Minimum Balance Plan
11-16-2022 | 08:18 AM
#301
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Joined: Oct 2014
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Likes: 13
Literally nobody except you has said they don’t want to increase DC funds. And wanting to put the money someplace besides the mbcbp is apparently only incomprehensible to you.
11-16-2022 | 08:19 AM
#302
Gets Weekends Off
Joined: Mar 2015
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From: ir.delta.com
11-16-2022 | 08:19 AM
#303
Banned
Joined: Sep 2016
Posts: 8,831
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I want to increase DC. I don’t want to shelter those funds in the same way you do. Nowhere in PWA 26 is a low-performing fund prescribed, so I’m not sure where “as intended” comes from.
11-16-2022 | 08:20 AM
#304
Gets Weekends Off
Joined: Jul 2013
Posts: 12,480
Likes: 1,051
it's not locked up at all. It's very much accessible through a variety of mechanisms. And I, me get to decide if I put it in highly aggressive funds or bonds. No one else makes that decision for me.
11-16-2022 | 08:20 AM
#305
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Joined: Sep 2016
Posts: 8,831
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there should be a tax-sheltered vehicle for you to use. It should be optional, because I have literally zero desire to use that same vehicle
11-16-2022 | 08:23 AM
#306
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Joined: Oct 2014
Posts: 1,015
Likes: 13
That would be great, as an option. Many of us have no interest in confiscation of our money, or for additional tax deferral.
11-16-2022 | 08:23 AM
#307
Gets Weekends Off
Joined: Mar 2015
Posts: 13,223
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From: ir.delta.com
Explain to me what the effective difference is between increasing DC to increase taxable wages and increasing pay rates. If we fail to get more DC then we are keeping your hourly rate bound to "reasonableness" with no real increase for retirement. The only way we justify more DC is to have a place to put it that isn't regular income.
11-16-2022 | 08:25 AM
#308
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Joined: Sep 2016
Posts: 8,831
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Explain to me what the effective difference is between increasing DC to increase taxable wages and increasing pay rates. If we fail to get more DC then we are keeping your hourly rate bound to "reasonableness" with no real increase for retirement. the only way we justify more DC is to have a place to put it that isn't regular income.
11-16-2022 | 08:26 AM
#309
Gets Weekends Off
Joined: Mar 2015
Posts: 13,223
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From: ir.delta.com
11-16-2022 | 08:27 AM
#310
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Posts: 8,831
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