Originally Posted by EricJ320

For all intent and purposes, this is only true if the worst case scenario involves mental healthcare, as it's the only care not covered at 100% after the deductible is met. Of course that assumes in-network. I've yet to find anything that was out-of-network, and never once had an issue with coverage. With the type of care my daughter needs, we need the occasional letter of medical necessity, but that is common for this type of care. It truly has been amazing coverage, and I know not just from past experience, but hospitals and physician's staff tell me regularly.

I put $750 in the FSA to cover the family deductible, except the copays, everything else is covered by the B plan entirely. Office visit and prescription copays count towards the $1000/$3000 max out of pocket. If it got real bad and you reach that $1000 for one person, the copays would even stop and be covered, but I've yet to hit that for her, though I've been close.

The premiums, plus $750 deductible, plus $10(Rx)and $11(office) copays is all you should plan to ever pay on that plan, should you choose that route.

One last note, on the A and B plan, there is a provision in our policy that if there is no generic drug available we only get charged the generic copay. So essentially every prescription is only $10, no matter the cost. My daughter had a $7000 prescription in August, $10 copay. There is a drug she may eventually be on that costs $280,000 annually, I've already inquired, $10 copay.

Originally Posted by WelcomeToBen

Interesting. The information on the company benefits site states that the HRA cannot be used for prescriptions and prescription premiums do not count towards the deductible, but they do count towards the out of pocket max. Strange that the two sources would conflict that significantly however not that surprising considering who we work for.

Originally Posted by putzin

Hmmmmm.....





http://finance.yahoo.com/news/abx-ai...133400526.html



"John Starkovich, President of ABX Air, said that the IBT has taken several actions in violation of its labor agreement with ABX Air. These include advising ABX Air’s pilot employees to end their longstanding practices of bidding for extra flying on a volunteer basis and selling vacation days back to ABX Air, resulting in ABX Air having to assign that work to pilots, which results in premium pay and the granting of compensatory vacation days."

Originally Posted by putzin

Hmmmmm.....


http://finance.yahoo.com/news/abx-ai...133400526.html

"John Starkovich, President of ABX Air, said that the IBT has taken several actions in violation of its labor agreement with ABX Air. These include advising ABX Air’s pilot employees to end their longstanding practices of bidding for extra flying on a volunteer basis and selling vacation days back to ABX Air, resulting in ABX Air having to assign that work to pilots, which results in premium pay and the granting of compensatory vacation days."

Originally Posted by beech_nut

Why doesn't alpa, and why don't we demand alpa work to overthrow that outdated and irrelevant law? I've never heard them mention one word about getting rid of it.

Originally Posted by Hugedouche

And people on here or on the line wonder why the union (association) wont take a hard line stance on picking up open time. It has been proven over and over again that the RLA is solely in favor of industry and not the labor.