Airline Pilot Central Forums - Any "Latest & Greatest" about Delta?

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Quote:

Originally Posted by thefoxsays (Post 1770594)

What biometric tests??? The ones which you get $$$ put into your HRA/HSA???

As far as I can see, those test are voluntary. Don't have to do them.

You are correct, but then you don't get the HSA/HRA dollars which makes the plan more expensive.

Quote:

Originally Posted by Justdoinmyjob (Post 1770599)

For the last three years, my family has hit the the max by around May/June. I still haven't won the Mega Millions or Powerball yet.

I have DPMP. While the premiums are higher, maxing out early and getting essentially free medical for the rest of the year balances out. The downside is having a kid who has some severe longterm health issues that lead to the maxing out. The Mayo clinic ain't cheap. but they do good work!

And if I were you I would do the DPMP without even ever looking at any of the other options. When you know you will have stuff like that you are no longer buying "insurance" because you know you will pay the max.

I also respect parents like you who can deal with severe issues when it comes to healthcare with your kids. I think all of us who never have issues take for granted how much good health is worth, especially when it comes to your children.

Quote:

Originally Posted by 80ktsClamp (Post 1770283)

I'll be the pessimist and say it doesn't break 10k. :)

I'm going to agree with you.

Quote:

Originally Posted by gr8vu (Post 1770610)

I am tricare as well and the internet research I did in indoc stated that tricare is not considered a high deductible program and therefore the IRS does not allow us to do an HSA. I originally wanted to use an HSA to pay my annual premium and potential copay.

There is a delta option for a tricare supplement but based on my situation it didn't make much financial sense for my family and current access to healthcare.

Same conclusions. However, you can use a FSA, similar to an HSA in that it is pre tax dollars. Which you can then use for just about ever medical expense (dental/med copays, glasses, scripts, etc). Based on your tax situation, can work out to about 30% savings on anything you pay.

Gotchas:

- This is my first year, I could be completely wrong

- Seems like a bit of a pain to use as you have to file a claim for each use (it's all online, but still)

- You can only put a certain amount in, $2500/yr I think

- It's a spend or lose kind of thing, while you can carry $500 forward to next year, anything else unspent is lost.

As far as tricare, I use standard for it's flexibility (family has been on standard for years). As long as I spend less than 1600ish a year on healthcare, it's cheaper than prime. Either way, the FSA will help lesson the blow.

Feel free to shoot holes in my theory.

use the calculator. Takes one to two minutes to use your actual claims with the click of a button to see how each program would have ran the numbers. Side by side. You also can go in and edit the claims to run some scenarios. Takes all of 3 to 4 minutes total to add a couple of overnight stays at hospital or change claims to see how each one would pay it out. DPMP ...very expensive.

Quote:

Originally Posted by RockyBoy (Post 1770656)

I'm going to agree with you.

I'm going to guess 10300. January AE, with the NYC 330 seats on it and possibly SEA 73n will see NYC 88 & 717 go to 2008 hires. You heard it here first!:D

Had the Gold HRA for a few years now, pretty good deal

RockyBoy, remember, as a pilot you're never 'unconscious', just resting!!!! Happy Thanksgiving...

I had a quick question for you guys. I was filling out an app for Delta and came to the addendum section, and was a little stumped on how to proceed on one section of it.
Have you ever been convicted of any felony, misdemeanor, infraction, offense of other violation on any law?
So my question is if I had a couple of tickets and I put those under my Driving record section, do you have to click yes here and then put your tickets again?
Thanks again in advance

Spike their drinks with benedryl:D

Quote:

Originally Posted by DogWhisperer (Post 1770618)

Dear brothers and sisters of the clouds....if you're flying over I-20 between Texas and Georgia,today, look down and take pity on the Dog Whisperer...for I am setting forth with my clan in the covered wagon to my in-laws. 13 + hours of forced imprisonment for my three stir crazy mini dogs ought to be interesting...just wish I had a sterile light. If you see a small mushroom cloud somewhere around Monroe....know from which it came....Happy Thanksgiving fellow Delta Dudes and Dudettes!!!