I don't think that is right. I've asked both DALPA Benefits Committee, and Company Benefits folks, and they all say that both Basic and Optional Life Insurnace will pay due to death in private flying.

The summary plan descptions, restrictions and exlusions sections states that Basic won't pay for death at the hands of the beneficiary, and the Optional won't pay for sucide within 2 years, and death at hands of beneficiary.

Now the private pilot accident insurance does have some restrictions and limitations releated to the type of flying and it must be in a properly licensed aircraft, with it then defines as:

Properly licensed private aircraft or military aircraft do not include:  An aircraft certified by the FAA as experimental, restricted or limited, or as a prototype aircraft  An aircraft being used for waivered flying, crop dusting, test flying, flight instruction or participation in speed or endurance contests  An aircraft being used for stunt flying (other than performing legal aerobatic flying specifically approved by the FAA for such purposes and in an area and at an altitude approved by the FAA); while flying for hire, except for Delta or any of its subsidiaries; or while flying in violation of any FAA regulations  An aircraft that is not equipped, inspected, certified or maintained in accordance with FAA regulations

Summary plan descriptions and policy certificates were all found on Delta > HR Self Service > Benefits Direct > Library.

Went to see if the Jan bid package was available (it was), and happened to see an AE posted today. All FOs(180ish) it looks like.

When you decipher BS’s letter about the AE today...........please let me know if you think it means all UNA’s are being recalled or not.

Denny

I believe it means all UNAs not in the “affected” group (the bottom 1713). It did seem like he left an out to leave some on UNA if they deem it necessary.

Okay, thanks. I started a new thread about this topic.

Denny

#240👎

Unreal. Glad you’re ok, all things considered. Thanks for sharing.

“Originally Posted by RunFast [img]/images/buttons_new/viewpost.png[/img]
da da dut da da...So there I was...

Walking to the hotel after a nice leisurely short call in SEA, minding my own business and looking forward to an IPA at Sharp's. As I'm walking in the brisk air and noticing the longer shadows of nearly sundown, I hear heavily laden footsteps running behind me. As a courtesy, I slide to the right on the sidewalk towards the grass, get in line with my roller bag and do a quick check over my left shoulder. I see a gentlemen dressed in all black with heavy boots approaching fairly quickly (obviously not out for 5k training). I glance forward again to ensure I'm giving him plenty of space to pass on the left when I notice him stop running right next to me and utter something unintelligible. I never stopped walking and asked, "Excuse me?" And that's when his right elbow met my nose...swiftly and forcefully. I don't know the last time you were cold cocked in the nose, but it brought me to full attention. I immediately braced myself for what I assumed was either a robbery or ass kicking or both and prepared to defend my self. That's when I noticed the large framing hammer in his left hand...at that moment I did what any other self respecting former collegiate track athlete would do, I ran like hell. Delta iPad and dirty underwear be damned. Being fairly swift of foot, once I felt I had a comfortable distance on him I turned to see if he was in pursuit. He didn't seem to be the least bit concerned, calmly walking towards my direction then turning back to grab my roller bag/computer bag combo. I figured he was going to take off with it but no, he turned around, started walking back towards me and the bus stop. That's when I noticed the blood filling up my CDC/Delta approved mask. Because he's walking towards me with my stuff I move a bit farther down the street towards the airport exit. I decide against playing Frogger and dial 911. I didn't even have the whole story out to the 911 operator before no less than 5 police cars pull up to the curb. And the guy is still standing there 30 yards away at the bus stop with my roller bag! The Seatac police department officers were super professional. They independently verified my story and I cooperated by giving a verbally recorded testimony. Turns out the guy had just recently been arrested for shoplifting but the store owner (Ace hardware of all things...oh the irony) didn't want to press charges. Before I gave my statement and while they were arresting the man, I asked if they had found a hammer because I didn't see one at the bus stop or any of the police officer's holding one. I never got a straight answer and began to slightly doubt my memory of the incident (I was 100% sure he had a hammer at the time). After my testimony, the officer told me to take a look at some pictures they took of the scene. Blood droplets on the sidewalk where I took my mask off, my bags by the bus stop and a framing hammer halfway between where the incident took place and the bus stop. Thank goodness he didn't use the hammer on his first strike...”


Glad you’re alright. I shudder to think what happens in a couple years after we have defunded most of our police departments, with attacks now brazenly occurring in broad daylight on public streets...stay safe out there, it’s a jungle.

I would check out the insurance options carefully. I was told they had a private flying exclusion and only covered commercial and military. If they cover private flying what is the point in offering private flying insurance?

New Stoc, LAZR. Radar-self driving car tech. What yall think?

Sailing,

I did check out the options carefully....I didn't just take what I heard on the line as gospel. I talked to ALPA Benefits Rep...I talked to Delta Benefits Team....I read/scanned the Basic Life, Optional Life, and Group AD&D Summary Plan Descriptions (SPD) and the actual policy certificates (all available on the Benefits Direct library)

To sum up my understanding: Life Insurance pays when you die...the Group AD&D and Private Pilot Insurance is more about the bodily injury / disability that occured from the accident, but you didn't die.

From ALPA Benefits Rep:
"The only exclusion to the contractual Basic Life Insurance policy is death caused by the beneficiary. The policy will pay out for a death caused by any other reason.

The exclusions for the Optional Life Insurance are death caused by the beneficiary and a death caused by a suicide within 2 years of the effective date of the policy."

From Delta Benefits:
"There isn’t anything in the optional life (or basic life) insurance certificates that excludes death related to flying. These life insurance certificates would be the appropriate documents for you to review as it relates to exclusions within out life insurance benefits, and they are available in the Benefits Direct library which is the tool you would go to in order to enroll in benefits.
Regarding AD&D, if you have that benefit and private pilots coverage, there are different exclusions from life insurance and are referenced in those certificates. I hope this helps"

If you can find something written that differs, I would love to see if so we can all make informed decisions, but my not a layer, didn't stay in a holiday inn express last night summary is:

Basic Life: will pay for anyting except death at hands of the beneficiary

Optional Life: pays except for death at hands of beneficiary or suicide within first 2 years.

Neither Group Accident nor Family Group Accident Insurance covers any Loss that results from any of the following:
- Suicide or attempted suicide, or intentionally self-inflicted injury
- Sickness, disease or any bacterial infection, except one that results from an accidental cut or wound or pyogenic infections that result from the accidental ingestion of a contaminated substance
- Medical or surgical treatment of Sickness, whether the Loss results directly or indirectly from the treatment
- Injury or Loss contributed to by the use of any drug or narcotic, except as prescribed by a doctor. This exclusion does not apply to any over-the-counter drug taken according to the manufacturer’s package instructions
- Injury or Loss sustained while legally intoxicated as determined according to the laws of the jurisdiction in which the Injury or Loss occurred
- War or any act of war, whether declared or not, except as described under “War Risk Coverage” below
- A Covered Accident that occurs while on active duty service in the military, naval or air force of any country or international organization for more than 60 days, except for Reserve or National Guard active duty training
- Commission of or an attempt to commit a felony
- Travel or flight in any vehicle used for aerial navigation — including getting in, out of, on or off the vehicle — if the covered person is performing as a pilot or crew member of any aircraft other than one operated, controlled or leased by or on behalf of the Company or any of its subsidiaries or affiliates

Private Pilots Accident Insurance does not cover any Loss (fatal or not-fatal) that results from any of the following:
- Suicide or attempted suicide, or intentionally self-inflicted injury
- Sickness, disease or any bacterial infection, except one that results from an accidental cut or wound or pyogenic infections that result from the accidental ingestion of a contaminated substance
- Medical or surgical treatment of Sickness, whether the Loss results directly or indirectly from the treatment
- Injury or Loss contributed to by the use of any drug or narcotic, except as prescribed by a doctor. This exclusion does not apply to any over-the-counter drug taken according to the manufacturer’s package instructions
- Injury or Loss sustained while legally intoxicated as determined according to the laws of the jurisdiction in which the Injury or Loss occurred
- War or any act of war, whether declared or not, except as described under “War Risk Coverage” below
- A Covered Accident that occurs while on active duty service in the military, naval or air force of any country or international organization for more than 60 days, except for Reserve or National Guard active duty training
- Commission of or an attempt to commit a felony

The Private Pilots Accident Insurance coverage will apply only while you are operating or performing the duties of a pilot or crew member in any properly licensed private aircraft or military aircraft, provided you are properly licensed and currently qualified to pilot such aircraft. Properly licensed private aircraft or military aircraft do not include:
- An aircraft certified by the FAA as experimental, restricted or limited, or as a prototype aircraft
- An aircraft being used for waivered flying, crop dusting, test flying, flight instruction or participation in speed or endurance contests
- An aircraft being used for stunt flying (other than performing legal aerobatic flying specifically approved by the FAA for such purposes and in an area and at an altitude approved by the FAA); while flying for hire, except for Delta or any of its subsidiaries; or while flying in violation of any FAA regulations
- An aircraft that is not equipped, inspected, certified or maintained in accordance with FAA regulations