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Old 10-01-2014 | 08:27 PM
  #101  
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Originally Posted by algflyr
The APA does offer supplemental plan that pays on top of the company plan.
The way I read it, even though you get the buy up plan through APA, your company benefits will be reduced by the amount of the buy up plan. Equaling the same net amount before the buy up.
Or, buying up is a waste of money because you gain nothing.
It is my understanding that DL does not reduces the company provided LTD payout like this.

Anybody know what LTD was before the BK contract?
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Old 10-02-2014 | 03:26 AM
  #102  
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Originally Posted by Thedude
It is my understanding that DL does not reduces the company provided LTD payout like this
That is correct. At Delta, the DPMA is used to cover the difference between the LTD payment and make you whole. It is only good for 24 cumulative calendar months though.
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Old 10-02-2014 | 04:17 AM
  #103  
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Originally Posted by Thedude
The way I read it, even though you get the buy up plan through APA, your company benefits will be reduced by the amount of the buy up plan. Equaling the same net amount before the buy up.
Or, buying up is a waste of money because you gain nothing.
It is my understanding that DL does not reduces the company provided LTD payout like this.

Anybody know what LTD was before the BK contract?
Im not sure about that. In the LTD section of the MOU it states that the APA has a plan that can be bought for an additional $1000-$6000 of benefit. The word "additional" leads me to believe it doesn't offset the company LTD. If it did, there would be no point in the APA having such a program. But maybe im reading it wrong..
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Old 10-02-2014 | 04:52 AM
  #104  
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Originally Posted by Thedude
The way I read it, even though you get the buy up plan through APA, your company benefits will be reduced by the amount of the buy up plan. Equaling the same net amount before the buy up.
Or, buying up is a waste of money because you gain nothing.
It is my understanding that DL does not reduces the company provided LTD payout like this.

Well the plans description on the APA website says:

"This Plan provides a monthly disability benefit for each participating APA member, in addition to your Company disability benefits."

So I read it as it will not reduce the company benefits. But if it does, I agree, it seems it would be a waste of money.
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Old 10-02-2014 | 09:13 AM
  #105  
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Originally Posted by algflyr
Well the plans description on the APA website says:

"This Plan provides a monthly disability benefit for each participating APA member, in addition to your Company disability benefits."

So I read it as it will not reduce the company benefits. But if it does, I agree, it seems it would be a waste of money.
Sure, that's what the APA plan may say, but does THEIR definition of what THEIR benefit plan offers trump AMR's "other income" caveat ?

The entire LTD benefit at AA for pilots is a winding snake and after 4 years, the snake has many avenues to shed most of its skin, if not slither away completely. Plan accordingly.
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Old 10-02-2014 | 01:01 PM
  #106  
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I would love to know the real answer ... I'll need to talk with APA after Trainning but fear they may not be able to even explain the pitfalls
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Old 10-02-2014 | 01:57 PM
  #107  
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Originally Posted by jwes
I would love to know the real answer ... I'll need to talk with APA after Trainning but fear they may not be able to even explain the pitfalls
Good luck. Those who've forged forward before you and tried to get specifics got little. Those who have communicated to the leadership how important an improved LTD benefit is, have been met with silence. LTD improvements are noticeably absent from APA's initial JCBA proposal to management and it seems to be an issue that's "confidential, on the Q.T. and very,........hush, hush".

I think collectively, we'll get nothing and like it.
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Old 10-02-2014 | 02:18 PM
  #108  
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Originally Posted by eaglefly
Good luck. Those who've forged forward before you and tried to get specifics got little. Those who have communicated to the leadership how important an improved LTD benefit is, have been met with silence. LTD improvements are noticeably absent from APA's initial JCBA proposal to management and it seems to be an issue that's "confidential, on the Q.T. and very,........hush, hush".

I think collectively, we'll get nothing and like it.
I think you're an idiot who knows big words
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Old 10-02-2014 | 03:07 PM
  #109  
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Originally Posted by bassslayer
I think you're an idiot who knows big words
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Old 10-02-2014 | 05:17 PM
  #110  
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Originally Posted by bassslayer
I think you're an idiot who knows big words
If that's the case, then you think more of me then I do of you.
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