Spirit of NKS, Part II
#7871
Line Holder
Joined: Mar 2015
Posts: 32
Likes: 0
I've used the LTD here. You need to be employed for 365 days before you're eligible for LTD benefits. So get hurt or sick prior to 365 you're SOL. After 1 year you're good to collect LTD. It does suck though.
In my case my first check showed up at the 5 month mark not at 90 days. I was back paid for the time, but just an FYI. They start processing at 90 days and it's a ridiculous process of we need this, we need that, we didn't get that, send it again...
It is also taxable income since the company pays for it so be prepared to payback when tax time comes. You have the option to defer the taxes to get more cash in your wallet if need be. It pays up to $5,000 a month if that equals 60% of your 72 hour guarantee. I was an FO at the time so my take home without taxes removed was ~$3,600 a month.
Don't forget after 9 months we're kicked over to COBRA for your health benefits. After 6 months your pay longevity freezes also. So vote wisely if we see a new TA in the future.
If you work a different job during your time off that income will be deducted from your LTD payment. They will do anything they can to not pay you!
Hope this helps a bit. Buy up if you can! The old method was ridiculous for buy up.
In my case my first check showed up at the 5 month mark not at 90 days. I was back paid for the time, but just an FYI. They start processing at 90 days and it's a ridiculous process of we need this, we need that, we didn't get that, send it again...
It is also taxable income since the company pays for it so be prepared to payback when tax time comes. You have the option to defer the taxes to get more cash in your wallet if need be. It pays up to $5,000 a month if that equals 60% of your 72 hour guarantee. I was an FO at the time so my take home without taxes removed was ~$3,600 a month.
Don't forget after 9 months we're kicked over to COBRA for your health benefits. After 6 months your pay longevity freezes also. So vote wisely if we see a new TA in the future.
If you work a different job during your time off that income will be deducted from your LTD payment. They will do anything they can to not pay you!
Hope this helps a bit. Buy up if you can! The old method was ridiculous for buy up.
Last edited by MATEN308; 08-07-2016 at 10:58 AM.
#7872
Thread Starter
Gets Weekends Off
Joined: Feb 2008
Posts: 1,065
Likes: 0
From: Switch, Lever & Light Specialist
I've used the LTD here. You need to be employed for 365 days before you're eligible for LTD benefits. So get hurt or sick prior to 365 you're SOL. After 1 year you're good to collect LTD. It does suck though.
In my case my first check showed up at the 5 month mark not at 90 days. I was back paid for the time, but just an FYI. They start processing at 90 days and it's a ridiculous process of we need this, we need that, we didn't get that, send it again...
It is also taxable income since the company pays for it so be prepared to payback when tax time comes. You have the option to defer the taxes to get more cash in your wallet if need be. It pays up to $5,000 a month if that equals 60% of your 72 hour guarantee. I was an FO at the time so my take home without taxes removed was ~$3,600 a month.
Don't forget after 9 months we're kicked over to COBRA for your health benefits. After 6 months your pay longevity freezes also. So vote wisely if we see a new TA in the future.
If you work a different job during your time off that income will be deducted from your LTD payment. They will do anything they can to not pay you!
Hope this helps a bit. Buy up if you can! The old method was ridiculous for buy up.
In my case my first check showed up at the 5 month mark not at 90 days. I was back paid for the time, but just an FYI. They start processing at 90 days and it's a ridiculous process of we need this, we need that, we didn't get that, send it again...
It is also taxable income since the company pays for it so be prepared to payback when tax time comes. You have the option to defer the taxes to get more cash in your wallet if need be. It pays up to $5,000 a month if that equals 60% of your 72 hour guarantee. I was an FO at the time so my take home without taxes removed was ~$3,600 a month.
Don't forget after 9 months we're kicked over to COBRA for your health benefits. After 6 months your pay longevity freezes also. So vote wisely if we see a new TA in the future.
If you work a different job during your time off that income will be deducted from your LTD payment. They will do anything they can to not pay you!
Hope this helps a bit. Buy up if you can! The old method was ridiculous for buy up.
That is with the exception I didn't receive a check from LTD until 6 months out, despite initiating the process well before 90 days. Our LTD blows, plain and simple...the only thing they care about is limiting their liability, not paying you (but that's the American insurance industry as a whole, unfortunately).
#7874
Gets Weekends Off
Joined: Dec 2009
Posts: 2,385
Likes: 0
From: Airplane
It's probably to be expected that we will have more service from smaller, more centrally located cities to vacation spots. Maybe not as extreme as Allegiant, but close. I'd guess you could take a look at an old AirTran route map and surmise from that where our next announced cities are going to be.
#7875
#7877
Line Holder
Joined: Jan 2016
Posts: 35
Likes: 0
From: Da Bus
Anybody hearing any rumors about an MCO base? Or am I just hoping and dreaming?
#7878
I'd love to see an MCO base too, but I'm not getting my hopes up.
#7879
Gets Weekends Off
Joined: May 2010
Posts: 429
Likes: 0
50 flights a day out of Mco by the end of the year. That's more than DFW I believe
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downinthegroove
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