All cynicism aside, my question is how insurance after retirement works. I have no idea, and that is really the last piece of the puzzle I need. I got my LTC policy, and some good term policies, but if I go early, how does health insurance work? If anything keeps me here until 65 it will be that.

T, I've been retired since before roller bags and CRM, you can keep your insurance if you like your insurance [I heard that somewhere]. I just kept DPMP. As I said earlier, the plan's numbers are not terrific. You retire, you pay. I'm not sure what the reduced rate is, but it is considerable. I've had no problems with DAL and I've been sicker than a 9 month hooker. [ malaria, etc.] I pay [just myself] $220 a month for med. and dental, $2000 out of pocket, $250 deductible. I think it pays to look around, I'm just *******in' lazy.

06-29-2014 | 02:36 PM

#161342

filejw

Gets Weekends Off

Joined: Mar 2006

Posts: 567

Likes: 0

From: retired

Quote:

Originally Posted by UncleSam

Hey T, it's not pretty with regard to medical insurance. Anytime before 62 you are stuck with the retirement plan policy or some other personal plan that you find yourself. Once you hit 62 you are on Medicare and whatever secondary insurance you find. I think the retirement plan insurance runs around $900/mo for you & the spouse with all the standard deductibles. There has been a tax credit for several years for folks like us that retired from a company that filed Ch 11 but that credit has fluctuated from year to year depending on congressional action. You can call the DALPA office and ask for retirement folks and they can give you better details.

Think the age is 65 unless your spouse is 65 then you can qualify on her/his age.

06-29-2014 | 02:41 PM

#161343

badflaps

Gets Weekends Off

Joined: Apr 2011

Posts: 5,816

Likes: 5

From: retired 767(dl)

I wish the mods would learn how to spell ****'in'.

06-29-2014 | 02:43 PM

#161344

Denny Crane

Gets Weekends Off

Joined: Sep 2008

Posts: 6,971

Likes: 0

From: Kickin’ Back

Quote:

Originally Posted by Wilbur Wright

Ship 3351 flew 18:30 on the SIN-ATL flight last year. Of course, there were no passengers, no cargo and the biggest weight savings, no international flight attendants.

Normal range for the 330-200 is 7,250 NM. I'd say 13 hours comfortably.

I might add an hour plus to that 13 hours. SEA-HKG is blocked at 14:14. 4 day trip total 27:13.

Denny

06-29-2014 | 02:53 PM

#161345

iceman49

Gets Weekends Off

Joined: Jun 2008

Posts: 3,716

Likes: 0

Dimensions & key data*| Airbus, a leading aircraft manufacturer

330-200

06-29-2014 | 02:57 PM

#161346

UncleSam

Everyday is a weekend!

Joined: Jul 2008

Posts: 317

Likes: 0

From: Seasonal Help

Quote:

Originally Posted by filejw

Think the age is 65 unless your spouse is 65 then you can qualify on her/his age.

You are correct. It is 65. I was thinking about SS. And the age of your spouse has nothing to do with Medicare, only SS.

06-29-2014 | 03:00 PM

#161347

gloopy

Gets Weekends Off

Joined: Jul 2010

Posts: 12,831

Likes: 172

From: window seat

Quote:

Originally Posted by boog123

Ok, little plan worked and got a GS that went into a golden reserve day next month, when Im on reserve. Got the RES GS Pay credit on time card, but how do they go about doing the PB day? Does that show up automatically at some point?

Thanks

If I'm reading your sitch correctly, you should get 1 or 2 payback days in your bank. Look on this month's or next month's time card. It will depend on when the release time is. If its after 2PM (I think) you should get 2 PB days because there are no partial days in the bank for the next month, only for the current month if there is room. If your current month GS went into next month where it violated a reserve off day (X or * it doesn't matter they are the same for this purpose) you should get payback day(s) added to your bank.

You can then use the day(s) to drop with pay any reserve day that is "in the blue" with coverage or to drop line holder days. If you camp on them they eventually become vacation days worth 3:15. Way better to cash them out in other ways, but its your choice.

06-29-2014 | 03:45 PM

#161348

Wilbur Wright

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Joined: Nov 2010

Posts: 377

Likes: 0

Quote:

Originally Posted by Denny Crane

I might add an hour plus to that 13 hours. SEA-HKG is blocked at 14:14. 4 day trip total 27:13.

Denny

Denny,

Good point. I originally said 13-14, but to be safe dumped the 14 and added "comfortably." (And block is more than flight time)

06-29-2014 | 04:33 PM

#161349

Carl Spackler

Back on TDY

Joined: Apr 2008

Posts: 12,487

Likes: 0

From: 747-400 Captain

Quote:

Originally Posted by Alan Shore

But don't forget the $400M per year more in pilot costs that this way costs them.

Don't forget those $400 million in increased pilot costs were more than offset by over $400 million in pilot concessions. That's why management refers to our contract as not only cost neutral, but allows them to invest in initiatives to benefit other employee groups at Delta.

It's good to know that with our help, all other employees at Delta are back to their pre-bankruptcy wages.

Carl

06-29-2014 | 04:40 PM

#161350

Carl Spackler

Back on TDY

Joined: Apr 2008

Posts: 12,487

Likes: 0

From: 747-400 Captain

Quote:

Originally Posted by sailingfun

The total number of allowed 76 seat jets was reduced in contract 2012.

Quote:

Originally Posted by Alan Shore

Technically, yes, but not universally. As it was, we were frozen at 153, with no way to increase without trading in an equal number of 70-seaters AND increasing mainline airframes above a certain number. Now, Delta can add 76-seaters simply by buying 717's (which they arguably might have done anyway) without having to trade in 70-seaters.

Why do you continue to make a fool of yourself sailingfun? I know you and that old guard MEC admin thinks you can get away with such blatantly distorted posts because the issue is too complex, and people will just believe you. Alan's posts and the others should show you that tactic doesn't fly in the new world of social media. Yet you stubbornly persist. Why?

Carl