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Mil Retiree Health Plan with Delta's Health Plan
Originally Posted by dragon
(Post 321438)
Here's what I found about DAL plan. http://www.airlinepilotforums.com/sh...&postcount=797
I've heard most stay with TRICARE and add DAL's dental/vision but that could just be the retirees. I've heard the mil retiree family dental plan is ridiculous so maybe Delta's is better. I'm not sure how the vision part works for retiree family. I've also heard that if you sign up for Delta's plans, that you would need to sign up for Tricare Standard versus Prime to avoid having 2 HMOs fight it out. I'm not sure when during Indoc that the decision needs to be made. Any thoughts would be helpful. |
I have a quick question. Once you take the medical/psych, do you get a letter in the mail or an email inviting you to train?
Once you do get the letter, do you call in and they give you a training date, or do they tell you that you are cleared to train on some future date? Im sure that this has been written somewhere here, but this thread is pretty huge. Thanks for the info! |
You never "sign up" for Standard...it's yours by default for being an ID card holder. You need to sign up for Prime if you want to keep it by the 20th of the month before the effective date of retirement, otherwise, after retirement you become Standard. Which, IMO, is not a bad gig. My wife and boy have enjoyed it while I've been on AD. I think the only big change for stnd for ret vs. AD in the yearly cap goes up to 3K vs 1K. I think many get a supplemental ins to cover some other inpatient shortfalls,etc.
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Originally Posted by Flyinrob
(Post 321482)
I have a quick question. Once you take the medical/psych, do you get a letter in the mail or an email inviting you to train?
Once you do get the letter, do you call in and they give you a training date, or do they tell you that you are cleared to train on some future date? Im sure that this has been written somewhere here, but this thread is pretty huge. Thanks for the info! |
Originally Posted by Flyinrob
(Post 321482)
I have a quick question. Once you take the medical/psych, do you get a letter in the mail or an email inviting you to train?
Once you do get the letter, do you call in and they give you a training date, or do they tell you that you are cleared to train on some future date? Im sure that this has been written somewhere here, but this thread is pretty huge. Thanks for the info! So the initial class offering is by telephone... everything else by e-mail. |
Thanks for the info guys. Looking forward to the email and phone call then.
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Originally Posted by TheNid
(Post 321486)
You never "sign up" for Standard...it's yours by default for being an ID card holder. You need to sign up for Prime if you want to keep it by the 20th of the month before the effective date of retirement, otherwise, after retirement you become Standard. Which, IMO, is not a bad gig. My wife and boy have enjoyed it while I've been on AD. I think the only big change for stnd for ret vs. AD in the yearly cap goes up to 3K vs 1K. I think many get a supplemental ins to cover some other inpatient shortfalls,etc.
My family has been Prime for a long time and it has worked in the past....my kids live in SHV and I'm in ABI. I'm thinking Prime will still be good but not sure about the new co-pays. Standard might be good as a secondary since technically if you have other insurance coverage, Tricare is always secondary. Just trying to see if it's worth having 2 with Delta's as the primary or whether I should consider just Prime. |
Tricare Prime by itself works for my family (frau, svei kinder). I declined DAL's medical but chose their dental plan (much better than retired military's plan). It didn't take much time looking at the numbers/coverages to figure that one out. Of course, your mileage may vary.
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RAGATO, thanks for asking this question; I'm in the same boat. Going in my thought is that Prime is going to be the way to go and most likely I'll forgo any insurance with Delta that I have to pay for. Now swap that mentality for the dental. I think almost anything DA offers will be better than the mil retirement option. See you on Monday.
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Originally Posted by GunshipGuy
(Post 321525)
RAGATO, thanks for asking this question; I'm in the same boat. Going in my thought is that Prime is going to be the way to go and most likely I'll forgo any insurance with Delta that I have to pay for. Now swap that mentality for the dental. I think almost anything DA offers will be better than the mil retirement option. See you on Monday.
Excited about getting to the Crown Plaza in Atlanta tomorrow. See you Monday GunshipGuy! |
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