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-   -   Any "Latest & Greatest" about Delta? (https://www.airlinepilotforums.com/delta/36912-any-latest-greatest-about-delta.html)

Sink r8 11-19-2014 02:33 PM

Then again, this article says it was independently confirmed by the Seattle Times:

Boeing loses to Airbus on big Delta order | Business & Technology | The Seattle Times

HTBH 11-19-2014 03:05 PM

Loan Issues
 
I know this has been answered on here before...but does anybody have any expertise on how to justify an airline pilot salary to a bank's loan department?

I'm trying to get a 6 month construction loan to finish a place, then that would be taken over by a conventional mortgage of some type once an occupancy permit is issued.

Lady at bank tells me my salary doesn't justify the loan. This isn't a million dollar home...couple hundred grand. I'm a new hire, only been here 6 months after retiring from the military so naturally, the pay has been low. I tried to explain the hours and pay scale thing to them and they said that is all "projected earnings" and that my salary since retirement doesn't warrant a loan.

Anybody got any expertise or experience on how to work this thing? I was polite about it, but basically asked her..."if a guy who has retired from the military, with a monthly retirement check, no debt, and a job as a pilot at Delta airlines can't get a loan for a couple hundred grand... who is getting them then?"

Elliot 11-19-2014 03:05 PM


Originally Posted by Big E 757 (Post 1766793)
It doesn't say when deliveries begin. What is an A330-900? Is that a NEO 330-300?

Airbus debuted both the Airbus 330-800 & 330-900 aircraft. (Delta ordered the -900's.) Both variants (-800 & -900) will be certified as NEO engined aircraft.

Anyone in the know? Can they "hang" a NEO engine on either of the two smaller variants? (e.g. -200/-300 w/ NEO engines?)

nwaf16dude 11-19-2014 03:10 PM

330-800/900 = 330-200/300 with new engines

pilotc90a 11-19-2014 03:31 PM


Originally Posted by HTBH (Post 1766815)
I know this has been answered on here before...but does anybody have any expertise on how to justify an airline pilot salary to a bank's loan department?

I'm trying to get a 6 month construction loan to finish a place, then that would be taken over by a conventional mortgage of some type once an occupancy permit is issued.

Lady at bank tells me my salary doesn't justify the loan. This isn't a million dollar home...couple hundred grand. I'm a new hire, only been here 6 months after retiring from the military so naturally, the pay has been low. I tried to explain the hours and pay scale thing to them and they said that is all "projected earnings" and that my salary since retirement doesn't warrant a loan.

Anybody got any expertise or experience on how to work this thing? I was polite about it, but basically asked her..."if a guy who has retired from the military, with a monthly retirement check, no debt, and a job as a pilot at Delta airlines can't get a loan for a couple hundred grand... who is getting them then?"


You might want to check out wingsfinancial.com, or even the Delta Credit union. they both understand pilots, and Wings has been exceptionally good to me.

RetiredFTS 11-19-2014 03:32 PM


Originally Posted by HTBH (Post 1766815)
I know this has been answered on here before...but does anybody have any expertise on how to justify an airline pilot salary to a bank's loan department?

I'm trying to get a 6 month construction loan to finish a place, then that would be taken over by a conventional mortgage of some type once an occupancy permit is issued.

Lady at bank tells me my salary doesn't justify the loan. This isn't a million dollar home...couple hundred grand. I'm a new hire, only been here 6 months after retiring from the military so naturally, the pay has been low. I tried to explain the hours and pay scale thing to them and they said that is all "projected earnings" and that my salary since retirement doesn't warrant a loan.

Anybody got any expertise or experience on how to work this thing? I was polite about it, but basically asked her..."if a guy who has retired from the military, with a monthly retirement check, no debt, and a job as a pilot at Delta airlines can't get a loan for a couple hundred grand... who is getting them then?"

Went through this 2 years ago, same scenario. Went with a local small town bank with many military retirees in the area. Did jump through hoops a bit and showed them pay scales in the contract.
Also showed them TSP assets which more than covered the loan. You might just have to shop around for a small town bank.
Or find one that deals often with your builder or local builders. Not all banks do construction loans, so one that has relationships with builders may be best bet.

firstmob 11-19-2014 03:33 PM


Originally Posted by nwaf16dude (Post 1766819)
330-800/900 = 330-200/300 with new engines

Did we get EK's delivery slots?:)

bohicagain 11-19-2014 03:49 PM


Originally Posted by HTBH (Post 1766815)
I know this has been answered on here before...but does anybody have any expertise on how to justify an airline pilot salary to a bank's loan department?

I'm trying to get a 6 month construction loan to finish a place, then that would be taken over by a conventional mortgage of some type once an occupancy permit is issued.

Lady at bank tells me my salary doesn't justify the loan. This isn't a million dollar home...couple hundred grand. I'm a new hire, only been here 6 months after retiring from the military so naturally, the pay has been low. I tried to explain the hours and pay scale thing to them and they said that is all "projected earnings" and that my salary since retirement doesn't warrant a loan.

Anybody got any expertise or experience on how to work this thing? I was polite about it, but basically asked her..."if a guy who has retired from the military, with a monthly retirement check, no debt, and a job as a pilot at Delta airlines can't get a loan for a couple hundred grand... who is getting them then?"

Try this guy. Have not used him but he used to be a former Delta pilot. Also former military.

Jeff Kobold | Prospect Mortgage | Orleans, MA

boog123 11-19-2014 04:02 PM


Originally Posted by encore (Post 1766775)

Pretty much replacement or a little less.

newKnow 11-19-2014 04:24 PM


Originally Posted by Sink r8 (Post 1766795)
Still being negotiated. I smell a calculated leak.

Airbus Said to Near Delta Order Up to $13 Billion to Top Boeing - Bloomberg

This is the only article that give a clue as to when they would start being delivered, relating it to the delivery slots Emirates gave up. Does anyone know when they might start showing up on property in Delta paint?


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