylenol out of that HSA money - that's a Flex account. Want to drop premium + deductible $12k EVERY YEAR before insurance covers anything - where a ER visit is at full price until then? And save me your "HSA interest rate" BS. Sub 2%, and going down. I saved $20k+ a year in health insurance costs alone on coming here based on our current plan, so arguing for a reduction in locked insurance value (which is the highest rising family cost the last 20 years running) in return for a small hourly rate will get a giant NO from me. If you want an increase in your take home - fight for Live Flica, our Rigs, and a better schedule utilization. Total compensation and payroll value is much more than an hourly rate. Trading a set value in insurance for a guaranteed hourly rate, when insurance is as volatile cost as there is, seems a fools folly to me.
Also please remember that you read the CBA when you decided to come to AWAC. That insurance is very important collectively to the group. It is callus almost beyond belief to throw that whole collective effort under the bus by saying that giving it up isn’t a concession because it doesn’t cost you anything.
Pre mid/late-00s almost every self respecting major company had decent insurance. AWAC pilots were able to get very good insurance. That it now looks great is more a testament to how far most insurance has fallen in corporate cost restraining/benefit cuts than anything else.
This is a line that needs to be held. There are plenty of other airlines that offer marginally better hourly rates and significantly substandard insurance. That may be a better option for you. Please consider instead of trashing the collective decisions and efforts of the AWAC pilot group.
09-27-2019, 05:42 PM
#83
Gets Weekends Off
Joined APC: Oct 2018
Posts: 112
Originally Posted by coder
Where are you getting $6k max out of pocket on a high deductible HSA? Oh, you're looking at only single rates again.
Most HSA plans I've shopped in the past for my other business has the deductible set at $8k, with Max OOP at $12k for a family of 5. And no Tylenol out of that HSA money - that's a Flex account. Want to drop premium + deductible $12k EVERY YEAR before insurance covers anything - where a ER visit is at full price until then? And save me your "HSA interest rate" BS. Sub 2%, and going down. I saved $20k+ a year in health insurance costs alone on coming here based on our current plan, so arguing for a reduction in locked insurance value (which is the highest rising family cost the last 20 years running) in return for a small hourly rate will get a giant NO from me. If you want an increase in your take home - fight for Live Flica, our Rigs, and a better schedule utilization. Total compensation and payroll value is much more than an hourly rate. Trading a set value in insurance for a guaranteed hourly rate, when insurance is as volatile cost as there is, seems a fools folly to me.
Most HSA plans I've shopped in the past for my other business has the deductible set at $8k, with Max OOP at $12k for a family of 5. And no Tylenol out of that HSA money - that's a Flex account. Want to drop premium + deductible $12k EVERY YEAR before insurance covers anything - where a ER visit is at full price until then? And save me your "HSA interest rate" BS. Sub 2%, and going down. I saved $20k+ a year in health insurance costs alone on coming here based on our current plan, so arguing for a reduction in locked insurance value (which is the highest rising family cost the last 20 years running) in return for a small hourly rate will get a giant NO from me. If you want an increase in your take home - fight for Live Flica, our Rigs, and a better schedule utilization. Total compensation and payroll value is much more than an hourly rate. Trading a set value in insurance for a guaranteed hourly rate, when insurance is as volatile cost as there is, seems a fools folly to me.
09-27-2019, 05:43 PM
#84
Gets Weekends Off
Thread Starter
Joined APC: Aug 2016
Posts: 667
Originally Posted by flightlessbirds
+1
Also please remember that you read the CBA when you decided to come to AWAC. That insurance is very important collectively to the group. It is callus almost beyond belief to throw that whole collective effort under the bus by saying that giving it up isn’t a concession because it doesn’t cost you anything.
Pre mid/late-00s almost every self respecting major company had decent insurance. AWAC pilots were able to get very good insurance. That it now looks great is more a testament to how far most insurance has fallen in corporate cost restraining/benefit cuts than anything else.
This is a line that needs to be held. There are plenty of other airlines that offer marginally better hourly rates and significantly substandard insurance. That may be a better option for you. Please consider instead of trashing the collective decisions and efforts of the AWAC pilot group.
Also please remember that you read the CBA when you decided to come to AWAC. That insurance is very important collectively to the group. It is callus almost beyond belief to throw that whole collective effort under the bus by saying that giving it up isn’t a concession because it doesn’t cost you anything.
Pre mid/late-00s almost every self respecting major company had decent insurance. AWAC pilots were able to get very good insurance. That it now looks great is more a testament to how far most insurance has fallen in corporate cost restraining/benefit cuts than anything else.
This is a line that needs to be held. There are plenty of other airlines that offer marginally better hourly rates and significantly substandard insurance. That may be a better option for you. Please consider instead of trashing the collective decisions and efforts of the AWAC pilot group.
09-27-2019, 06:01 PM
#85
Used to Get Weekends Off
Joined APC: Dec 2015
Position: CRJ-200
Posts: 428
Originally Posted by tonsterboy5
There hasn’t been a collective agreement in what? 10 years so the people here now had zero say in the current insurance. Also, I believe we should have both great rates and insurance but if the company wants to average let’s say 80k per employee something has to give. What benefits a greater percentage of the group? What’s more likely to get pilots in the door that want to buy a house and pay off college? The airline needs pilots to keep showing up to stay in business. Nothing talks like $$$
Sent from my SM-N950U using Tapatalk
09-27-2019, 06:30 PM
#86
Gets Weekends Off
Joined APC: Aug 2018
Posts: 241
Originally Posted by tonsterboy5
There hasn’t been a collective agreement in what? 10 years so the people here now had zero say in the current insurance. Also, I believe we should have both great rates and insurance but if the company wants to average let’s say 80k per employee something has to give. What benefits a greater percentage of the group? What’s more likely to get pilots in the door that want to buy a house and pay off college? The airline needs pilots to keep showing up to stay in business. Nothing talks like $$$
We are still working under the existing CBA. That was shared with you when you come to work here and is your contract. It doesn’t matter how old it is...it is still the AWAC contract.
Yes the airline needs pilots. That is the only leverage we as a pilot group have. Therefore the more desperate they get the more money in total compensation they need to throw our way. We shouldn’t let them out of the pickle they’ve made over the last 15+ years by giving up something that is very expensive to them and very beneficial over the long run to us as a pilot group (insurance). If we definitively take that off the table they will eventually
a) have to give us the rates we deserve while leaving the insurance alone, or
b) cease to exist and we will all end up at one of the other carriers you seem to be wishing to emulate.
These folks aren’t dumb ... the reason there is always money in the banana stand is that they don’t give away anything they don’t have to. Stand together and call the bluff. Fly the contract. The rest will take care of itself. The biggest danger to us right now is being bought off too cheaply or with our own money (insurance savings paying for rate increases while management pockets a cut).
09-28-2019, 05:39 AM
#87
Gets Weekends Off
Joined APC: Aug 2009
Posts: 841
We shouldn't be giving up anything period. That means keeping our incredible insurance and getting handfuls of money on top of it. Opt out if you want to be insurance free or go to Endeavor if rates on paper is what you're after.
09-29-2019, 06:28 PM
#88
Gets Weekends Off
Joined APC: Jul 2011
Position: If I tell you, I'd have to kill you
Posts: 292
New TA... again
Originally Posted by WhaleSurfing
You all should worry about your new president Binns. Incompetent and anti union. Just take a look at his dismal track record in this industry. His last endeavor was trying to sell helium balloons.
Are there any airline executive that embraces labor unions?
Sent from my iPhone using Tapatalk
09-30-2019, 03:22 AM
#90
Gets Weekends Off
Joined APC: Jul 2011
Position: If I tell you, I'd have to kill you
Posts: 292
[QUOTE=CanWeGetTheLeft;2895602]
He didn’t embrace them but he was willing to work with them. That’s why he was so highly respected amongst the union leaders and rank and file.
Sent from my iPhone using Tapatalk
Originally Posted by IFLYACRJ
Are there any airline executive that embraces labor unions?
There was one
There was one
He didn’t embrace them but he was willing to work with them. That’s why he was so highly respected amongst the union leaders and rank and file.
Sent from my iPhone using Tapatalk
