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Quote:

Originally Posted by OneplusF (Post 3532483)

I’d rather pay taxes on money I can spend than go into an health retirement account that is very limited on how and when I can spend it. We are the only carrier that forces all overages into an HRA. 401(a)17 excess for every other major is in cash.

I second this one for sure. Do your reps know and fight for this? Doubtful.

I’m fairly new so I haven’t participated in a survey but from the sounds of it they didn’t listen anyway

Quote:

Originally Posted by dmeg13021 (Post 3532422)

Vote will be contested due to ALPAs use of Venezuelan voting machines

They can get results out in a day… if they were from Maricopa county then you’d know we’re screwed.

Quote:

Originally Posted by OneplusF;[color=#333399

3532483]I’d rather pay taxes on money I can spend than go into an health retirement account that is very limited on how and when I can spend it. We are the only carrier that forces all overages into an HRA. 401(a)17 excess for every other major is in cash.

Unless you plan on kicking he bucket early, or having zero medical issues in retirement, this is incredibly short sighted. You’re giving away a huge portion of your income to the govt, when instead you can sock it away tax free and with draw it tax free for future medical care. Using your retirement savings to pay those bills incurs it’s own taxable event (getting double tapped on taxes), and given the trajectory of things those taxes won’t be cheaper in the future.

I say this having a military health retirement, VA disability coverage etc. The RHA will PROBABLY be of no benefit to me but I’ll still take the tax free savings and use. You should talk to a tax pro about what you’re advocating because the cost of keeping that money will probably be eye watering given tax increases and the future cost of health care.

We need our PS checks to be pensionable and have more avenues to lower our tax base, not increase it.

Quote:

Originally Posted by Mitch Rapp (Post 3529206)

I predict TA2 will arrive within the next 7 days, just in time for Christmas…er…the holidays.

1. All the TUMI TA heartaches will be gone.
2. They’ll throw in a few - but MINOR - work rule improvements.
3. Pay raise of 15/4/4
4. Sick leave will either be 7 hours/month or untouched.
5. Vacation/training pay 5 hours beginning sometime next year.

I’ll be selling lottery predictions tomorrow.

Sounds reasonable. It would get my vote.

Have we proposed any changes to our DC? Why is the Union so damn silent on the details. You’re going to have A LOT of ****ed off pilots if they screw this up again.

Quote:

Originally Posted by RaginCajun (Post 3532670)

Have we proposed any changes to our DC? Why is the Union so damn silent on the details. You’re going to have A LOT of ****ed off pilots if they screw this up again.

Given that management chose NOT to accept UAL-ALPA's latest terms, the ALPA proposal probably contained all or almost all of the items learned from the post Tumi TA survey. I guess the question is did they learn enough from the surveys.

Quote:

10/25/2022 UAL-ALPA MEC email

Unacceptable Company Delays

The company has informed us they will not provide a counteroffer to the economic package we presented them more than two weeks ago. Their excuse for this unacceptable delay is that they are awaiting the details of the recently announced tentative agreement under consideration by the Allied Pilots Association Board at American Airlines. Action at other airlines should not dictate the pace of our negotiations. Our proposals are driven by United pilots’ input and direct feedback to your LEC representatives.

Quote:

Originally Posted by OneplusF;[url=tel:3532483

3532483[/url]]I’d rather pay taxes on money I can spend than go into an health retirement account that is very limited on how and when I can spend it. We are the only carrier that forces all overages into an HRA. 401(a)17 excess for every other major is in cash.

you planning on never getting sick or needing a doctor after you retire?

I love the fact that I have a tax free place for money to sit. Then when I’m old and tired I don’t need to spend any of my 401K in order to stay healthy.

Quote:

Originally Posted by MasterOfPuppets (Post 3532818)

id like the option, personally. I have Tricare and I admit that I don’t see much value in that account for me.

Quote:

Originally Posted by JTwift (Post 3532858)

id like the option, personally. I have Tricare and I admit that I don’t see much value in that account for me.

Me too, yet I still spend a few grand on copays, premiums and prescriptions a year for me and the fam that are still on the plan. I doubt that will get smaller as time goes on. Don't forget also, that eventually you have to go on medicare as well. The only aspect I don't care for is the fact that I cannot choose how it it is invested, but the fact that I'm not paying 35% on that money off the bat outweighs that decision for me.

The RHA is the ultimate Tax Trifecta. It’s tax free money going in, (unless you’re a WB CA or raking in PP you can adjust your 401 deferrals to minimize or eliminate spillage), grows 100% tax free and no tax bill on withdraw. How you can not want that available is crazy. I pray the NC isn’t so short sighted that they want to get rid of it.

How Much Does Health Care Cost in Retirement?

According to a report by HealthView Services Financial, a healthy 65-year-old couple retiring in 2021 can expect to spend more than $662,000 for retirement health care costs.

https://www.annuity.org/retirement/health-care-costs/