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03-03-2023 | 10:46 AM

#261

Bo Darville

Gets weekdays off

Joined: Sep 2021

Posts: 121

Likes: 10

Quote:

Originally Posted by PNWFlyer

Dave Ramsey would not be very happy with you. You should take $800k out is savings immediately and pay off that debt.

Debt is bad. Just make sure you never do the math. you know the math that you are paying the bank only 2.25% on that money and the $800k you have invested is making significantly more that that. No sure why Dave Ramsey wants people to be poor.

Tell me you don’t know Dave without telling me you don’t know Dave…

Dave would have said great job, just make sure you refinance with a 15 year loan at that 2.25% (I got 2.125%) and make sure that mortgage payment does not exceed 25% of your net monthly income.

How many paid for homes get foreclosed?

-Bo

03-03-2023 | 11:16 AM

#262

Guppydriver95

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Joined: Mar 2018

Posts: 1,374

Likes: 54

Quote:

Originally Posted by CBreezy

That's expert level

lot of dealers pass on the cc fee if you do that. Not always a good option.

03-03-2023 | 03:03 PM

#263

StartngOvr

Line Holder

Joined: May 2014

Posts: 791

Likes: 26

From: Drivin’ the bus

Quote:

Originally Posted by JamesBond

Wasn't there a thread on here somewhere about how guys are gonna spend their retro checks?

i think it got closed…….

….’cause we didn’t get retro.

03-03-2023 | 05:31 PM

#264

FL370

Gets Weekends Off

Joined: Jan 2008

Posts: 396

Likes: 0

From: A somewhere

Quote:

Originally Posted by PilotBases

Mine says Back the PAC.

Same here.

03-03-2023 | 05:41 PM

#265

tennisguru

Roll’n Thunder

Joined: Oct 2009

Posts: 5,122

Likes: 541

From: Pilot

Quote:

Originally Posted by FL370

Same here.

I was really hoping for Hats Off To Full Implementation…

03-03-2023 | 05:42 PM

#266

Trip7

Gets Weekends Off

Joined: Dec 2007

Posts: 6,144

Likes: 204

Dave Ramsey's advice is mainly for the financial illiterate or those that have a spending problem. Those who have high income and good knowledge on different investment strategies can use Debt as a tool for leverage towards greater gains. So long as one doesn't over leverage.

03-05-2023 | 03:46 AM

#267

LandGreen2

Gets Weekends Off

Joined: Jun 2010

Posts: 631

Likes: 0

Best advice I heard was budget your household expenses on the lowest category and seat pay. Pay cash for depreciating stuff. Don't carry bad debt. Invest excess cash

03-05-2023 | 09:37 AM

#268

iahflyr

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Joined: Jan 2006

Posts: 1,734

Likes: 12

Quote:

Originally Posted by CBreezy

I'll give you sunsetting of NFLY as a concession

What was this about? It looks like Delta got a grand slam contract, so I’m not trying to ignite the concession argument, but I’m just curious.

03-05-2023 | 09:42 AM

#269

OOfff

Banned

Joined: Sep 2016

Posts: 8,831

Likes: 499

Quote:

Originally Posted by iahflyr

What was this about? It looks like Delta got a grand slam contract, so I’m not trying to ignite the concession argument, but I’m just curious.

There’s more to it, but short version: covid-based sick calls did not count against your sick bank. That exception sunsetted.

03-05-2023 | 10:08 AM

#270

Whoopsmybad

Can’t find crew pickup

Joined: Jun 2021

Posts: 3,037

Likes: 189

Quote:

Originally Posted by OOfff

There’s more to it, but short version: covid-based sick calls did not count against your sick bank. That exception sunsetted.

I agree, but now it’s just like every other sickness. If I have the flu it counts. Now COVID does too. I just don’t see it as that big of a concession.