Pineapple Guy

Hockey, let me add some additional numbers for your consideration.

To reach that out of pocket maximum, you had to have charged at least $43,000 in medical expenses at the in-network rate. Add in another $500-1000 of expenses for the "free" preventive services you might have utilized, and you're at roughly $44,000 of medical expenses on the year. And that's at the UHC negotiated discount, generally about 50%. So, let's do the real math on that $88,000 of medical expenses that the doctors/hospitals actually charged:

$44,000 - written off by the doctor as a loss
$9,248 - your share of the remaining $44,000
$34,742 - Delta's share of the remaining $44,000

Yes, we pay a ton for health care. That is a huge problem in this country. But you're not the only one "taking it in the shorts". Do I wish we all had "free" health care, like we used to. Of course. But whose pocket do you propose to take that money from? I'm just asking a serious question.

And BTW, just what medical plan do you plan to take, if you're gonna drop the Gold HRA? There are no silver bullets out there. Choose carefully.

johnso29

I think we eliminated the 55 hours of pay for a SIL(through a side letter I believe) during our last contract. I'll search, but I think that sweet deal is gone.

Jesse

Well, I was speaking to insurance. Glad to hear you're completely satisfied with your company's insurance plan and its costs. No need for future NCs to address that issue. Well, except in regard to what you're willing to give up to keep it.

capncrunch

That's nifty for the very few that are 747 captains.

TANSTAAFL

Take a look back at 744 ALV's for the last year and tell me how a 744A is going to average 87hrs a month, even with vacation credit

Don't forget that a 744A (and all fNWA) is not going to be on the DAL DC contribution until 31 Dec 13 as per previously negotiated DC harmonization. Not b*****g, just commenting the fact that the rosy total TA compensation projections don't apply to 40% of the pilot group until year 3 of the TA.

acl65pilot

Is this not because of the targeting matrix that the pre-merger NWA MEC agreed to?

Bill Lumberg

Thanks for outing me!? Okay, go ahead, YES, I MUST be this General Lee guy. Caught me! Which other site am I on again? You say it is FI, which stands for what? Is that Flight International? I must be a newbie here, with my 1900 posts. I take names of other guys, 6 years ago. But, I must be him.

Elvis90

When we were active duty back in 2003, our 4th child was born and had some complications. She spent 6 days in Neonatal Intensive Care. Thankfully she came out completely healthy, but the hospital bills added up to about $25,000. We paid no out of pocket costs with Tricare.

As a retiree, I think our maximum out-of-pocket costs are $3,000 for the family, and our annual premium is $520/year, deducted from our retiree paycheck. I've read that the Delta Gold HRA is $229/month, or about $2,700 annually.

I agree that finding a Tricare provider in a non-military town may be difficult.

CVG767A

I think the category to be in right now is the A330. A lot of those guys are crediting above 110 hours per month. I have to think that is a good part of what is skewing the company average to 87 hours.

CVG767A

Bill's sunny outlook is no better or no worse than the doom and gloom outlook that's become so prevalent on this board. My guess is that the mainstream of our pilot group thinks that thing are going pretty well now. Not great, but pretty well.